Narrow roads slick with rain, steep inclines, and many pedestrians and cyclists can create hazardous conditions when you’re driving in Seattle. It’s all too easy for an accident to happen, which is why it’s important to invest in a car insurance policy that will protect you and your finances.
We’ve gathered real quotes that Jerry customers in Seattle have received to show how your age, driving record and desired coverage can affect your insurance costs.
Cheapest minimum coverage insurance in Seattle
Washington requires drivers to carry the following minimum coverages:
- $25,000 for bodily injury or death of one person.
- $50,000 for bodily injury or death of two people.
- $10,000 for damage to other peoples’ property.
Here are some of the cheapest quotes that Jerry customers in Seattle got for minimum coverage via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|
$38 | $457 | Aspire Advantage | 48 | September 22, 2024 | Seattle, WA | 98122 |
$40 | $480 | National General | 48 | September 22, 2024 | Seattle, WA | 98122 |
$40 | $480 | National General | 48 | September 21, 2024 | Seattle, WA | 98122 |
$44 | $526 | Progressive | 34 | November 16, 2023 | Seattle, WA | 98118 |
$48 | $570 | Progressive | 25 | August 22, 2024 | Seattle, WA | 98103 |
$50 | $596 | Progressive | 30 | December 22, 2024 | Seattle, WA | 98119 |
$50 | $604 | Progressive | 34 | September 18, 2023 | Seattle, WA | 98118 |
$54 | $652 | Progressive | 30 | August 2, 2024 | Seattle, WA | 98133 |
$60 | $724 | The General | 40 | January 23, 2024 | Seattle, WA | 98103 |
$62 | $742 | Progressive | 38 | November 29, 2024 | Seattle, WA | 98122 |
If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.
Cheapest full coverage insurance in Seattle
The minimum coverage won’t help you if your car is flooded, damaged by weather or stolen. You’d need full coverage, which combines collision and comprehensive insurances, for protection in those situations.
These are some of the cheapest full coverage quotes for drivers in Seattle.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|
$70 | $838 | The General | 39 | August 16, 2024 | Seattle, WA | 98146 |
$93 | $1,112 | The General | 33 | December 16, 2023 | Seattle, WA | 98104 |
$95 | $1,134 | The General | 33 | April 24, 2024 | Seattle, WA | 98118 |
$96 | $1,154 | Safeco | 53 | September 23, 2023 | Seattle, WA | 98101 |
$98 | $1,180 | The General | 31 | September 26, 2023 | Seattle, WA | 98108 |
$103 | $1,236 | The General | 47 | January 13, 2024 | Seattle, WA | 98116 |
$108 | $1,295 | Safeco | 31 | January 4, 2025 | Seattle, WA | 98115 |
$110 | $1,322 | The General | 38 | December 26, 2024 | Seattle, WA | 98122 |
$112 | $1,338 | The General | 40 | January 24, 2024 | Seattle, WA | 98103 |
$114 | $1,372 | The General | 47 | January 14, 2024 | Seattle, WA | 98116 |
Cheapest car insurance for young drivers in Seattle (18-29 years old)
A young driver may be more likely to pay higher rates than an older driver would, which means it’s wise to comparison shop with multiple insurance companies. Here are some of the cheapest quotes young Seattle drivers have received via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$48 | $570 | Progressive | 25 | Yes | August 22, 2024 | Seattle, WA | 98103 |
$64 | $769 | Progressive | 26 | No | August 25, 2024 | Seattle, WA | 98199 |
$66 | $794 | Progressive | 25 | No | January 27, 2025 | Seattle, WA | 98105 |
$66 | $797 | Progressive | 26 | No | November 1, 2024 | Seattle, WA | 98199 |
$67 | $802 | Progressive | 26 | No | February 19, 2025 | Seattle, WA | 98115 |
Cheapest car insurance for mature drivers in Seattle (30-54 years old)
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$38 | $457 | Aspire Advantage | 48 | No | September 22, 2024 | Seattle, WA | 98122 |
$40 | $480 | National General | 48 | No | September 21, 2024 | Seattle, WA | 98122 |
$40 | $480 | National General | 48 | No | September 22, 2024 | Seattle, WA | 98122 |
$44 | $526 | Progressive | 34 | No | November 16, 2023 | Seattle, WA | 98118 |
$50 | $596 | Progressive | 30 | Yes | December 22, 2024 | Seattle, WA | 98119 |
Cheapest car insurance for older drivers (55+ years old)
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$69 | $828 | The General | 62 | No | November 14, 2023 | Seattle, WA | 98198 |
