Expert Advice for Umbrella Insurance
All Articles on Umbrella Insurance
How to Protect Your Assets With an Umbrella Insurance Policy
Protecting your assets with an umbrella insurance policy means understanding umbrella insurance and your current coverages and required protection.
Jerry
Umbrella Insurance Policies Are Not Just for the Rich
Having an umbrella policy can set your mind at ease and protect your assets in case you are at fault in an accident that leads to a lawsuit. They are not and should not be just for the rich.
Jerry
How to Choose the Best Type of Home Insurance for You
The best homeowners insurance protects your property and belongings. But how do you know what types of coverage you need, and how much is enough?
Jerry
All Questions on Umbrella Insurance
Can I be sued for actions my child does outside of the home?
We were at the park the other day and my child pushed another kid off the swing. The other kid broke his arm, and while I do feel bad about that, I don't think I should have to pay for his medical bills. The parents are talking about suing us, can they do that?
Shannon Martin
How do I know if I need an umbrella policy?
"Should we wait to get an umbrella policy until we have more assets, or get it now since we both make close to a 6 figure salary? My State Farm agent advised me that my husband and I should think about getting an umbrella policy. We don't own any property yet, but we are saving for a house."
Shannon Martin
What does hazmat insurance cover?
When would a semi-truck need to have hazmat insurance? What coverage would it provide?
Shannon Martin
What will a commercial umbrella policy cover?
What additional coverage will an umbrella policy provide above and beyond my current commercial policy?
Shannon Martin
Do I need trucking umbrella coverage?
I carry a liability limit on my commercial trucking policy of $200,000, do I still need to buy an umbrella policy? I am an independent trucker with just one rig. I thought that umbrella policies were more for big corporations.
Shannon Martin
What happens if you cause a huge pileup accident?
Who pays for a multi-car accident? I saw on the news this winter quite a few pile ups on the highway due to the weather and it made me very nervous.
Shannon Martin
My kid hit someone in the face while flying a kite, now what?
We were at the park the other day and my 7-year old hit someone in the face while flying a kite. I don't know how injured they are, but what should I do now?
Shannon Martin
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