Memphis drivers have plenty of reasons to look for a solid car insurance policy. Busy roads like Interstate 240 and Poplar Avenue are often congested during rush hour, potholes and uneven pavement on local roads raise the risk of accidents and late-night driving often involves sharing the road with pedestrians and tourists in this vibrant city.

To help you shop for affordable coverage, we’ve collected real policy quotes from Jerry customers in Memphis that show how your premium can vary based on your driving record, age, location and the type of coverage you need.

Cheapest minimum coverage insurance in Memphis

Tennessee requires drivers to have:

• $25,000 for bodily injury liability per person and $50,000 per accident.
• $25,000 for property damage liability per accident.

These are the cheapest quotes for minimum coverage that Memphis drivers received via Jerry.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need full coverage under a GAP policy, which can help you pay off your loan if your car is totaled.

Cheapest full coverage insurance in Memphis

Full coverage includes collision and comprehensive insurances. Collision pays to repair your vehicle after an accident, regardless of who is at fault, while comprehensive helps cover the damages caused by non-collision events such as weather hazards, animal collisions, or theft.

These are the cheapest full coverage quotes that Jerry customers have received in Memphis.

Cheapest car insurance for young drivers in Memphis (18-29 years old)

Young drivers are often quoted higher premiums than older drivers because insurers sometimes view their lack of experience as a risk. It’s wise to compare quotes from multiple insurance companies to find the most affordable rate.

Here are real quotes that young Jerry customers in Memphis have received via Jerry.

Cheapest car insurance for mature drivers in Memphis (30-54 years old)

Cheapest car insurance for older drivers (55+ years old)

Cheapest car insurance for drivers with clean records in Memphis

A clean record is one way to help ensure you’re getting the most affordable quotes possible. Here are some of the cheapest car insurance quotes that drivers with spotless records have received via Jerry.

Cheapest car insurance for drivers with low credit scores in Memphis

Drivers with low credit scores are likely to pay higher premiums than those with good credit. This means you may have to do extra comparison shopping to get a good rate. Here are some of the cheapest insurance quotes Memphis drivers with scores below 550 received via Jerry.

Cheapest car insurance for drivers with at-fault accidents in Memphis

Cheapest car insurance for drivers with speeding tickets in Memphis