$69 | $830 | Progressive | 61 | Yes | November 13, 2024 | Seattle, WA | 98199 |
$72 | $858 | The General | 58 | No | January 13, 2024 | Seattle, WA | 98168 |
$72 | $858 | The General | 58 | No | December 3, 2023 | Seattle, WA | 98168 |
$73 | $876 | The General | 60 | No | July 7, 2024 | Seattle, WA | 98118 |
Cheapest car insurance for drivers with clean records in Seattle
A clean driving record goes a long way in ensuring you get affordable auto insurance. Here are some of the cheapest quotes that Jerry customers with blemish-free records have received in Seattle.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$38 | $457 | Aspire Advantage | 48 | September 22, 2024 | No | Seattle, WA | 98122 |
$40 | $480 | National General | 48 | September 21, 2024 | No | Seattle, WA | 98122 |
$40 | $480 | National General | 48 | September 22, 2024 | No | Seattle, WA | 98122 |
$48 | $570 | Progressive | 25 | August 22, 2024 | Yes | Seattle, WA | 98103 |
$53 | $634 | The General | 47 | January 14, 2024 | No | Seattle, WA | 98116 |
$54 | $652 | Progressive | 30 | August 2, 2024 | Yes | Seattle, WA | 98133 |
$57 | $682 | Progressive | 31 | February 4, 2025 | No | Seattle, WA | 98121 |
$60 | $724 | The General | 40 | January 23, 2024 | No | Seattle, WA | 98103 |
$63 | $750 | The General | 52 | December 16, 2023 | No | Seattle, WA | 98166 |
$64 | $762 | The General | 44 | May 20, 2024 | No | Seattle, WA | 98198 |
Cheapest car insurance for drivers with low credit scores in Seattle
Insurers may see a low credit score as a risk, meaning drivers with those scores will pay higher premiums. It’s wise to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that customers with scores below 550 in Seattle have received via Jerry.
Credit Score
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
<550 | $73 | $880 | Progressive | 27 | February 13, 2025 | Seattle, WA | 98119 |
<550 | $76 | $912 | Anchor General | 27 | December 15, 2024 | Seattle, WA | 98119 |
<550 | $81 | $976 | The General | 49 | December 21, 2023 | Seattle, WA | 98101 |
<550 | $92 | $1,106 | The General | 35 | December 30, 2023 | Seattle, WA | 98102 |
<550 | $93 | $1,118 | The General | 42 | February 16, 2024 | Seattle, WA | 98188 |
Cheapest car insurance for drivers with at-fault accidents in Seattle
At-fault Accident on Record
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|---|
At Fault With No Injury | $44 | $526 | Progressive | 34 | No | November 16, 2023 | Seattle, WA | 98118 |
At Fault With No Injury | $50 | $604 | Progressive | 34 | No | September 18, 2023 | Seattle, WA | 98118 |
At Fault With No Injury | $64 | $769 | Progressive | 26 | No | August 25, 2024 | Seattle, WA | 98199 |
At Fault With No Injury | $65 | $780 | Progressive | 35 | No | November 11, 2024 | Seattle, WA | 98109 |
At Fault With No Injury | $66 | $797 | Progressive | 26 | No | November 1, 2024 | Seattle, WA | 98199 |
Cheapest car insurance for drivers with speeding tickets in Seattle
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
Speeding under 15 | $62 | $742 | Progressive | 38 | November 29, 2024 | Seattle, WA | 98122 |
Speeding under 15 | $62 | $750 | Progressive | 30 | February 15, 2025 | Seattle, WA | 98109 |
Speeding under 15 | $68 | $812 | Progressive | 38 | January 25, 2025 | Seattle, WA | 98122 |
Speeding under 15 | $70 | $838 | The General | 39 | August 16, 2024 | Seattle, WA | 98146 |
Speeding under 15 | $78 | $930 | Progressive | 39 | August 16, 2024 | Seattle, WA | 98146 |
Cheapest car insurance for drivers with DUIs in Seattle
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
DUI | $147 | $1,760 | The General | 27 | May 23, 2024 | Seattle, WA | 98155 |
DUI | $149 | $1,784 | Dairyland | 52 | February 3, 2024 | Seattle, WA | 98144 |
DUI | $168 | $2,016 | The General | 52 | February 3, 2024 | Seattle, WA | 98144 |
DUI | $233 | $2,800 | Bristol West | 52 | February 3, 2024 | Seattle, WA | 98144 |
DUI | $234 | $2,809 | The General | 29 | February 21, 2024 | Seattle, WA | 98112 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

Xuyun Zeng is a content strategist with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Annie is a content strategist at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.