Because of its proximity to Fort Cavazos, Killeen can get heavy traffic from military vehicles, commuters and contractors. Drivers also have to deal with flash flooding and high winds.
It’s a good idea to carry a solid car insurance policy to protect you in case of an accident. To help you find coverage you can afford, we’ve rounded up quotes from Jerry customers in Killeen to help you understand how factors like age, driving history and ZIP code impacts the price of auto insurance.
Cheapest minimum coverage insurance in Killeen
These are the cheapest quotes for state-mandated minimum coverage that Jerry customers have received.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $43 | $511 | Progressive | 67 | March 25, 2024 | Killeen, TX | 76543 |
| $47 | $569 | Progressive | 37 | February 11, 2025 | Killeen, TX | 76543 |
| $51 | $617 | Progressive | 51 | February 27, 2024 | Killeen, TX | 76543 |
| $56 | $671 | Progressive | 38 | January 7, 2025 | Killeen, TX | 76543 |
| $56 | $675 | Progressive | 25 | November 14, 2024 | Killeen, TX | 76549 |
| $57 | $679 | Aspen | 57 | October 2, 2024 | Killeen, TX | 76541 |
| $57 | $688 | Commonwealth Insurance | 59 | January 11, 2025 | Killeen, TX | 76541 |
| $58 | $693 | Bluefire | 27 | December 15, 2023 | Killeen, TX | 76542 |
| $58 | $701 | Progressive | 32 | December 30, 2024 | Killeen, TX | 76542 |
| $59 | $713 | Bristol West | 34 | November 17, 2024 | Killeen, TX | 76543 |
Texas requires drivers to carry these minimum coverages:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per per accident.
- $25,000 for property damage.
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Killeen
Full coverage will pay for your repairs if your car gets damaged from collisions, weather-related damage, theft and vandalism. These are the cheapest quotes for full coverage that drivers in Killeen have received via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $47 | $569 | Progressive | 37 | February 11, 2025 | Killeen, TX | 76543 |
| $62 | $743 | Assurance America | 57 | January 7, 2025 | Killeen, TX | 76541 |
| $74 | $893 | Progressive | 26 | November 20, 2024 | Killeen, TX | 76543 |
| $77 | $929 | Bristol West | 50 | February 22, 2025 | Killeen, TX | 76542 |
| $82 | $989 | Progressive | 33 | February 6, 2025 | Killeen, TX | 76543 |
| $85 | $1,025 | Progressive | 60 | December 28, 2024 | Killeen, TX | 76543 |
| $88 | $1,052 | Progressive | 36 | January 16, 2025 | Killeen, TX | 76549 |
| $88 | $1,061 | Bristol West | 33 | February 6, 2025 | Killeen, TX | 76543 |
| $98 | $1,177 | Assurance America | 30 | November 25, 2024 | Killeen, TX | 76543 |
| $99 | $1,187 | Assurance America | 42 | December 6, 2024 | Killeen, TX | 76541 |
Cheapest car insurance for young drivers in Killeen (18-29 years old)
Young drivers in Killeen tend to pay more for car insurance because they tend to have less driving experience. These are the cheapest quotes that young drivers in Killeen have received via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $56 | $675 | Progressive | 25 | No | November 14, 2024 | Killeen, TX | 76549 |
| $58 | $693 | Bluefire | 27 | No | December 15, 2023 | Killeen, TX | 76542 |
| $63 | $752 | Progressive | 27 | No | June 22, 2024 | Killeen, TX | 76543 |
| $68 | $818 | Commonwealth Insurance | 25 | No | February 18, 2025 | Killeen, TX | 76541 |
| $72 | $865 | Progressive | 28 | No | January 12, 2025 | Killeen, TX | 76543 |
Cheapest car insurance for mature drivers in Killeen (30-54 years old)
Drivers between 30 and 54 years old usually pay less than younger drivers for auto insurance. To ensure you’re paying the lowest rate, regularly compare quotes from various insurers to find the most affordable coverage. Here are the cheapest quotes that mature drivers in Killeen have received via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $47 | $569 | Progressive | 37 | Yes | February 11, 2025 | Killeen, TX | 76543 |
| $51 | $617 | Progressive | 51 | No | February 27, 2024 | Killeen, TX | 76543 |
| $55 | $661 | Progressive | 34 | No | March 31, 2024 | Killeen, TX | 76543 |
| $55 | $661 | Progressive | 34 | No | April 12, 2024 | Killeen, TX | 76543 |
| $55 | $661 | Progressive | 34 | No | April 13, 2024 | Killeen, TX | 76543 |
Cheapest car insurance for older drivers in Killeen (55+ years old)
