Cheapest Car Insurance in Milwaukee

Written by Xuyun Zeng and 1 other
Updated Jan 6, 2025
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Cheapest Car Insurance in Milwaukee

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Milwaukee’s roads have a growing reputation for risky driving. Milwaukee County set a goal to eliminate all traffic deaths and serious injuries by 2037, but the city reported more than 3,700 crashes with injuries from Jan. 1 to Dec. 30, 2024. Dependable car insurance can’t protect you from an accident, but it can protect your finances if you’re involved in one.

To help you start shopping for car insurance, we’ve gathered data from real Jerry customers in Milwaukee who received a car insurance quote. These data represent some of the cheapest car insurance offerings in the city and show you how your age, driving record and preferred coverage can impact your rates.

Cheapest minimum coverage insurance in Milwaukee

Wisconsin requires drivers to have a minimum coverage of:

  • $25,000 for bodily injury of one person.
  • $50,000 for bodily injury of more than one person.
  • $10,000 for property damage.

Wisconsin also requires drivers to have uninsured motorist coverage of at least $25,000 in bodily injury coverage for one person and $50,000 for more than one person.

Here are some of the cheapest quotes for minimum coverage that Jerry customers have received in Milwaukee.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
$31 $372 Bristol West 40 November 8, 2024 Milwaukee, WI 53207
$35 $416 Progressive 27 October 25, 2024 Milwaukee, WI 53212
$36 $432 Progressive 25 October 16, 2024 Milwaukee, WI 53204
$38 $452 Progressive 25 October 17, 2024 Milwaukee, WI 53204
$44 $522 Progressive 60 September 23, 2024 Milwaukee, WI 53208
$47 $568 Progressive 43 December 1, 2024 Milwaukee, WI 53202
$48 $570 Progressive 43 December 13, 2024 Milwaukee, WI 53202
$54 $646 Bristol West 41 November 15, 2024 Milwaukee, WI 53215
$55 $658 National General 52 October 12, 2024 Milwaukee, WI 53226
$55 $658 National General 52 October 12, 2024 Milwaukee, WI 53226
Last Updated Dec, 2024

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need full coverage under a GAP policy, which can help you pay off your loan if your car is totaled.

Cheapest full coverage insurance in Milwaukee

Winter weather in Wisconsin threatens drivers with a slew of challenges like sleet, ice and snow. The state also sees 15,000 to 19,000 car accidents involving deer every year, according to the Wisconsin Department of Transportation. The minimum coverage may not protect you from weather damage or collisions with animals. For that, you may need full coverage, which combines collision and comprehensive policies.

These are some of the cheapest full coverage quotes Milwaukeeans received through Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
$35 $416 Progressive 27 October 25, 2024 Milwaukee, WI 53212
$55 $658 National General 52 October 12, 2024 Milwaukee, WI 53226
$55 $658 National General 52 October 13, 2024 Milwaukee, WI 53226
$55 $658 National General 52 October 12, 2024 Milwaukee, WI 53226
$69 $830 Progressive 37 January 25, 2024 Milwaukee, WI 53212
$77 $924 National General 44 September 5, 2024 Milwaukee, WI 53205
$81 $968 Progressive 63 November 16, 2024 Milwaukee, WI 53208
$81 $968 Progressive 63 November 16, 2024 Milwaukee, WI 53208
$82 $980 Progressive 38 March 27, 2024 Milwaukee, WI 53217
$82 $984 Progressive 48 September 30, 2024 Milwaukee, WI 53212
Last Updated Jan, 2025

Cheapest car insurance for young drivers in Milwaukee (18-29 years old)

Having a car gives you the freedom to visit the beaches on Lake Michigan, take a trip to Chicago or visit friends in Madison, but young drivers are often quoted the most expensive car insurance rates.

That doesn’t mean you can’t find affordable rates, but it’s smart to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that younger Jerry customers in Milwaukee have received:

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
$35 $416 Progressive 27 Yes October 25, 2024 Milwaukee, WI 53212
$36 $432 Progressive 25 No October 16, 2024 Milwaukee, WI 53204
$38 $452 Progressive 25 No October 17, 2024 Milwaukee, WI 53204
$72 $862 Progressive 26 Yes January 9, 2025 Milwaukee, WI 53226
$77 $928 National General 25 No October 17, 2024 Milwaukee, WI 53204
Last Updated Jan 14, 2025

Cheapest car insurance for mature drivers in Milwaukee (30-54 years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
$31 $372 Bristol West 40 No November 8, 2024 Milwaukee, WI 53207
$44 $526 Progressive 45 No December 27, 2024 Milwaukee, WI 53208
$47 $568 Progressive 43 No December 1, 2024 Milwaukee, WI 53202
$48 $570 Progressive 43 No December 13, 2024 Milwaukee, WI 53202
$54 $646 Bristol West 41 No November 15, 2024 Milwaukee, WI 53215
Last Updated Jan 14, 2025

