Expert Advice for Car Liens

All Questions on Car Liens

How do I add a lienholder to my car insurance?
I purchased a new car insurance policy but forgot to add my lienholder. What’s the best way to add someone to my insurance?
Emily Maracle
Oct 07, 2021
Can I be denied for a car loan even after I’m preapproved?
I got preapproved for a car loan about a week ago, but since then, my credit dropped about 20 points due to a collection account I didn't know about. Can I still be denied a loan after preapproval?
Eric Schad
Nov 16, 2021
How do I get rid of a car with a lien?
There is a lien on my vehicle but I want to sell it and use the money to buy a new one. Can I sell a car with a lien?
Matthew Macgugan
Oct 08, 2021
How do I add a lienholder to my car insurance with GEICO?
I just purchased a new policy with GEICO. I am financing my car and my lender requested a copy of my policy. They said that I needed to add them as a lienholder. How do I do that?
Emily Maracle
Oct 25, 2021
Is a car loan considered a lien?
I’m a little confused. I have a car loan, but I keep hearing my friends talk about their car liens. Are these the same thing?
Lauren Smith
Nov 15, 2021
Can you get a car title loan with a lien on the title?
I’m a freelance writer and I accidentally spilled coffee all over my laptop the other day. I tried everything, but I couldn’t get it working again. I’m desperately in need of a new laptop to keep up with work. I’m considering taking out a car title loan to purchase a new one. Can I get a car title loan with a lien on the title?
Jack Walsh
Nov 30, 2021
What do additional insured and additional interest mean?
I'm getting a car loan soon and I've seen them both in loan documents. I'm confused. What's the difference between the two?
Emily Maracle
Aug 18, 2021
What is a lienholder?
I got a car loan from my bank. When I added full coverage to my car insurance, the agent asked if I had a lienholder to add. What's that?
Emily Maracle
Oct 25, 2021
How do I file a gap insurance claim in Minnesota?
How do I file a claim with my gap insurance? I purchased a new Honda CR-V a couple of years ago with gap insurance. It's totaled after an accident, so I need to file a claim with my gap insurance.
Sophie Newman
Jul 23, 2021
Do insurance companies charge money to add an additional interest?
I forgot to add my lienholder to my policy. Will adding them now increase my policy premium?
Emily Maracle
Aug 19, 2021
How do I buy a car that has a loan on it?
I want to purchase a car from a private seller, but he told me that he still owes money on it. How do I buy a car that has a loan on it? Is it even possible? I'm going to pay cash for it.
Eric Schad
Nov 16, 2021
When you have a car loan, who holds the title?
I’ve been thinking about applying for a car loan and purchasing a new vehicle, but the process is a bit confusing. My mom explained how the car has a lien, but when you have a car loan, who holds the title?
Jack Walsh
Nov 30, 2021
How do you sell a car with a loan?
I own two cars, an old beater that I love but never had the heart to sell, and a financed sports car. However, I’ve always been an avid cyclist, and it’s now to the point where I use a car maybe once a month. I feel like I’m just wasting money on the financed vehicle and want to sell it, but how do you sell a car with a loan?
Jack Walsh
Nov 26, 2021
How do I remove a lienholder from my car insurance?
I just paid off the loan for my car, which I'm really psyched about! Now that I don't owe anything, I want to remove the lienholder from my policy. I've never done this before, though—how do I do it?
Eric Schad
Oct 12, 2021
What happens when I pay off my car?
I’ve nearly paid off my car and I’m super excited, but I’m not sure what to do next. What happens after I make my last car payment?
Jason Tushinski
Feb 21, 2022
When is a car loan officially finalized?
I'm in the market for a car, but I want to get behind the wheel as soon as possible. How long does it take to finalize a car loan?
Eric Schad
Nov 16, 2021
How do I get a lien release from Toyota?
I want to sell my 2016 Toyota RAV-4 to a private buyer, but according to the DMV, there is a lien on the vehicle. How do I get a lien release from Toyota?
Matthew Macgugan
Oct 28, 2021
What's the next step after paying off your car loan?
I'm going to pay off my car loan next month. Is there anything I need to know about paying it off? What’s the next step?
Eric Schad
Dec 13, 2021
How do I sell a car with a loan on it if I live in Florida?
I live in Pensacola and I want to sell my current car. The problem is that it still has a loan on it. Can I sell this car? How do I do it?
Eric Schad
Nov 17, 2021
Where is a lienholder listed on a car insurance policy?
I have to show proof to my dealership that my lienholder is listed on my policy. Where can I find that information?
Emily Maracle
Aug 20, 2021
How do I get out of a bad car loan?
I have a terrible 19% interest rate on my car loan. I feel stuck. Is there any way to get out of a bad car loan?
Eric Schad
Nov 16, 2021
What do I do when I'm upside down on a car loan?
I bought a car when I was 19 and I didn't read the loan contract. My interest rate is 22% and I owe way more than the car is worth. What can I do to get out of an upside down car loan?
Eric Schad
Nov 16, 2021
Can title loan companies repo cars?
Do title loan companies actually have the ability to repossess cars? I’m currently paying off a title loan, and I might not be able to make the payment this month. I’m kind of nervous they’ll come after my car.
Liz Jenson
Nov 08, 2021
Is a car loan a secured loan?
I've been trying to figure out if my car loan is a secured or unsecured loan. Are car loans secured?
Lauren Smith
Nov 18, 2021
How do I trade in my car if I still have a loan on it?
I've been paying my car loan for about four years, but I want to upgrade. How do I trade in my car if I still have a loan?
Eric Schad
Nov 16, 2021
Can a title loan lender take my car?
Is it possible for a title loan lender to take my car? I don’t want to get one if I could lose my car, but the terms are super confusing.
Liz Jenson
Nov 08, 2021
What is a car loan and how does it work?
I want to buy a car, but I've never had a car loan before. In fact, I don't even know what it is. How do they work?
Eric Schad
Nov 17, 2021

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