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Nissan Motor Acceptance Company (NMAC) allows customers to make payments online, by phone, or by mail. If electronic billing is your preference, you can opt in through your NMAC Account or your bank.
How to make car payments on your Nissan isn’t always a question that’s covered before you drive off the lot. Not to worry, though—we’ve got all the details on the most convenient ways to make your payments. If you’re in the market for a
car loan
or lease, we’ll also walk you through Nissan’s crowd-pleasing 2022 models and their corresponding average monthly payments.How to pay your Nissan car bill
Do you need to keep up with your Nissan payments? You’ll be glad to know that Nissan offers accessible options for customers to stay current on their bills by paying online, by phone, or via snail mail.
Online
Whether one-time or recurring payments are your style, you can get them taken care of through your online NMAC Account. Simply
log in here
and select “Pay Now.” From there, you can decide between a “One-Time Payment” or a “Recurring Payment.”Would you prefer to save some trees and opt for electronic billing? You can follow the instructions in your account and select that option or receive electronic bills directly through your bank. Check out this
list of participating banks
to see if yours offers the option. By phone
If you prefer the confirmation that comes with a payment over the phone, you can use a third-party service called Paymentus. Just dial 1-833-648-0173 to make a one-time payment and keep the following in mind:
- You can use an ATM Debit Card, Visa/MasterCard Check Card, or electronic check/ACH.
- With this option, you’ll be charged a convenience fee of $3.90.
By mail
Another way to pay comes in the form of snail mail, and you can find the payment address on the reply envelope when you receive your billing statement. It’s important to include your account number on the check to avoid any mix-ups as well. If you’ve lost sight of your paper bill, you can mail your check to one of the addresses listed in the table below.
Payment type | Mailing address |
|---|---|
Retail (regular) | Nissan Motor Acceptance Corporation P.O. BOX 740849 Cincinnati, OH 45274-0849 |
Retail (overnight) | Nissan Motor Acceptance Corporation ATTN: RLBX 740849 MD 1MOC1N 5050 Kingsley Dr. Cincinnati, OH 45227 |
Lease (regular) | Nissan Motor Acceptance Corporation P.O. BOX 740596 Cincinnati, OH 45274-0596 |
Lease (overnight) | Nissan Motor Acceptance Corporation ATTN: RLBX 740596 MD 1MOC1N 5050 Kingsley Dr. Cincinnati, OH 45227 |
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You won’t be able to make your Nissan payments in person, so make sure to choose one of the previously mentioned methods based on what’s most convenient for your lifestyle.
Can I make my Nissan payments with a credit card?
Yes—Nissan’s single payment option online is free using Paymentus. An ATM Debit Card, Visa/MasterCard Check Card, or electronic check/ACH are all accepted payment methods.
Is there a grace period for Nissan car payments?
If you’ve fallen on hard times lately, you’re not alone, and NMAC is a trailblazer when it comes to offering customers financial assistance. All Nissan and
Infiniti
customers can access a standard extension of late payments on a car loan for up to 90 days.MORE: Car loans for Nissan 2022
How much are Nissan payments?
While many of Nissan’s popular models are affordable, some of them float in a pricier pool of vehicles. The starting MSRP for Nissan’s best-selling models ranges from $19,510 for the 2022 Nissan Sentra to $48,900 for a 2022 Nissan Armada.
To get a better idea of where the model you’ve had your eye on falls financially, check out the table below for information about pricing and average loan payments. These figures are based on the base trim for each model with a 10% down payment, a 72-month loan duration, and an estimated interest rate of 4.90%. (Most new drivers with credit scores between 661 and 780 can expect this rate.) Keep in mind that these numbers vary based on your profile.
Model | MSRP range | Average monthly payment |
|---|---|---|
$36,378 – $50,206 | $608 | |
$28,513 – $39,021 | $500 | |
$24,550 – $30,900 | $431 | |
$48,900 – $65,300 | $858 | |
$15,080 – $18,490 | $265 | |
$27,840 – $37,370 | $489 | |
$19,510 – $22,100 | $342 | |
$19,700 – $22,240 | $346 | |
$27,400 – $37,400 | $481 | |
$32,910 – $44,460 | $577 |
Car payments aren’t one-size-fits-all. Several factors like your credit score,
trade-in value
, vehicle price, and loan term could alter the pricing in one direction or another. For reference, a 72-month term
on your loan will result in lower monthly payments than an 84-month loan.“I was a new driver looking for insurance and scared about expensive payments. But then I foundJerry! They saved me almost $150/month.” —Garret I.
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What is the lowest credit score Nissan will finance?
A minimum credit score of 660 is required by Nissan for customers looking to finance a vehicle.
What is the best interest rate Nissan offers?
Interest rates vary based on your credit score, but Nissan is offering some deals for 2023 with rates as low as 2.59%.
What is the best Nissan car?
User-friendly Nissans are safe and sturdy across the board, but the
Nissan Rogue
stands out as the most popular model with impressive storage space and apt handling for a crossover SUV.
Reviewed by Alita Dark.
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