What's the difference between surrendering your license and it being suspended?

I have a medical condition that required me to surrender my license for a few years. Is this considered a license suspension? Is there a difference between a surrender or suspension?

“The difference between surrendering your license and a suspension will depend on your state’s DMV. However, in most cases, surrendering a license is voluntary while a suspension is required by law.
A voluntary surrender is typically due to a medical condition or moving states. While your license is technically suspended when you surrender it, it doesn’t have the negative impact a license suspension has.
A license suspension is usually due to an excessive amount of tickets, violations, accidents, or driving uninsured.
Since these are all negative events, having a suspended license or prior suspension can also significantly impact your car insurance rate. While you should only need to take a test or speak with the DMV to get your license back after a voluntary surrender, more is required when it’s suspended.
Many states require that drivers with suspended licenses carry SR-22 car insurance as well as paying a fee to get their license reinstated. If you’re unsure of your license status or need more clarification on your past surrender, you can reach out to the DMV directly or request a copy of your driving record.
If you need to get new car insurance or SR-22 certification, sign up with the Jerry app. In just minutes, you can compare dozens of rates to find the best price possible for your car insurance needs.”
Emily Maracle
Answered on Sep 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.