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Does Farm Bureau insure rebuilt titles?

My wife and I are going to combine our insurance policies under my provider, but she drives a previously totaled car that has a rebuilt title. Does Farm Bureau insure rebuilt titles?

avatar
Mary Alice Morris · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Farm Bureau will insure a vehicle that has a
rebuilt title
, but you should proceed cautiously before adding your wife’s car to your own policy. First, check with Farm Bureau to see if there are any specific restrictions or extra requirements in the state where you live. The coverage they can provide might be limited, depending on where you are.
Second, you should ask how much it will cost. Any car with a rebuilt title has a history of some serious damage in its past. Rebuilt titles are issued when a vehicle has been salvaged due to a total loss from:
  • Accidents or collisions
  • Flooding
  • Theft
  • Vandalism
  • Weather or natural disaster
  • Other catastrophic events that left the car unusable
After being totaled, a car may be restored to a driveable condition that’s deemed safe enough for the road. However, it’s still going to be a higher risk for insurers, which means your
car insurance
 prices will probably be much higher. That’s why you might want to start by
comparing car insurance quotes online
.
MORE:
Insuring a rebuilt car title, explained
Salvage TitlesTotal Loss CarCar Title
View full answer 
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