There are plenty of cool things to explore in Clarksville, like caves, distilleries and Fort Defiance. But drivers should be mindful of the area’s unique traffic hazards, such as military convoys out of nearby Fort Campbell, speeders on Interstate 24 heading to Nashville, and potential collisions with deer.
Having proper car insurance coverage is important to keep your car and your finances protected. Jerry can help drivers in Clarksville find the best car insurance policies for their needs based on factors like age, zip code and driving history.
Cheapest minimum coverage insurance in Clarksville
These are the cheapest quotes for minimum coverage that drivers in Clarksville, Tennessee, have received via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|
$41 | $486 | Progressive | 62 | August 9, 2024 | Clarksville, TN | 37040 |
$43 | $520 | Trexis | 50 | November 1, 2023 | Clarksville, TN | 37043 |
$46 | $548 | Trexis | 48 | December 3, 2023 | Clarksville, TN | 37042 |
$46 | $554 | Gainsco | 50 | November 4, 2024 | Clarksville, TN | 37043 |
$47 | $568 | The General | 50 | November 4, 2024 | Clarksville, TN | 37043 |
$50 | $604 | National General | 31 | October 31, 2024 | Clarksville, TN | 37040 |
$50 | $604 | National General | 31 | November 1, 2024 | Clarksville, TN | 37040 |
$51 | $606 | Gainsco | 52 | March 2, 2025 | Clarksville, TN | 37042 |
$51 | $610 | Progressive | 25 | November 7, 2024 | Clarksville, TN | 37042 |
$51 | $612 | Gainsco | 56 | December 5, 2024 | Clarksville, TN | 37043 |
Tennessee requires drivers to carry these minimum coverages:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $25,000 in property damage liability per accident.
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Clarksville
Full coverage could pay for your repairs if your car gets damaged by theft, vandalism, collisions and weather-related incidents. These are the cheapest quotes for full coverage that drivers in Clarksville have received via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|
$56 | $666 | Trexis | 41 | October 21, 2023 | Clarksville, TN | 37042 |
$56 | $674 | Progressive | 56 | December 5, 2024 | Clarksville, TN | 37043 |
$59 | $708 | Progressive | 29 | December 30, 2024 | Clarksville, TN | 37042 |
$62 | $748 | Progressive | 35 | December 13, 2024 | Clarksville, TN | 37040 |
$62 | $748 | Progressive | 35 | June 4, 2024 | Clarksville, TN | 37042 |
$67 | $804 | Progressive | 27 | October 8, 2023 | Clarksville, TN | 37042 |
$71 | $846 | Progressive | 43 | March 19, 2025 | Clarksville, TN | 37040 |
$71 | $856 | Progressive | 54 | November 14, 2023 | Clarksville, TN | 37040 |
$74 | $889 | Progressive | 39 | December 19, 2024 | Clarksville, TN | 37040 |
$74 | $892 | Progressive | 28 | November 25, 2024 | Clarksville, TN | 37040 |
Cheapest car insurance for young drivers in Clarksville (18-29 years old)
Young drivers typically pay more for car insurance because they lack driving experience and insurers view that lack of experience as risky. These are the cheapest quotes that young drivers in Clarksville have received via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$50 | $598 | Electric | 28 | No | March 3, 2025 | Clarksville, TN | 37040 |
$51 | $610 | Progressive | 25 | No | November 7, 2024 | Clarksville, TN | 37042 |
$59 | $708 | Progressive | 29 | Yes | December 30, 2024 | Clarksville, TN | 37042 |
$61 | $736 | Electric | 28 | No | August 30, 2024 | Clarksville, TN | 37040 |
$65 | $778 | Trexis | 24 | No | November 30, 2023 | Clarksville, TN | 37043 |
Cheapest car insurance for mature drivers in Clarksville (30-54 years old)
Car insurance premiums tend to get cheaper as drivers gain experience on the road. These are the cheapest quotes that drivers in Clarksville between 30 and 54 years old have received via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$43 | $520 | Trexis | 50 | No | November 1, 2023 | Clarksville, TN | 37043 |
$46 | $548 | Trexis | 48 | No | December 3, 2023 | Clarksville, TN | 37042 |
$46 | $554 | Gainsco | 50 | No | November 4, 2024 | Clarksville, TN | 37043 |
$47 | $568 | The General | 50 | No | November 4, 2024 | Clarksville, TN | 37043 |
$50 | $604 | National General | 31 | No | November 1, 2024 | Clarksville, TN | 37040 |
Cheapest car insurance for older drivers in Clarksville (55+ years old)
