Best Car Insurance in Amarillo 2021

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Car insurance in Amarillo Texas costs single-car drivers an average of $2,401 annually, or about $200 per month. Compared to the state annual average of $2,852, auto insurance in Amarillo is $451 lower.
Here’s how much real Jerry customers pay for insurance in Amarillo:

Real quotes for Jerry customers in Amarillo, Texas

Quote DateMake / modelZip CodeAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
August 31, 2021Honda Accord LX7911025KemperCurrent$110/mo.$75/mo.
October 7, 2021Toyota Camry CE7911021ElectricPredicted$218/mo.$99/mo.
September 21, 2021Kia Soul7911842SafecoCurrent$197/mo.$108/mo.
October 3, 2021Nissan Altima SR7911930MercuryPredicted$250/mo.$211/mo.
August 7, 2021Ford Fusion Titanium7911138DairylandStandard$263/mo.$211/mo.
The best way to secure the right plan for lower premiums in Amarillo is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inAmarillo have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Amarillo, Texas

Insurance Company
Before Jerry
After Jerry
State Auto$1,773$819
Kemper$2,626$1,490
Allstate$2,726$1,691
Travelers$2,735$1,971
Nationwide$3,044$2,150
Safeco$3,198$2,279
National General$4,038$2,569
Dairyland$4,205$2,821

Minimum coverage car insurance in Amarillo

On average, the cost of minimum coverage car insurance in Amarillo is $1,542 per year, or $128 per month.

The minimum level of car insurance required in Amarillo is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Amarillo:
Before Jerry
After Jerry
$906$798
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$1,817$1,194
Kemper$1,954$1,400
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Full coverage car insurance in Amarillo

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Amarillo:
Before Jerry
After Jerry
$1,500$1,416
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Allstate$1,500$1,416
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How does your age affect your auto insurance cost in Amarillo?

If you’re a driver under 25 in Amarillo, you could be paying as much as $39 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Amarillo saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$4,082$2,424
21-24$2,786$1,668
On the contrary, here’s how much drivers aged 25 and over in Amarillo pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$2,782$1,838
35-44$2,024$1,353
45-54$2,310$1,468
55-64$1,993$1,347
65+$2,292$1,260

Cheapest car insurance for drivers in Amarillo with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Amarillo saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$1,768$1,148
Here’s how much drivers with a bad driving record in [Amarillo saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
National General$1,260$881
Kemper$2,284$1,157
Allstate$1,740$1,253
Progressive$2,200$1,337
Safeco$2,466$1,516
Travelers$2,906$1,929
Dairyland$3,156$2,847
Nationwide$6,000$3,458

Cheapest car insurance for young drivers in Amarillo with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$1,914$1,225
Here’s how much young drivers with a bad driving record in [Amarillo saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Kemper$2,621$1,260
Progressive$2,757$1,471
Safeco$2,525$1,584
Allstate$2,640$2,382
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How can you save money on car insurance in Amarillo

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Amarillo you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
October 7, 2021Toyota Camry CETX21ElectricPredicted$218/mo.$99/mo.
October 12, 2021Dodge Dakota Quad SLTTX25ClearCoverPredicted$180/mo.$89/mo.
September 21, 2021Kia SoulTX42SafecoCurrent$197/mo.$108/mo.
August 12, 2021Chevrolet Silverado K1500 LTTX28TravelersCurrent$270/mo.$186/mo.
August 7, 2021Ford Fusion TitaniumTX38DairylandStandard$263/mo.$211/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
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