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Expert Advice for Personal Liability

All Articles on Personal Liability

Should You Get an Esurance Umbrella Policy?
A million-dollar umbrella policy from Esurance could shield your assets from claims and injuries that standard liability won't cover—but is it right for you?
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Claire Beaney
Should You Get an AAA Umbrella Policy?
A personal umbrella policy from AAA can offer up to $3M of excess liability coverage for your assets from lawsuits. But is it worth it? Here are the details!
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Sarah Gray
Should You Get a Progressive Umbrella Policy?
Getting a Progressive umbrella policy will cost you between $150 and $300 per year, but it could be worth the cost if you’re a high-risk driver or homeowner.
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Liz Jenson
Should You Get a Nationwide Umbrella Policy?
An umbrella liability policy from Nationwide can protect your assets and your wallet on a larger scale than traditional liability coverage. Here are the details.
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Amber Reed
Should You Get a Safeco Umbrella Policy?
A million-dollar umbrella policy from Safeco could protect your assets from lawsuits and injuries that standard liability won’t cover. But is it worth it?
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James Ellaby
Should You Get an Erie Insurance Umbrella Policy?
Erie Insurance policyholders who have reached the maximum liability limits may qualify for umbrella insurance. But what is it and how does it work?insura
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Kathryn Mae Kurlychek
Should You Get a Geico Umbrella Policy?
Geico umbrella insurance is a great policy addition for individuals whose net worth exceeds the limits of their standard liability insurance. Learn more here!
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Pat Roache
Should You Get a Liberty Mutual Umbrella Policy?
A million-dollar umbrella policy from Liberty Mutual could protect your assets from lawsuits and injuries that standard liability won’t cover. But is it worth it?
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Jason Tushinski
Should You Get a Farmers Umbrella Policy?
Farmers offers a personal liability umbrella with additional liability coverage for better protection. But is it worth it for you?
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Jaya Anandjit
Should You Get a USAA Umbrella Policy?
Veterans, military members, and their spouses and children can get up to $5 million worth of umbrella liability insurance through USAA. Is it right for you?
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Amber Reed
Should You Get an Allstate Umbrella Policy?
Allstate’s umbrella insurance policy extends your liability coverage by $1 to $5 million and covers a wider range of damages.
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Shannon Fitzgerald
Should You Get a State Farm Umbrella Policy?
A million-dollar umbrella policy from State Farm could protect your assets from lawsuits and injuries that standard liability won’t cover. But is it worth it?
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R.E. Fulton
What Does Personal Liability Insurance Cover?
Personal liability coverage protects you when you or a member of your household causes property or bodily damage. Read this guide on personal liability to learn what's covered.
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Rochelle Miller-Hernandez
Is a Trampoline an Attractive Nuisance?
Is a trampoline an attractive nuisance? According to some experts, the answer is yes. Read this guide to learn more about trampolines and attractive nuisances.
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Elan Mcafee

