Cheap Car Insurance in Arlington, TX (2025)

Written by Xuyun Zeng and 1 other
Updated Jan 10, 2025
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Cheap Car Insurance in Arlington, TX (2025)

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Arlington is one of the largest cities in Texas, seated between Dallas and Fort Worth, making it a hub for commuter traffic. The area’s susceptibility to hailstorms and severe weather adds some risk for drivers there, and its status as a high-traffic region can lead to higher insurance premiums compared to smaller, less-congested cities. With a mix of urban streets, sprawling suburbs, and major event venues like AT&T Stadium increasing congestion, reliable insurance is crucial for local drivers.

To help you comparison shop, we’ve gathered quotes from real Jerry customers that show how your age, location within the city, coverage preferences and driving history affect your premium costs.

Cheapest minimum coverage insurance in Arlington

Texas requires drivers to carry these coverages at minimum:

  • $30,000 of bodily injury per person and $60,000 per accident.
  • $25,000 for property damage.

These are the cheapest quotes that Arlington drivers have received for the minimum required coverage via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
$41 $496 Gainsco 52 January 9, 2024 Arlington, TX 76006
$55 $655 Progressive 65 June 21, 2024 Arlington, TX 76010
$58 $693 Assurance America 36 May 24, 2024 Arlington, TX 76010
$58 $701 Progressive 41 November 29, 2024 Arlington, TX 76006
$61 $729 Progressive 58 October 14, 2024 Arlington, TX 76006
$61 $729 Commonwealth Insurance 35 August 2, 2024 Arlington, TX 76017
$61 $729 Commonwealth Insurance 35 August 2, 2024 Arlington, TX 76017
$62 $741 Commonwealth Insurance 42 April 7, 2024 Arlington, TX 76017
$62 $743 Progressive 36 April 16, 2024 Arlington, TX 76012
$63 $757 Commonwealth Insurance 42 January 9, 2025 Arlington, TX 76012
Last Updated Jan 19, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need full coverage under a GAP policy, which can help you pay off your loan if your car is totaled.

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Cheapest full coverage insurance in Arlington

Carrying the minimum required car insurance won’t protect you if your car is stolen or damaged by severe weather like hail. You’ll need full coverage for those situations.

These are the cheapest full coverage policy quotes that Arlington drivers received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
$58 $701 Progressive 41 November 29, 2024 Arlington, TX 76006
$67 $807 Progressive 50 November 29, 2024 Arlington, TX 76014
$72 $869 Progressive 57 April 19, 2024 Arlington, TX 76013
$75 $905 Progressive 27 December 9, 2024 Arlington, TX 76016
$85 $1,025 Progressive 35 November 21, 2024 Arlington, TX 76006
$91 $1,095 Progressive 30 November 28, 2024 Arlington, TX 76018
$92 $1,099 Bristol West 36 December 23, 2024 Arlington, TX 76014
$93 $1,111 Progressive 30 November 27, 2024 Arlington, TX 76018
$94 $1,123 Progressive 59 November 1, 2024 Arlington, TX 76014
$96 $1,147 Progressive 43 September 28, 2024 Arlington, TX 76012
Last Updated Jan 19, 2025

Cheapest car insurance for young drivers in Arlington (18-29 years old)

Insurance tends to cost more for younger drivers because insurers view their lack of experience on the road as risky. That doesn’t mean affordable coverage is unattainable, but you may have to do some extra comparison shopping.

Here are the cheapest quotes that young Jerry customers in Arlington have received.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
$72 $866 Commonwealth Insurance 26 No February 8, 2024 Arlington, TX 76013
$74 $884 Commonwealth Insurance 29 No November 11, 2024 Arlington, TX 76001
$75 $905 Progressive 27 Yes December 9, 2024 Arlington, TX 76016
$77 $922 Commonwealth Insurance 28 No November 24, 2024 Arlington, TX 76017
$80 $965 Progressive 28 No May 2, 2024 Arlington, TX 76014
Last Updated Jan 17, 2025

Cheapest car insurance for mature drivers in Arlington (30-54 years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
$41 $496 Gainsco 52 No January 9, 2024 Arlington, TX 76006
$58 $693 Assurance America 36 No May 24, 2024 Arlington, TX 76010
$58 $701 Progressive 41 Yes November 29, 2024 Arlington, TX 76006
$61 $729 Commonwealth Insurance 35 No August 2, 2024 Arlington, TX 76017
$61 $729 Commonwealth Insurance 35 No August 2, 2024 Arlington, TX 76017
Last Updated Jan 17, 2025