Cheapest car insurance for older drivers (55+ years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
$44 $522 Progressive 60 No September 23, 2024 Milwaukee, WI 53208
$59 $706 Bristol West 56 No September 24, 2024 Milwaukee, WI 53223
$60 $716 Bristol West 60 No September 23, 2024 Milwaukee, WI 53208
$60 $722 Gainsco 67 No April 10, 2024 Milwaukee, WI 53214
$68 $818 Progressive 66 No August 14, 2024 Milwaukee, WI 53215
Last Updated Jan 14, 2025

Cheapest car insurance for drivers with clean records in Milwaukee

Drivers in Milwaukee with no claims or violations have a better chance of getting low rates than those with imperfect records.

Here are the cheapest quotes that Jerry customers with a clean record have received.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
Zip Code
$35 $416 Progressive 27 October 25, 2024 Yes Milwaukee, WI 53212
$36 $432 Progressive 25 October 16, 2024 No Milwaukee, WI 53204
$38 $452 Progressive 25 October 17, 2024 No Milwaukee, WI 53204
$44 $522 Progressive 60 September 23, 2024 No Milwaukee, WI 53208
$55 $658 National General 52 October 12, 2024 Yes Milwaukee, WI 53226
$55 $658 National General 52 October 12, 2024 Yes Milwaukee, WI 53226
$55 $658 National General 52 October 13, 2024 Yes Milwaukee, WI 53226
$55 $660 Progressive 30 May 18, 2024 No Milwaukee, WI 53210
$56 $670 National General 32 September 23, 2024 No Milwaukee, WI 53204
$58 $692 Progressive 52 December 6, 2024 No Milwaukee, WI 53202
Last Updated Dec, 2024

Cheapest car insurance for drivers with low credit scores in Milwaukee

A low credit score may mean you have to do some extra comparison shopping to find a lower rate. Here are some of the lowest rates Jerry customers in Milwaukee were quoted for car insurance.

Credit Score
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
<550 $55 $660 Progressive 30 May 18, 2024 Milwaukee, WI 53210
<550 $72 $866 Progressive 51 May 17, 2024 Milwaukee, WI 53221
<550 $72 $868 Bristol West 44 September 28, 2024 Milwaukee, WI 53204
<550 $77 $920 Dairyland 51 May 17, 2024 Milwaukee, WI 53221
<550 $81 $970 Progressive 26 November 3, 2024 Milwaukee, WI 53205
Last Updated Jan 14, 2025

Cheapest car insurance for drivers with at-fault accidents in Milwaukee

At-fault Accident on Record
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
At Fault With No Injury $31 $372 Bristol West 40 No November 8, 2024 Milwaukee, WI 53207
At Fault With No Injury $59 $706 Bristol West 56 No September 24, 2024 Milwaukee, WI 53223
At Fault With No Injury $64 $764 Progressive 30 No February 6, 2024 Milwaukee, WI 53212
At Fault With No Injury $67 $803 Dairyland 40 No February 9, 2024 Milwaukee, WI 53207
At Fault With No Injury $77 $925 Progressive 56 No September 24, 2024 Milwaukee, WI 53223
Last Updated Dec, 2024

Cheapest car insurance for drivers with speeding tickets in Milwaukee

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
Speeding over 15 $31 $372 Bristol West 40 November 8, 2024 Milwaukee, WI 53207
Speeding over 15 $67 $803 Dairyland 40 February 9, 2024 Milwaukee, WI 53207
Speeding over 15 $79 $946 Progressive 35 January 27, 2024 Milwaukee, WI 53207
Speeding under 15 $84 $1,004 Progressive 28 November 23, 2024 Milwaukee, WI 53215
Speeding over 15 $88 $1,050 Bristol West 30 February 6, 2024 Milwaukee, WI 53210
Last Updated Dec, 2024

Cheapest car insurance for drivers with DUIs in Milwaukee

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
DUI $123 $1,470 Bristol West 29 November 6, 2024 Milwaukee, WI 53212
DUI $130 $1,564 Progressive 29 November 6, 2024 Milwaukee, WI 53212
DUI $162 $1,946 National General 43 July 24, 2024 Milwaukee, WI 53215
DUI $213 $2,558 National General 43 July 24, 2024 Milwaukee, WI 53215
DUI $303 $3,638 National General 26 April 22, 2024 Milwaukee, WI 53202
Last Updated Dec, 2024

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research

We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team

The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

For illustrative purposes only, results may vary

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article represent the author’s personal opinions and do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.

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