Drivers who are 55 and older usually get the cheapest premiums but those rates could rise once they reach their 70s. Here are the cheapest quotes that older drivers in Clarksville have received via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
Has Full Coverage
|
---|---|---|---|---|---|---|---|
$41 | $486 | Progressive | 62 | August 9, 2024 | Clarksville, TN | 37040 | No |
$51 | $612 | Gainsco | 56 | December 5, 2024 | Clarksville, TN | 37043 | No |
$51 | $616 | The General | 55 | December 16, 2023 | Clarksville, TN | 37040 | No |
$53 | $630 | Trexis | 56 | December 5, 2024 | Clarksville, TN | 37043 | No |
$54 | $648 | Trexis | 59 | January 13, 2025 | Clarksville, TN | 37042 | No |
Cheapest car insurance for drivers with clean records in Clarksville
Drivers with clean records usually get the cheapest rates. These are the cheapest quotes that drivers with spotless records in Clarksville have received via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
$41 | $486 | Progressive | 62 | August 9, 2024 | No | Clarksville, TN | 37040 |
$43 | $520 | Trexis | 50 | November 1, 2023 | No | Clarksville, TN | 37043 |
$46 | $548 | Trexis | 48 | December 3, 2023 | No | Clarksville, TN | 37042 |
$46 | $554 | Gainsco | 50 | November 4, 2024 | No | Clarksville, TN | 37043 |
$47 | $568 | The General | 50 | November 4, 2024 | No | Clarksville, TN | 37043 |
$51 | $606 | Gainsco | 52 | March 2, 2025 | No | Clarksville, TN | 37042 |
$51 | $610 | Progressive | 25 | November 7, 2024 | No | Clarksville, TN | 37042 |
$51 | $612 | Gainsco | 56 | December 5, 2024 | No | Clarksville, TN | 37043 |
$51 | $616 | The General | 55 | December 16, 2023 | No | Clarksville, TN | 37040 |
$52 | $620 | Trexis | 36 | December 21, 2023 | No | Clarksville, TN | 37040 |
Cheapest car insurance for drivers with low credit scores in Clarksville
Tennessee allows insurers to use credit scores to help calculate premiums, and having a low credit score may cause your premium to be higher. Since insurers weigh credit scores differently, it’s wise to get multiple quotes to find the lowest rate. These are the cheapest quotes that drivers in Clarksville with credit scores below 550 have received via Jerry.
Credit Score
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
<550 | $52 | $620 | Trexis | 36 | December 21, 2023 | Clarksville, TN | 37040 |
<550 | $54 | $648 | Trexis | 59 | January 13, 2025 | Clarksville, TN | 37042 |
<550 | $56 | $674 | Trexis | 47 | October 26, 2023 | Clarksville, TN | 37042 |
<550 | $60 | $718 | Electric | 59 | January 13, 2025 | Clarksville, TN | 37042 |
<550 | $65 | $782 | Trexis | 59 | July 25, 2024 | Clarksville, TN | 37042 |
Cheapest car insurance for drivers with at-fault accidents in Clarksville
An at-fault accident will likely cause your premium to rise. These are the cheapest quotes that drivers in Clarksville with at-fault accidents have received via Jerry.
At-fault Accident on Record
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|---|
At Fault With No Injury | $50 | $604 | National General | 31 | No | October 31, 2024 | Clarksville, TN | 37040 |
At Fault With No Injury | $50 | $604 | National General | 31 | No | November 1, 2024 | Clarksville, TN | 37040 |
At Fault With No Injury | $68 | $820 | Trexis | 47 | No | February 28, 2025 | Clarksville, TN | 37042 |
At Fault With No Injury | $72 | $864 | Trexis | 50 | No | February 23, 2025 | Clarksville, TN | 37040 |
At Fault With No Injury | $73 | $874 | The General | 38 | No | February 13, 2024 | Clarksville, TN | 37042 |
Cheapest car insurance for drivers with speeding tickets in Clarksville
Drivers with speeding tickets typically pay a higher cost for auto insurance. Here are the cheapest quotes that drivers in Clarksville have received via Jerry.
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
---|---|---|---|---|---|---|---|
Speeding over 15 | $50 | $604 | National General | 31 | October 31, 2024 | Clarksville, TN | 37040 |
Speeding over 15 | $50 | $604 | National General | 31 | November 1, 2024 | Clarksville, TN | 37040 |
Speeding over 15 | $54 | $648 | Trexis | 59 | January 13, 2025 | Clarksville, TN | 37042 |
Speeding over 15 | $60 | $718 | Electric | 59 | January 13, 2025 | Clarksville, TN | 37042 |
Speeding over 15 | $61 | $736 | Electric | 28 | August 30, 2024 | Clarksville, TN | 37040 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.