Hyundai Motor Finance allows customers to make payments online, by phone, or by mail, in addition to using in-person third-party services like Western Union or MoneyGram.
If you need to make a Hyundai payment and don’t know how, we’ve got you covered with a rundown of all the options. And if you’re considering a Hyundai car loan or lease, we’ll go over average monthly payments for most of the automaker’s best-selling 2022 models to help you estimate your costs.
How to pay your Hyundai car bill
If you need to make Hyundai payments, you’ve got access to a number of easy options to pay online, by phone, by mail, or even in person through third-party services.
Online
You can set up automatic monthly payments or make a one-time payment through your online Hyundai Motor Finance account. Log in here or download the autopay enrollment form to get started with regular payments.
By phone
Another easy way to make payments is to call Hyundai’s automated service phone number at (866) 498-4455—or, to pay with a live representative, call (866) 644-1350. Be ready to provide your HMF and bank account information and pay a convenience fee: $3.95 for the automated line and $7.95 for live service.
By mail
If you’re old school, you can write a check to Hyundai Motor Finance and send it to one of the addresses in the table below. Be sure to write your account number on the check, and keep in mind that Hyundai won’t accept post-dated payments.
| Payment type | Mailing address |
|---|---|
| Retail (regular) | Hyundai Motor Finance P.O. Box 650805 Dallas, TX 75265-0805 |
| Retail (overnight) | Hyundai Motor Finance Box 650805 1501 North Plano Rd., Suite 100 Richardson, TX, 75081 |
| Lease (regular) | Hyundai Motor Finance Box 650805 1501 North Plano Rd., Suite 100 Richardson, TX, 75081 |
| Lease (overnight) | Hyundai Motor Finance Box 660891 1501 North Plano Rd., Suite 100 Richardson, TX, 75081 |
In person
You can’t make Hyundai payments in person at a dealership, but you can use a third-party service like Western Union or MoneyGram to pay your car bill in person. At a Western Union location, use city code “Hyundai” and state code “CA” and pay to “Hyundai Motor Finance.” To pay your bill through MoneyGram, you’ll need the following information:
- Company: Hyundai
- Use code: 3814
- Receive code: 3814
Both Western Union and MoneyGram will charge convenience fees, but this is the only way to pay your Hyundai bill using cash or a credit or debit card, so the added expense could be worth it. Call 800-634-3422 to get directions to a Western Union location open today near you or 800-666-3947 for a MoneyGram location.
Can I make my Hyundai payments with a credit card?
Not unless you’re paying through a third-party service. The only way to make your Hyundai payments online is through your bank account.
Is there a grace period for Hyundai car payments?
Hyundai has a grace period of seven to 15 days for late loan payments. If you know in advance that you’re likely to have trouble making a payment, eligible customers can request a one-month payment deferment through their HMF account.
Learn more: Car loan for Hyundai 2024
How much are Hyundai payments?
Hyundai vehicles are known for being affordable, which means you can expect lower-than-average payments if you’re buying or leasing a new vehicle from Hyundai. Starting MSRP for new Hyundai vehicles ranges from $16,645 for the Hyundai Accent to $42,745 for the all-electric IONIQ 5 SUV.
Check out the table below for pricing information and average loan payments for Hyundai’s best-selling models. The averages shown below are based on the base trim for that model with a 10% down payment, a 72-month loan term, and an estimated interest rate of 4.90% (the average for new car buyers with credit scores between 661 and 780). Depending on your own profile, you could have a different payment.
| Model | MSRP range | Average monthly payment |
|---|---|---|
| 2022 Hyundai Accent | $16,645 – $19,600 | $280 |
| 2022 Hyundai Elantra | $20,200 – $33,650 | $337 |
| 2023 Hyundai Elantra Hybrid | $24,400 – $29,000 | $403 |
| 2022 Hyundai Kona | $21,300 – $34,200 | $354 |
| 2022 Hyundai Palisade | $33,600 – $48,990 | $557 |
| 2022 Hyundai Santa Cruz | $24,440 – $40,170 | $405 |
| 2022 Hyundai Santa Fe | $27,700 – $43,110 | $477 |
| 2022 Hyundai Santa Fe Hybrid | $34,300 – $40,710 | $568 |
| 2022 Hyundai Sonata | $24,500 – $34,400 | $397 |
| 2022 Hyundai Sonata Hybrid | $27,350 – $35,700 | $454 |
| 2022 Hyundai Tucson | $24,950 – $38,050 | $422 |
| 2022 Hyundai Tucson Hybrid | $24,950 – $38,050 | $500 |
| 2022 Hyundai Venue | $19,000 – $22,250 | $323 |
The exact amount of your Hyundai payment depends on a wide range of factors, from your vehicle price and the size of your down payment to your credit score, trade-in value, loan term, and special incentives. For instance, a loan with a 72-month term will come with lower payments than an 84-month loan, and used vehicles typically come with higher APRs than new-car loans.
FAQ
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R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Jessica Barrett is a senior insurance writer and editor with 10 years of experience in the automotive and travel industries. A specialist in car insurance, car loans, and car ownership, Jessica’s mission is to create comprehensive content that car owners can use to manage their costs and improve their lives. As a managing editor for a team of writers and insurance specialists, Jessica has edited over 2,000 articles for Jerry on topics ranging from local insurance shopping tips to refinancing car loans with bad credit. Before joining Jerry as a senior content editor in 2021, Jessica created visual content for clients such as Expedia, Vivid Seats, Budget Direct Car Insurance, Angie’s List, and HomeAdvisor. Her content was published in Business Insider, Forbes, Apartment Therapy, and the BBC.