All Questions on Personal Liability

Does Liberty Mutual offer renters insurance?
I’m about to rent my very own apartment for the first time! I’m looking into different options, starting with what’s more familiar to me. Does Liberty Mutual offer renters insurance?
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Melanie Mergen
Does renters insurance cover dog damage?
My puppy is teething and getting into all kinds of trouble. I left him alone for ten minutes and he chewed up the linoleum in my rental’s kitchen! Does renters insurance cover dog damage?
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Melanie Mergen
Can you have renters insurance in two places?
I’m moving to a new apartment in a couple of months, and I want to make sure I’m covered during the gap period when I move. Can you have renters insurance in two places?
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Melanie Mergen
Does renters insurance cover all occupants?
My friends and I are getting an apartment together for college, and our landlord is requiring us to get renters insurance. This is the first time I’ll be living with roommates, so I don’t really know how this stuff works. Does renters insurance cover all occupants?
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Melanie Mergen
Is Travelers home insurance good?
My wife and I just put an offer in on our first house. Now we need to compare rates and insurance companies. Is Travelers home insurance good? Should we consider them?
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Rachel Rigolino
Does State Farm renters insurance cover dog bites?
Since I have a pet, my landlord wants me to get renters insurance that covers dog bites. Does State Farm renters insurance cover dog bites?
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Melanie Mergen
What is pet insurance for renters?
I was thinking about getting a puppy soon. My landlord’s okay with this as long as I get renters insurance. I’m a little confused, though. Is there a different type of renters insurance for pets? What is renters pet insurance?
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Melanie Mergen
Does Progressive renters insurance cover dog bites?
I’m shopping around for a renters insurance policy that will give me and my dog good protection. Does Progressive renters insurance cover dog bites?
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Melanie Mergen
Does home insurance cover damage to other people’s property?
My friend let me borrow their expensive weed wacker. I somehow managed to get it all tangled up and blew out the motor. I can’t really afford to cover it out of pocket. Will my home insurance cover damage to other people’s property?
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Emily Maracle
How do you get liability insurance for a car?
I'm 18 and living on my own. I just found a great deal on a used car, but I've never bought insurance before. I know my state requires me to have liability insurance, so how do I get it?
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Ben Guess
Does Amica have home insurance?
My husband and I have our car insurance through Amica, and he says they don’t offer homeowners insurance—just car insurance. But I told him my best friend has her homeowners policy with Amica. Does Amica have home insurance?
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Rachel Rigolino
Does renters insurance cover dogs?
First-time renter here. I’m getting renters insurance and have two golden retrievers. Does renters insurance cover dogs?
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Melanie Mergen
When do you need to get renters insurance?
I’m moving into my first apartment next month. I don’t have any expensive stuff, so I’m not sure if I really need to get insurance. When do you need to get renters insurance?
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Bonnie Stinson
Does Amica insure mobile homes?
I’m buying a second house—it’s a double-wide mobile home—down south, where I plan to live for half the year. However, my friend told me I shouldn’t do it because I won’t be able to insure a mobile home. Does a reputable insurance company like Amica insure mobile homes?
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Rachel Rigolino
Does renters insurance cover a broken window?
I was at my friend’s apartment and I accidentally broke her window. We both have renters insurance. I’m not sure if I should pay for repairs out of pocket or file a claim. Does renters insurance cover a broken window?
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Talullah Blanco
Does usaa renters insurance cover dog bites?
My landlord wants me to get renters insurance, and since I have a dog, I want good liability coverage. Does USAA renters insurance cover dog bites?
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Melanie Mergen
Does Amica insure manufactured homes?
My husband and I are thinking about buying a double-wide manufactured house instead of a condo. But, we’re a bit worried about being able to insure it. For instance, does Amica insure manufactured homes?
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Rachel Rigolino
Does renters insurance offer coverage if my dog bites someone?
My dog just bit a neighbor who needed five stitches in her arm. Will I be covered by my renters insurance if my neighbor decides to sue me?
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Rachel Rigolino
What does Travelers home insurance cover?
I’m shopping around for a new homeowners insurance policy, and I'm trying to compare coverage across insurers. What does Travelers home insurance cover?
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Rachel Rigolino
What is personal liability coverage for renters insurance?
My renters policy says something about personal liability coverage. I thought my policy only covered my stuff. What is personal liability coverage for renters insurance?
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Bonnie Stinson
Do my tenants need renters insurance?
I recently purchased a rental property and will be offering it for rent for the first time. Do my tenants need renters insurance?
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Melanie Mergen
Does my renters insurance cover my dog?
I’m getting renters insurance for the first time for my new apartment. Does renters insurance cover my dog?
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Melanie Mergen
Does renters insurance cover dog attacks?
My neighbors just had a nasty incident with their dog where someone got hurt pretty badly. It had me thinking about my own liability if that happened with my dog. Does renters insurance cover dog attacks?
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Melanie Mergen
Do I need renters insurance for a dorm?
I’m getting ready for my first semester of college, and I’ll be living in the dorms on campus. One thing I’m getting anxious about is my stuff getting stolen from my room. Do I need renters insurance for a dorm?
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Melanie Mergen
Does Geico renters insurance cover dog bites?
I’m looking for good renters insurance with a dog, but I’m not sure where to start. Does Geico renters insurance cover dog bites?
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Melanie Mergen
Does home insurance cover accidental falls?
My neighbor came over for coffee the other day. When leaving my house, she slipped and fell on our front porch. She had to go to the hospital, but thankfully wasn't seriously injured. I feel terrible! Will my home insurance cover accidental falls?
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Emily Maracle
Does renters insurance cover dog bites off of my property?
Sometimes my dog can be pretty reactive on walks around our neighborhood. We’re very careful with him, but you never know. Does renters insurance cover dog bites off property?
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Melanie Mergen

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