When the Corpus Christi Metropolitan Planning Organization surveyed locals in October 2024 about how safe they felt getting around the city, only 18% of respondents said they felt “very safe” when driving. Another 57% responded “somewhat safe,” while 18% felt “somewhat unsafe.” Distracted drivers, road rage and poorly designed streets are among the factors causing anxiety.
One way to feel more confident venturing out in the city is to have a robust car insurance policy. Jerry has gathered quote data from drivers in Corpus Christi to show you how factors like your age, driving record and coverage level can affect your car insurance rate.
Cheapest minimum coverage insurance in Corpus Christi
Texas drivers must carry the following minimum coverages:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $15,000 in property damage liability per accident.
Here are the cheapest quotes that drivers have received for minimum coverage in Corpus Christi via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $41 | $491 | Progressive | 38 | January 15, 2025 | Corpus Christi, TX | 78414 |
| $45 | $543 | Progressive | 38 | January 16, 2025 | Corpus Christi, TX | 78414 |
| $47 | $567 | Progressive | 65 | March 11, 2024 | Corpus Christi, TX | 78413 |
| $51 | $609 | Progressive | 52 | May 6, 2024 | Corpus Christi, TX | 78410 |
| $51 | $615 | Progressive | 32 | October 2, 2023 | Corpus Christi, TX | 78418 |
| $51 | $615 | Progressive | 52 | November 4, 2024 | Corpus Christi, TX | 78410 |
| $53 | $637 | Progressive | 40 | February 22, 2025 | Corpus Christi, TX | 78418 |
| $56 | $675 | Safeco | 29 | January 19, 2024 | Corpus Christi, TX | 78410 |
| $56 | $677 | Progressive | 48 | October 2, 2023 | Corpus Christi, TX | 78418 |
| $59 | $707 | Bristol West | 52 | December 30, 2024 | Corpus Christi, TX | 78404 |
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Corpus Christi
Severe weather that occasionally hits South Texas can leave your vehicle damaged or totaled. The minimum liability coverage likely won’t protect your finances in a weather hazard.
Full coverage can help pay for repairs to your vehicle if it is damaged by things like hail, collisions on slippery roads, flooding and vandalism.
Here are the cheapest quotes Corpus Christi drivers have received for full coverage via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $45 | $543 | Progressive | 38 | January 16, 2025 | Corpus Christi, TX | 78414 |
| $47 | $563 | Progressive | 38 | January 15, 2025 | Corpus Christi, TX | 78414 |
| $66 | $791 | Progressive | 50 | March 20, 2025 | Corpus Christi, TX | 78412 |
| $67 | $809 | Progressive | 32 | January 11, 2025 | Corpus Christi, TX | 78413 |
| $72 | $865 | Progressive | 36 | June 29, 2024 | Corpus Christi, TX | 78414 |
| $77 | $927 | Progressive | 41 | March 19, 2025 | Corpus Christi, TX | 78413 |
| $79 | $943 | Bristol West | 42 | September 27, 2024 | Corpus Christi, TX | 78414 |
| $79 | $949 | Progressive | 51 | October 8, 2024 | Corpus Christi, TX | 78413 |
| $81 | $972 | Progressive | 73 | November 26, 2024 | Corpus Christi, TX | 78409 |
| $84 | $1,013 | Progressive | 61 | June 2, 2024 | Corpus Christi, TX | 78410 |
Cheapest car insurance for young drivers in Corpus Christi (18-29 years old)
Young drivers tend to pay the highest prices for auto insurance because of their perceived risk to insurers, but premiums tend to lower as you get older. Here are the cheapest quotes that drivers between 18 and 29 years old in Corpus Christi have received through Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $55 | $664 | Commonwealth Insurance | 27 | No | November 24, 2023 | Corpus Christi, TX | 78409 |
| $56 | $675 | Safeco | 29 | No | January 19, 2024 | Corpus Christi, TX | 78410 |
| $81 | $972 | Progressive | 22 | No | March 16, 2025 | Corpus Christi, TX | 78412 |
| $82 | $987 | Progressive | 29 | No | February 19, 2024 | Corpus Christi, TX | 78412 |
| $84 | $1,009 | Commonwealth Insurance | 27 | No | March 11, 2024 | Corpus Christi, TX | 78418 |
Cheapest car insurance for mature drivers in Corpus Christi (30-54 years old)
Mature drivers typically see their insurance costs lower as they add to their driving experience. Here are the cheapest quotes that drivers in Corpus Christi between 30 and 54 years old have received through Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $35 | $419 | Progressive | 38 | No | January 15, 2025 | Corpus Christi, TX | 78414 |
| $45 | $543 | Progressive | 38 | Yes | January 16, 2025 | Corpus Christi, TX | 78414 |
| $47 | $563 | Progressive | 38 | Yes | January 15, 2025 | Corpus Christi, TX | 78414 |
| $51 | $609 | Progressive | 52 | No | May 6, 2024 | Corpus Christi, TX | 78410 |
| $51 | $615 | Progressive | 32 | No | October 2, 2023 | Corpus Christi, TX | 78418 |
Cheapest car insurance for older drivers in Corpus Christi (55+ years old)
Older drivers can expect to pay some of the lowest rates for auto insurance. Here are the lowest rates that older drivers in Corpus Christi have been quoted for car insurance via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|---|---|---|---|---|---|---|
| $47 | $567 | Progressive | 65 | March 11, 2024 | Corpus Christi, TX | 78413 | No |
