Narrow roads slick with rain, steep inclines, and many pedestrians and cyclists can create hazardous conditions when you’re driving in Seattle. It’s all too easy for an accident to happen, which is why it’s important to invest in a car insurance policy that will protect you and your finances.
We’ve gathered real quotes that Jerry customers in Seattle have received to show how your age, driving record and desired coverage can affect your insurance costs.
Cheapest minimum coverage insurance in Seattle
Washington requires drivers to carry the following minimum coverages:
- $25,000 for bodily injury or death of one person.
- $50,000 for bodily injury or death of two people.
- $10,000 for damage to other peoples’ property.
Here are some of the cheapest quotes that Jerry customers in Seattle got for minimum coverage via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|
$38 | $457 | Aspire Advantage | 48 | September 22, 2024 | Seattle, WA | 98122 |
$40 | $480 | National General | 48 | September 21, 2024 | Seattle, WA | 98122 |
$40 | $480 | National General | 48 | September 22, 2024 | Seattle, WA | 98122 |
$43 | $520 | Progressive | 27 | March 9, 2025 | Seattle, WA | 98103 |
$44 | $526 | Progressive | 34 | November 16, 2023 | Seattle, WA | 98118 |
$46 | $546 | Progressive | 38 | March 15, 2025 | Seattle, WA | 98198 |
$48 | $570 | Progressive | 25 | August 22, 2024 | Seattle, WA | 98103 |
$50 | $596 | Progressive | 30 | December 22, 2024 | Seattle, WA | 98119 |
$54 | $652 | Progressive | 30 | August 2, 2024 | Seattle, WA | 98133 |
$56 | $672 | Progressive | 28 | March 13, 2025 | Seattle, WA | 98103 |
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Seattle
The minimum coverage won’t help you if your car is flooded, damaged by weather or stolen. You’d need full coverage, which combines collision and comprehensive insurances, for protection in those situations.
These are some of the cheapest full coverage quotes for drivers in Seattle.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|
$70 | $838 | The General | 39 | August 16, 2024 | Seattle, WA | 98146 |
$93 | $1,112 | The General | 33 | December 16, 2023 | Seattle, WA | 98104 |
$95 | $1,134 | The General | 33 | April 24, 2024 | Seattle, WA | 98118 |
$98 | $1,180 | The General | 31 | September 26, 2023 | Seattle, WA | 98108 |
$103 | $1,236 | The General | 47 | January 13, 2024 | Seattle, WA | 98116 |
$108 | $1,295 | Safeco | 31 | January 4, 2025 | Seattle, WA | 98115 |
$110 | $1,322 | The General | 38 | December 26, 2024 | Seattle, WA | 98122 |
$112 | $1,338 | The General | 40 | January 24, 2024 | Seattle, WA | 98103 |
$114 | $1,372 | The General | 47 | January 14, 2024 | Seattle, WA | 98116 |
$115 | $1,376 | The General | 48 | February 1, 2024 | Seattle, WA | 98155 |
Cheapest car insurance for young drivers in Seattle (18-29 years old)
A young driver may be more likely to pay higher rates than an older driver would, which means it’s wise to comparison shop with multiple insurance companies. Here are some of the cheapest quotes young Seattle drivers have received via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$43 | $520 | Progressive | 27 | No | March 9, 2025 | Seattle, WA | 98103 |
$44 | $532 | Progressive | 27 | No | March 23, 2025 | Seattle, WA | 98103 |
$48 | $570 | Progressive | 25 | Yes | August 22, 2024 | Seattle, WA | 98103 |
$56 | $672 | Progressive | 28 | Yes | March 13, 2025 | Seattle, WA | 98103 |
$64 | $769 | Progressive | 26 | No | August 25, 2024 | Seattle, WA | 98199 |
Cheapest car insurance for mature drivers in Seattle (30-54 years old)
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$38 | $457 | Aspire Advantage | 48 | No | September 22, 2024 | Seattle, WA | 98122 |
$40 | $480 | National General | 48 | No | September 21, 2024 | Seattle, WA | 98122 |
$40 | $480 | National General | 48 | No | September 22, 2024 | Seattle, WA | 98122 |
$43 | $520 | Progressive | 31 | No | March 3, 2025 | Seattle, WA | 98121 |
$44 | $526 | Progressive | 34 | No | November 16, 2023 | Seattle, WA | 98118 |
Cheapest car insurance for older drivers (55+ years old)
