Nissan Payments: What You Need to Know

Written by Kaitlin May and 1 other
Nov 25, 2024

Nissan offers payment options online, by mail, or via the comfort of snail mail. Read on for further details.

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You’re minutes away from saving on your car loan.

Nissan Motor Acceptance Company (NMAC) allows customers to make payments online, by phone, or by mail. If electronic billing is your preference, you can opt in through your NMAC Account or your bank.

How to make car payments on your Nissan isn’t always a question that’s covered before you drive off the lot. Not to worry, though—we’ve got all the details on the most convenient ways to make your payments. If you’re in the market for a car loan or lease, we’ll also walk you through Nissan’s crowd-pleasing 2022 models and their corresponding average monthly payments.


Learn more: How to reduce Nissan car insurance costs


How to pay your Nissan car bill

Do you need to keep up with your Nissan payments? You’ll be glad to know that Nissan offers accessible options for customers to stay current on their bills by paying online, by phone, or via snail mail.

Online

Whether one-time or recurring payments are your style, you can get them taken care of through your online NMAC Account. Simply log in here and select “Pay Now.” From there, you can decide between a “One-Time Payment” or a “Recurring Payment.”

Would you prefer to save some trees and opt for electronic billing? You can follow the instructions in your account and select that option or receive electronic bills directly through your bank. Check out this list of participating banks to see if yours offers the option.

By phone

If you prefer the confirmation that comes with a payment over the phone, you can use a third-party service called Paymentus. Just dial 1-833-648-0173 to make a one-time payment and keep the following in mind:

  • You can use an ATM Debit Card, Visa/MasterCard Check Card, or electronic check/ACH.
  • With this option, you’ll be charged a convenience fee of $3.90.

By mail

Another way to pay comes in the form of snail mail, and you can find the payment address on the reply envelope when you receive your billing statement. It’s important to include your account number on the check to avoid any mix-ups as well. If you’ve lost sight of your paper bill, you can mail your check to one of the addresses listed in the table below.

Payment typeMailing address
Retail (regular)Nissan Motor Acceptance Corporation
P.O. BOX 740849
Cincinnati, OH 45274-0849
Retail (overnight)Nissan Motor Acceptance Corporation
ATTN: RLBX 740849
MD 1MOC1N
5050 Kingsley Dr.
Cincinnati, OH 45227
Lease (regular)Nissan Motor Acceptance Corporation
P.O. BOX 740596
Cincinnati, OH 45274-0596
Lease (overnight)Nissan Motor Acceptance Corporation
ATTN: RLBX 740596
MD 1MOC1N
5050 Kingsley Dr.
Cincinnati, OH 45227
YOU’RE MINUTES AWAY FROM SAVING ON YOUR CAR LOAN

In person

You won’t be able to make your Nissan payments in person, so make sure to choose one of the previously mentioned methods based on what’s most convenient for your lifestyle.

Can I make my Nissan payments with a credit card?

Yes—Nissan’s single payment option online is free using Paymentus. An ATM Debit Card, Visa/MasterCard Check Card, or electronic check/ACH are all accepted payment methods.

Is there a grace period for Nissan car payments?

If you’ve fallen on hard times lately, you’re not alone, and NMAC is a trailblazer when it comes to offering customers financial assistance. All Nissan and Infiniti customers can access a standard extension of late payments on a car loan for up to 90 days.


Learn more: Car loans for Nissan 2022


How much are Nissan payments?

While many of Nissan’s popular models are affordable, some of them float in a pricier pool of vehicles. The starting MSRP for Nissan’s best-selling models ranges from $19,510 for the 2022 Nissan Sentra to $48,900 for a 2022 Nissan Armada.

To get a better idea of where the model you’ve had your eye on falls financially, check out the table below for information about pricing and average loan payments. These figures are based on the base trim for each model with a 10% down payment, a 72-month loan duration, and an estimated interest rate of 4.90%. (Most new drivers with credit scores between 661 and 780 can expect this rate.) Keep in mind that these numbers vary based on your profile.

ModelMSRP rangeAverage monthly payment
2022 Nissan Pathfinder$36,378 – $50,206$608 
2022 Nissan Rogue$28,513 – $39,021$500
2022 Nissan Altima$24,550 – $30,900$431
2022 Nissan Armada$48,900 – $65,300$858
2022 Nissan Versa$15,080 – $18,490$265
2022 Nissan Frontier$27,840 – $37,370$489
2022 Nissan Sentra$19,510 – $22,100$342
2022 Nissan Kicks$19,700 – $22,240$346
2022 Nissan Leaf$27,400 – $37,400$481
2022 Nissan Murano$32,910 – $44,460$577

Car payments aren’t one-size-fits-all. Several factors like your credit score, trade-in value, vehicle price, and loan term could alter the pricing in one direction or another. For reference, a 72-month term on your loan will result in lower monthly payments than an 84-month loan.

YOU’RE MINUTES AWAY FROM SAVING ON YOUR CAR LOAN

FAQ

  • What is the lowest credit score Nissan will finance?
  • What is the best interest rate Nissan offers?
  • What is the best Nissan car?
MEET OUR EXPERTS
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Kaitlin May

Kaitlin May is an insurance writer and editor with over seven years of experience writing copy and sponsored content for clients all over the world. Kaitlin specializes in car ownership and insurance-related content, and her mission is to provide car owners with tips and tricks to help lower their car ownership and insurance costs. Kaitlin has written over 200 articles for Jerry on topics that include insurance basics, state-specific regulations, and car maintenance tips and tricks. Before joining Jerry, Kaitlin worked as a managing editor and copywriter.

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Alita Dark

Alita Dark is an insurance writer who specializes in car insurance, car maintenance, and financing. Alita’s goal is to create well-researched content that can help car owners save money and improve the longevity of their vehicles. Alita also offers car advice and reviews on specific makes and models, and has written nearly 50 articles covering these myriad topics. Before joining Jerry’s editorial team, Alita created content for clients such as Closed Caption QA and Dzanc Books and earned her Bachelor’s Degree in editing, writing, and media.

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Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article represent the author’s personal opinions and do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.