Car Insurance in Tennessee by City

Written by Kevin Berry and 1 other
Updated Feb 7, 2025

Your auto insurance costs can vary depending on where you live in Tennessee. Be sure to get multiple quotes.

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Depending on where you live within Tennessee, your car insurance rate is likely to be different from city to city. Whether you’re out west in Memphis or in the middle of the state in Nashville can make a difference in how much you pay.

However, the city you live in is one of several factors that go into calculating your car insurance rate. Other factors like your age, driving history, vehicle and how much coverage you want or need also affect your rate.

Here you will find the average monthly car insurance rates that drivers across Tennessee have been quoted via Jerry. Find your city, or one nearby, to see what you could expect to pay — and use that information as you shop for car insurance.

See robust car insurance pricing for Nashville and Memphis.

SIMPLIFY YOUR TENNESSEE CAR INSURANCE IN MINUTES

Car insurance in Cleveland, TN

In Cleveland, TN Jerry customers have found affordable rates with insurers like Dairyland, Trexis and Progressive.

Insurance Company
Avg Monthly Quote
Dairyland $124
Trexis $130
Progressive $137
The General $149
Gainsco $152
Last Updated Mar 24, 2025

Car insurance in Crossville, TN

Drivers in the Crossville area looking for car insurance should get quotes from companies like National General, Dairyland and Trexis, which have quoted Jerry customers affordable rates.

Insurance Company
Avg Monthly Quote
Dairyland $66
Trexis $82
Progressive $83
Bristol West $85
Anchor General $88
Last Updated Mar 24, 2025

Car insurance in Gallatin, TN

For those in Gallatin, shop around with insurers such as Gainsco, Dairyland and The General to find below-average rates.

Insurance Company
Avg Monthly Quote
Safeco $140
Progressive $182
Gainsco $192
Trexis $220
National General $243
Last Updated Mar 24, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Jackson, TN

In Jackson, Dairyland, Gainsco and Progressive have quoted affordable rates to Jerry customers.

Insurance Company
Avg Monthly Quote
Dairyland $62
Gainsco $81
Progressive $143
First Acceptance $155
Trexis $187
Last Updated Mar 24, 2025

Car insurance in Johnson City, TN

If you live in Johnson City, and have a clean driving record, check out quotes from insurance companies like Gainsco, Dairyland and First Acceptance to get a good deal.

Insurance Company
Avg Monthly Quote
Gainsco $70
National General $92
Trexis $101
Progressive $111
The General $114
Last Updated Mar 24, 2025

Car insurance in Kingsport, TN

If you’re shopping for car insurance in Kingsport, consider companies like Assurance America, Progressive and Trexis, which quoted low rates for Jerry customers.

Insurance Company
Avg Monthly Quote
Assurance America $93
Embark General $146
Progressive $154
Trexis $156
Gainsco $165
Last Updated Mar 24, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Car insurance in Lebanon, TN

Looking for car insurance in Lebanon? Give companies like First Acceptance, Dairyland and Gainsco a look.

Insurance Company
Avg Monthly Quote
Safeco $107
First Acceptance $109
Progressive $132
Gainsco $133
Bristol West $136
Last Updated Mar 24, 2025

Car insurance in Maryville, TN

If you are looking for below-average prices on car insurance in Maryville, you may have luck with insurers like Trexis, Dairyland or Progressive.

Insurance Company
Avg Monthly Quote
Dairyland $126
Trexis $128
Progressive $140
Electric $162
Gainsco $173
Last Updated Mar 24, 2025

Car insurance in Smyrna, TN

For those in Smyrna, companies like Electric, National General and Progressive have quoted low rates to Jerry customers.

Insurance Company
Avg Monthly Quote
Electric $112
Gainsco $129
National General $142
Progressive $147
Bristol West $168
Last Updated Mar 24, 2025
SIMPLIFY YOUR CAR INSURANCE IN MINUTES

Methodology

Data for all tables includes quotes in the last 18 months for Jerry customers in the designated city with no violations.