Drivers 55 and older usually pay the lowest insurance premiums, although rates may rise once a driver hits their 70s. These are the cheapest quotes that older drivers in Killeen have received via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|---|---|---|---|---|---|---|
| $43 | $511 | Progressive | 67 | March 25, 2024 | Killeen, TX | 76543 | No |
| $57 | $679 | Aspen | 57 | October 2, 2024 | Killeen, TX | 76541 | No |
| $57 | $688 | Commonwealth Insurance | 59 | January 11, 2025 | Killeen, TX | 76541 | No |
| $62 | $743 | Assurance America | 57 | January 7, 2025 | Killeen, TX | 76541 | Yes |
| $66 | $787 | Aspen | 63 | May 3, 2024 | Killeen, TX | 76549 | No |
Cheapest car insurance for drivers with clean records in Killeen
A clean driving record typically gets you the cheapest rate for auto insurance. These are the cheapest quotes that drivers in Killeen with clean records have received via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $43 | $511 | Progressive | 67 | March 25, 2024 | No | Killeen, TX | 76543 |
| $47 | $569 | Progressive | 37 | February 11, 2025 | Yes | Killeen, TX | 76543 |
| $51 | $617 | Progressive | 51 | February 27, 2024 | No | Killeen, TX | 76543 |
| $55 | $661 | Progressive | 34 | April 12, 2024 | No | Killeen, TX | 76543 |
| $55 | $661 | Progressive | 34 | April 13, 2024 | No | Killeen, TX | 76543 |
| $55 | $661 | Progressive | 34 | March 31, 2024 | No | Killeen, TX | 76543 |
| $56 | $671 | Progressive | 38 | January 7, 2025 | No | Killeen, TX | 76543 |
| $56 | $675 | Progressive | 25 | November 14, 2024 | No | Killeen, TX | 76549 |
| $57 | $679 | Aspen | 57 | October 2, 2024 | No | Killeen, TX | 76541 |
| $58 | $693 | Bluefire | 27 | December 15, 2023 | No | Killeen, TX | 76542 |
Cheapest car insurance for drivers with low credit scores in Killeen
Texas allows insurers to use credit scores to determine premiums, which means that having a low score could result in more expensive insurance. These are the cheapest quotes that drivers in Killeen with credit scores below 550 have received via Jerry.
|
Credit Score
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $47 | $569 | Progressive | 37 | February 11, 2025 | Killeen, TX | 76543 |
| <550 | $57 | $679 | Aspen | 57 | October 2, 2024 | Killeen, TX | 76541 |
| <550 | $57 | $688 | Commonwealth Insurance | 59 | January 11, 2025 | Killeen, TX | 76541 |
| <550 | $66 | $787 | Aspen | 63 | May 3, 2024 | Killeen, TX | 76549 |
| <550 | $66 | $790 | Progressive | 58 | February 24, 2024 | Killeen, TX | 76543 |
Cheapest car insurance for drivers with at-fault accidents in Killeen
If you’ve recently been in an at-fault accident, your premium is likely to rise at renewal. It’s wise to get a few quotes to ensure you’re paying the lowest rate possible. These are the cheapest quotes that drivers with at-fault accidents in Killeen have received via Jerry.
|
At-fault Accident on Record
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $57 | $688 | Commonwealth Insurance | 59 | No | January 11, 2025 | Killeen, TX | 76541 |
| At Fault With No Injury | $58 | $701 | Progressive | 32 | No | December 30, 2024 | Killeen, TX | 76542 |
| At Fault With No Injury | $63 | $752 | Progressive | 27 | No | June 22, 2024 | Killeen, TX | 76543 |
| At Fault With No Injury | $65 | $785 | Progressive | 39 | No | May 22, 2024 | Killeen, TX | 76543 |
| At Fault With No Injury | $69 | $823 | Progressive | 50 | No | December 22, 2023 | Killeen, TX | 76541 |
Cheapest car insurance for drivers with speeding tickets in Killeen
A speeding citation usually causes your insurance premium to rise, and depending on what speed you’re cited at, you could see a large increase. These are the cheapest quotes that drivers in Killeen with speeding tickets have received via Jerry.
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $75 | $897 | Progressive | 56 | March 8, 2025 | Killeen, TX | 76542 |
| Speeding over 15 | $79 | $943 | Aspen | 35 | March 16, 2024 | Killeen, TX | 76543 |
| Speeding over 15 | $80 | $957 | Aspen | 40 | March 28, 2024 | Killeen, TX | 76541 |
| Speeding over 15 | $82 | $979 | The General | 62 | July 26, 2024 | Killeen, TX | 76549 |
| Speeding over 15 | $83 | $995 | Bluefire | 43 | January 8, 2024 | Killeen, TX | 76541 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.