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$66 | $795 | The General | 65 | No | March 20, 2025 | Seattle, WA | 98155 |
$69 | $826 | Progressive | 61 | No | March 19, 2025 | Seattle, WA | 98133 |
$69 | $828 | The General | 62 | No | November 14, 2023 | Seattle, WA | 98198 |
$69 | $830 | Progressive | 61 | Yes | November 13, 2024 | Seattle, WA | 98199 |
$72 | $858 | The General | 58 | No | January 13, 2024 | Seattle, WA | 98168 |
Cheapest car insurance for drivers with clean records in Seattle
A clean driving record goes a long way in ensuring you get affordable auto insurance. Here are some of the cheapest quotes that Jerry customers with blemish-free records have received in Seattle.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$38 | $457 | Aspire Advantage | 48 | September 22, 2024 | No | Seattle, WA | 98122 |
$40 | $480 | National General | 48 | September 22, 2024 | No | Seattle, WA | 98122 |
$40 | $480 | National General | 48 | September 21, 2024 | No | Seattle, WA | 98122 |
$43 | $520 | Progressive | 27 | March 9, 2025 | No | Seattle, WA | 98103 |
$43 | $520 | Progressive | 31 | March 3, 2025 | No | Seattle, WA | 98121 |
$48 | $570 | Progressive | 25 | August 22, 2024 | Yes | Seattle, WA | 98103 |
$53 | $634 | The General | 47 | January 14, 2024 | No | Seattle, WA | 98116 |
$54 | $652 | Progressive | 30 | August 2, 2024 | Yes | Seattle, WA | 98133 |
$55 | $660 | Progressive | 40 | March 3, 2025 | No | Seattle, WA | 98103 |
$56 | $672 | Progressive | 28 | March 13, 2025 | Yes | Seattle, WA | 98103 |
Cheapest car insurance for drivers with low credit scores in Seattle
Insurers may see a low credit score as a risk, meaning drivers with those scores will pay higher premiums. It’s wise to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that customers with scores below 550 in Seattle have received via Jerry.
Credit Score
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
<550 | $73 | $880 | Progressive | 27 | February 28, 2025 | Seattle, WA | 98119 |
<550 | $73 | $880 | Progressive | 27 | February 13, 2025 | Seattle, WA | 98119 |
<550 | $76 | $912 | Anchor General | 27 | December 15, 2024 | Seattle, WA | 98119 |
<550 | $81 | $976 | The General | 49 | December 21, 2023 | Seattle, WA | 98101 |
<550 | $92 | $1,106 | The General | 35 | December 30, 2023 | Seattle, WA | 98102 |
Cheapest car insurance for drivers with at-fault accidents in Seattle
At-fault Accident on Record
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|---|
At Fault With No Injury | $44 | $526 | Progressive | 34 | No | November 16, 2023 | Seattle, WA | 98118 |
At Fault With No Injury | $46 | $546 | Progressive | 38 | No | March 15, 2025 | Seattle, WA | 98198 |
At Fault With No Injury | $64 | $769 | Progressive | 26 | No | August 25, 2024 | Seattle, WA | 98199 |
At Fault With No Injury | $65 | $780 | Progressive | 35 | No | November 11, 2024 | Seattle, WA | 98109 |
At Fault With No Injury | $66 | $797 | Progressive | 26 | No | November 1, 2024 | Seattle, WA | 98199 |
Cheapest car insurance for drivers with speeding tickets in Seattle
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
Speeding under 15 | $62 | $742 | Progressive | 38 | November 29, 2024 | Seattle, WA | 98122 |
Speeding under 15 | $62 | $750 | Progressive | 30 | February 15, 2025 | Seattle, WA | 98109 |
Speeding under 15 | $68 | $812 | Progressive | 38 | January 25, 2025 | Seattle, WA | 98122 |
Speeding under 15 | $70 | $838 | The General | 39 | August 16, 2024 | Seattle, WA | 98146 |
Speeding under 15 | $78 | $930 | Progressive | 39 | August 16, 2024 | Seattle, WA | 98146 |
Cheapest car insurance for drivers with DUIs in Seattle
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
DUI | $147 | $1,760 | The General | 27 | May 23, 2024 | Seattle, WA | 98155 |
DUI | $149 | $1,784 | Dairyland | 52 | February 3, 2024 | Seattle, WA | 98144 |
DUI | $168 | $2,016 | The General | 52 | February 3, 2024 | Seattle, WA | 98144 |
DUI | $233 | $2,800 | Bristol West | 52 | February 3, 2024 | Seattle, WA | 98144 |
DUI | $234 | $2,809 | The General | 29 | February 21, 2024 | Seattle, WA | 98112 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.