Cheapest car insurance for older drivers (55+ years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
$55 $655 Progressive 65 No June 21, 2024 Arlington, TX 76010
$61 $729 Progressive 58 No October 14, 2024 Arlington, TX 76006
$65 $779 The General 55 No January 4, 2025 Arlington, TX 76011
$69 $823 Progressive 57 No April 19, 2024 Arlington, TX 76013
$72 $869 Progressive 57 Yes April 19, 2024 Arlington, TX 76013
Last Updated Jan 17, 2025

Cheapest car insurance for drivers with clean records in Arlington

Insurers tend to offer the lowest rates to drivers with clean driving records. Here are the cheapest quotes that Jerry customers with no violations or claims on their records have received.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
Zip Code
$58 $693 Assurance America 36 May 24, 2024 No Arlington, TX 76010
$58 $701 Progressive 41 November 29, 2024 Yes Arlington, TX 76006
$61 $729 Progressive 58 October 14, 2024 No Arlington, TX 76006
$61 $729 Commonwealth Insurance 35 August 2, 2024 No Arlington, TX 76017
$61 $729 Commonwealth Insurance 35 August 2, 2024 No Arlington, TX 76017
$62 $743 Progressive 36 April 16, 2024 No Arlington, TX 76012
$69 $823 Progressive 57 April 19, 2024 No Arlington, TX 76013
$70 $841 Commonwealth Insurance 36 December 18, 2024 No Arlington, TX 76012
$71 $847 Commonwealth Insurance 44 October 5, 2024 No Arlington, TX 76016
$71 $847 Commonwealth Insurance 44 October 5, 2024 No Arlington, TX 76016
Last Updated Jan, 2025

Cheapest car insurance for drivers with low credit scores in Arlington

A credit score below 550 will often drive up your premium, meaning you may have to shop around to find the most affordable policy. Here are the cheapest quotes that Arlington drivers with low scores have received via Jerry.

Credit Score
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
<550 $68 $816 Commonwealth Insurance 36 June 21, 2024 Arlington, TX 76001
<550 $72 $867 Progressive 53 March 31, 2024 Arlington, TX 76013
<550 $75 $898 Commonwealth Insurance 43 September 18, 2024 Arlington, TX 76017
<550 $75 $898 Commonwealth Insurance 43 September 16, 2024 Arlington, TX 76017
<550 $75 $898 Commonwealth Insurance 43 September 16, 2024 Arlington, TX 76017
Last Updated Jan 17, 2025

Cheapest car insurance for drivers with at-fault accidents in Arlington

At-fault Accident on Record
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
At Fault With No Injury $41 $496 Gainsco 52 No January 9, 2024 Arlington, TX 76006
At Fault With No Injury $63 $757 Commonwealth Insurance 42 No January 9, 2025 Arlington, TX 76012
At Fault With No Injury $65 $779 The General 55 No January 4, 2025 Arlington, TX 76011
At Fault With No Injury $68 $819 Progressive 42 No January 9, 2025 Arlington, TX 76012
At Fault With No Injury $71 $857 Bluefire 42 No January 9, 2025 Arlington, TX 76012
Last Updated Jan, 2025

Cheapest car insurance for drivers with speeding tickets in Arlington

A speeding ticket is likely to cause your car insurance costs to rise. Here are the cheapest rates quoted via Jerry to Arlington drivers who have been cited for speeding.

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
Speeding under 15 $69 $823 Assurance America 37 August 27, 2024 Arlington, TX 76006
Speeding over 15 $81 $976 Commonwealth Insurance 30 September 14, 2024 Arlington, TX 76006
Speeding under 15 $83 $993 National General 37 August 27, 2024 Arlington, TX 76006
Speeding over 15 $87 $1,043 Commonwealth Insurance 51 January 9, 2025 Arlington, TX 76006
Speeding under 15 $93 $1,117 National General 37 August 27, 2024 Arlington, TX 76006
Last Updated Jan, 2025

Cheapest car insurance for drivers with DUIs in Arlington

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
DUI $163 $1,955 Bristol West 26 December 8, 2024 Arlington, TX 76014
DUI $180 $2,157 Assurance America 26 December 8, 2024 Arlington, TX 76014
DUI $238 $2,861 Bristol West 26 January 19, 2024 Arlington, TX 76014
DUI $332 $3,980 Electric 30 December 31, 2024 Arlington, TX 76015
DUI $356 $4,273 Bristol West 23 October 19, 2024 Arlington, TX 76006
Last Updated Jan, 2025

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research

We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team

The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article represent the author’s personal opinions and do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.