| $66 | $788 | Progressive | 56 | December 23, 2024 | Corpus Christi, TX | 78409 | No |
| $73 | $880 | Electric | 70 | December 21, 2024 | Corpus Christi, TX | 78412 | No |
| $81 | $972 | Progressive | 73 | November 26, 2024 | Corpus Christi, TX | 78409 | Yes |
| $83 | $998 | Progressive | 58 | January 7, 2025 | Corpus Christi, TX | 78412 | No |
Cheapest car insurance for drivers with clean records in Corpus Christi
Drivers in Corpus Christi with no violations, claims or accidents typically pay the lowest car insurance rates. Here are the cheapest quotes for drivers in Corpus Christi with clean records.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $35 | $419 | Progressive | 38 | January 15, 2025 | No | Corpus Christi, TX | 78414 |
| $45 | $543 | Progressive | 38 | January 16, 2025 | Yes | Corpus Christi, TX | 78414 |
| $47 | $563 | Progressive | 38 | January 15, 2025 | Yes | Corpus Christi, TX | 78414 |
| $47 | $567 | Progressive | 65 | March 11, 2024 | No | Corpus Christi, TX | 78413 |
| $51 | $609 | Progressive | 52 | May 6, 2024 | No | Corpus Christi, TX | 78410 |
| $51 | $615 | Progressive | 32 | October 2, 2023 | No | Corpus Christi, TX | 78418 |
| $51 | $615 | Progressive | 52 | November 4, 2024 | No | Corpus Christi, TX | 78410 |
| $53 | $637 | Progressive | 40 | February 22, 2025 | No | Corpus Christi, TX | 78418 |
| $55 | $664 | Commonwealth Insurance | 27 | November 24, 2023 | No | Corpus Christi, TX | 78409 |
| $56 | $677 | Progressive | 48 | October 2, 2023 | No | Corpus Christi, TX | 78418 |
Cheapest car insurance for drivers with low credit scores in Corpus Christi
Insurers can use your credit score to help determine your car insurance rate in Texas. Typically, a low credit score causes your insurance rates to rise. These are the cheapest quotes for drivers in Corpus Christi with credit scores below 550.
|
Credit Score
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $56 | $677 | Progressive | 48 | October 2, 2023 | Corpus Christi, TX | 78418 |
| <550 | $78 | $935 | Progressive | 49 | August 15, 2024 | Corpus Christi, TX | 78408 |
| <550 | $79 | $943 | Bristol West | 42 | September 27, 2024 | Corpus Christi, TX | 78414 |
| <550 | $79 | $949 | Progressive | 51 | October 8, 2024 | Corpus Christi, TX | 78413 |
| <550 | $89 | $1,066 | Commonwealth Insurance | 44 | February 1, 2025 | Corpus Christi, TX | 78414 |
Cheapest car insurance for drivers with at-fault accidents in Corpus Christi
An at-fault accident will likely cause your insurance costs to rise. If you have one on your driving record, it’s a good idea to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that drivers in Corpus Christi with at-fault accidents have received via Jerry.
|
At-fault Accident on Record
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $73 | $880 | Electric | 70 | No | December 21, 2024 | Corpus Christi, TX | 78412 |
| At Fault With No Injury | $77 | $927 | Progressive | 41 | Yes | March 19, 2025 | Corpus Christi, TX | 78413 |
| At Fault With No Injury | $77 | $927 | Progressive | 41 | No | March 19, 2025 | Corpus Christi, TX | 78413 |
| At Fault With No Injury | $79 | $943 | Bristol West | 42 | Yes | September 27, 2024 | Corpus Christi, TX | 78414 |
| At Fault With No Injury | $81 | $977 | Commonwealth Insurance | 32 | No | July 9, 2024 | Corpus Christi, TX | 78404 |
Cheapest car insurance for drivers with speeding tickets in Corpus Christi
A speeding ticket is likely to raise your insurance premium, but the amount of the increase may depend on the speed you were cited at and can vary by insurer. Here are the cheapest quotes for drivers in Corpus Christi with speeding citations, based on data from Jerry customers.
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $56 | $675 | Safeco | 29 | January 19, 2024 | Corpus Christi, TX | 78410 |
| Speeding over 15 | $88 | $1,057 | Progressive | 32 | October 24, 2024 | Corpus Christi, TX | 78404 |
| Speeding over 15 | $94 | $1,131 | Gainsco | 33 | November 11, 2024 | Corpus Christi, TX | 78405 |
| Speeding under 15 | $104 | $1,245 | Progressive | 31 | January 2, 2025 | Corpus Christi, TX | 78412 |
| Speeding over 15 | $108 | $1,297 | Progressive | 29 | February 1, 2024 | Corpus Christi, TX | 78412 |
Cheapest car insurance for drivers with DUIs in Corpus Christi
A DUI will likely cause your car insurance costs to rise, and some drivers may struggle to find coverage after being cited. It’s wise to shop for insurance with multiple providers to find the lowest-cost policy. These are the cheapest quotes that drivers in Corpus Christi with DUIs have
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| DUI | $214 | $2,567 | Progressive | 56 | October 27, 2024 | Corpus Christi, TX | 78414 |
| DUI | $216 | $2,595 | Bristol West | 56 | October 27, 2024 | Corpus Christi, TX | 78414 |
| DUI | $224 | $2,691 | Dairyland | 29 | March 31, 2024 | Corpus Christi, TX | 78416 |
| DUI | $239 | $2,872 | Dairyland | 29 | August 20, 2024 | Corpus Christi, TX | 78416 |
| DUI | $240 | $2,882 | Dairyland | 29 | June 2, 2024 | Corpus Christi, TX | 78416 |
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
