How much does Saab car insurance cost? 

How to find the cheapest Saab car insurance Quotes

The best car insurance companies for Saab drivers

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Insurance costs for popular Saab models 

Safety features: The Saab brand was known for being extremely safe, and they have great safety ratings to back it up. Based on actual accident data, Saab owners had over 40% fewer injuries and deaths than other brands! Safety records like this help when it comes to insurance.
Vehicle value: Saabs are classified as a luxury brand by insurers, which could raise your prices, but luxury is also why Saab is still famous!
Vehicle class: A smaller class, like the 9-3 Aero, will be cheaper to insure than their 9-7X SUV, thanks to the difference in potential risk.
Engine size: Smaller engines are less powerful and, therefore, safer, which lowers your price.
Availability of replacement parts: Since all Saab vehicles were made in Europe and are no longer manufactured, your insurance company could charge you more for imported vehicles since replacement parts will be harder to find.
Cost of repairs: Saabs are a defunct brand, so you can’t go to your local Saab dealer anymore for repairs, but you will also need someone who can fix luxury cars. Your insurer will consider this when ringing up that premium rate.

Saab 9-3 insurance costs 

FWD base: You’ll get a 2.0-liter turbocharged four-cylinder engine with 220 horsepower, paired with either an automatic or manual transmission. The luxury brand extras show up in features like headlight washers, heated seats, and leather trim.
XWD (Turbo): This offers pretty much the same specs as the base model as far as the engine and luxury seating, but it bumps you up a level with some fancy extras like twin exhaust pipes and special detailing on the exterior.
Convertible: The biggest appeal of this trim is the convertible part–you can drive with the top down for a bit of extra luxury.

Saab 9-3 Aero insurance costs 

FWD base: You’ll get the same 2.0-liter turbocharged four-cylinder engine with 220 horsepower as the regular 9-3, and you can still look for either the automatic or the manual transmission. You also get extras like headlight washers, heated seats, and leather trim, but the main attraction is the moonroof and the upgrade on the sound system.
XWD (Turbo): Again, this has the same specs as the Aero base model for the engine, luxury seating, and of course, the bonus moonroof, but this trim adds special detailing.
Convertible: You can probably guess the bonus for this trim–yep, it’s about that convertible appeal. If you want a luxury convertible, this is a good option.

Saab 9-5 insurance cost

Turbo FWD: This is the starter pack of the 9-5, and you get a 2.0-liter Turbocharged four-cylinder engine that puts out 220 horsepower and a choice between manual or automatic transmission. You also get an 8-inch touch screen, leather seating, a moonroof, and a backup camera, though the original owner might have added several of the packages to pile on the extras.
Turbo XWD: You get a similar setup as the FWD, though you don’t have the option of a manual transmission with this trim. There are a few more minor differences as well, like the absence of folding side mirrors and voice recognition.
Aero XWD: This is the top-of-the-line version of the 9-5, as you can probably guess. The biggest difference is the engine, with a 2.8-liter, turbo V6 motor that gives you 300 horsepower. Everything else remains pretty much the same.
Wagon Aero XWD: This has the Aero’s better engine, but it’s the wagon version of the vehicle for the luxury mom-and-pop retro ride.

Saab 9-7X insurance costs 

AWD 4.2i: You get a 4.2-liter V6 engine with 285 horsepower and automatic transmission for this trim. You get a sunroof, exterior luggage rack, leather seating, and power-adjustable seats as well.
AWD 5.3i: The engine gets a boost with a 5.3-liter V8 engine with 300 horsepower—so a modest increase in power. The other features match those of the AWD 4.2i, so the focus is on the engine itself.
AWD Aero: Yep, the engine gets an even bigger boost with a 6.03-liter V8 engine for 390 horsepower, plus some upgrades on the interior, like special edition detailing for the seats.

Are Saabs more expensive to insure?

Cheapest Saabs to insure

Most expensive Saabs to insure

What factors affect Saab car insurance rates?

Vehicle cost:
Collision coverage
and
comprehensive coverage
are typically lower for older vehicles than new ones, but Saab models’ status as luxury cars could prevent you from obtaining a lower premium. 
Vehicle age: Since Saabs are older or used models, your premium will reflect that in your favor.
Cost of parts: Replacement parts were imported from Europe and Saabs are no longer manufactured, so you could face an increased premium.
Your age: If you are under 25, you’ll see a higher rate since you have less driving experience. Inversely, senior drivers also pay higher insurance rates from age 70 on due to higher risk.
Your driving record and claims history: A
good driving record
helps you save money on insurance costs, but having a history of accidents or other violations will cost you.
Where you live: Places with higher crime and more accidents, like New York City, lead to higher costs for insurance.

Materials: Saabs used more expensive parts since they were imported, though you might have some luck with refurbished options.
Safety: Saabs are generally considered safe, scoring ratings of 4 out of 5 for most safety tests, and they’ve been known to actually prevent serious injuries in real accidents, so insurance providers consider them less risky. 
Reliability: Saabs land in the average range of reliability ratings, but you might run into the usual wear and tear issues since they are older vehicles.
Brand: Saab is still considered a luxury brand. That and their status as imported vehicles can up your cost for insurance, even though they are older cars.

Saab insurance cost for young drivers

Saab insurance cost for senior drivers

Saab insurance cost for drivers with driving violations 

At-fault accidents
DUIs
Driving on a suspended license
Reckless driving
Speeding tickets

Cheapest car insurance for Saab drivers with speeding tickets

Cheapest car insurance for Saab drivers with a DUI record

Cheapest car insurance for Saab drivers after an accident

Cheapest car insurance for Saab drivers with other driving violations on their record

How can I lower the cost of my Saab car insurance?

Shop around:
Compare costs and alternatives
instead of just going with the top result on a web search. Jerry compares quotes from over 50 reputable companies so you get the best choices, and you can get free quotes in seconds. Jerry can even help you cancel your current insurance and switch to a new one if you'd like.
Opt for a less expensive model: Getting the most expensive model will add to your insurance, though the fact that Saabs are now used vehicles helps you.
Bundle your insurance policies:
Bundling homeowners and auto insurance
with the same provider often means a discount on insurance. 
Participate in a telematics program: Some companies offer programs to track your driving habits with technology. You could earn a discount on your premium if you demonstrate safe driving skills.
Reduce your coverage: Since Saabs are older, consider
cutting back on coverage
to save money.
Raise your deductible: Increasing your official deductible can save you on insurance premiums–just don’t go so high that you can’t pay the deductible you set.