I was approved through a lender for a $1,000 downpayment on my car. I signed the contract, but now the dealership is saying they need another $1,000 because the bank said so. When I called the bank, they didn’t know what the dealership was talking about, and now I’m unsure what to do. Can the dealership require this?

My old Nissan finally broke down for the last time and now I’m in the market for a new car. I’m considering buying something new and getting a car loan to cover the cost. I have a large amount of cash saved up for a down payment, but I’m not sure if it's necessary. How does a down payment affect a car loan?

I'm going to finance a certified pre-owned vehicle, but I'm not exactly sure what rate or term I should go with nor how much to put down. Are there any guidelines for financing a certified pre-owned vehicle?

Is it worth it to pay a small down payment? I've heard that you should always make some sort of down payment on a car loan. However, I only have about $500 or $1,000 to put toward the down payment.

I’m trying to decide whether I should lease or finance a new car, but I’m not sure what to expect. What do most people pay each month for their car payment on average?

"Does this seem possible or should I wait until I have a large down payment? I can afford a $50k-$70k car if I can get a 5-year loan at around a 5%-interest rate. My income is around $150k per year and my credit is 770. Is dealer financing better or should I go to a bank or credit union?"

This is my first time buying a car, and I’m trying to understand how car-related finances work. I’m already planning on paying on my loan every month. Do I still need to make a down payment?

Is it better to get a longer loan and save on the monthly car payment? While going over financing options I was given the choice between 48, 60, and 72 months. The payments are less the longer I go, but the total amount that I will pay for the car increases with the longer loan.

My dealer requires a $1,000 down payment, which is fine. My question is whether I need to pay any additional fees after paying that $1,000 to drive it off the lot. Will I need to pay more than my $1,000 down payment to take the car?

I recently got into a car accident, and luckily, everyone is safe, but my truck is totaled. I just bought my brand new 2022 GMC 1500 Sierra six days before the accident (there’s not even 800 miles on it). I am concerned that I will lose my $10k down payment. I have gap insurance, but it only covers what I owe.

"How much money will I need to put down on a car loan? I need to buy a new car but I do not have much savings that I can use as a down payment."

Should I pay cash for the car or should I finance all or a portion of the vehicle? I have $20,000 saved up to buy a car. After shopping around, I found the one car I like is only $9,000.

Can the dealer change the loan terms after I already signed the loan? I financed a car through a dealer and signed the papers. Now they're threatening me with repossession if I don't make a larger down payment on the vehicle.

What would be a good amount for a down payment? I want to buy a Lamborghini, but I don't want to pay straight cash for it.

I don't have enough money for a down payment, but I need car insurance. Are there any companies that offer car insurance without a down payment?

I've never had my own car insurance policy and I need to understand the costs. How much will I pay to start car insurance?

I’m 55 years old and have spent my entire life living in major cities where it wasn’t necessary to own a car. However, I recently moved to the suburbs to be closer to my children and grandchildren and need to purchase my first car. I understand the basics of how a car loan works, but how much do I need? Are there fees or mandatory down payments?

If I put 50% down, will my monthly payments be lower, or will they be the same as financing the entire amount? I want to put 50% on a Camry, but only if it will lower my monthly payments.

What can I expect for an average monthly car payment? I need to buy a car and am just now going over my financing options. I have a decent job making about $3k per month and decent credit so I’m not worried about qualifying for a car loan but I am worried the payments will be too high.

"Is it better to pay cash for a used car? I am planning on buying a used car and have negotiated a price. At $30k I can pay for most of the car out of pocket."

Is a 48 or 60-month loan ok or should I go with a 36-month loan? I am looking over my car loan options. While I did qualify for a good interest rate, the payments at 36 and 48-months still seem a bit high.

"Should I use the settlement money from my totaled car as a down payment for a new car or buy a used car outright? I recently got in a wreck in which my Honda was considered a total loss. The insurance gave me the full value of the car, which is more than enough to pick up a decent used car of the same value."

I'm a first-time car buyer. I want to know how to pay for a car if I'm financing through a credit union but making a down payment in cash? Do I give the down payment to the lender? How do I receive the funds for the rest of the car?

I'm looking at a Honda Civic that costs $25,000. I have $12,500 for a down payment. When I told the salesman, he gave me a weird look and said that was probably too much to put down. I've heard from other people that a large down payment means that car dealers are more likely to give you a deal.

After several years of saving, I think I’ve finally built up enough money to buy the muscle car of my dreams—but I want some confirmation. How much do I need for a down payment on a Dodge Challenger?

I'm putting $5,000 down on a $25,000 vehicle. I'm wondering who gets the check. Does my lender or the dealer receive the down payment?

I need to get a new car, but I can’t afford the interest rates on most of the car loans that are available to me. Is there something I can do to lower them?

I recently applied for a car loan and didn’t get it, but I’m not sure why. Why can’t I get a car loan?

I thought I could just start my monthly payments for car insurance, but apparently I need to make a down payment, too. Why is there a down payment for car insurance?