Best Car Insurance in Portland 2021

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
  • Real Quotes
  • Best Carriers
  • Minimum Coverage
  • Full Coverage
  • Cost by Age
  • Bad Driving Record
  • Young Drivers Bad Driving Record
  • Save Money
  • Cost by Zip Code
  • Methodology
Car insurance in Portland Oregon costs single-car drivers an average of $2,552.20 annually, or about $212.68 per month. Compared to the state annual average of $2,491.94, auto insurance in Portland is $60.25 higher.
Here’s how much real Jerry customers pay for insurance in Portland:

Real quotes for Jerry customers in Portland, Oregon

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
June 21, 2021Acura TsxOR43
Kemper
Custom$90/mo.$61/mo.
June 13, 2021Acura TsxOR43
National General
Custom$90/mo.$62/mo.
April 29, 2021Dodge Grand Caravan SEOR40
Bristol West
Predicted$187/mo.$103/mo.
May 13, 2021Jeep Cherokee LimitedOR37TravelersCurrent$213/mo.$114/mo.
May 22, 2021Honda Accord SEOR25AllstateStandard$316/mo.$131/mo.
The best way to secure the right plan for lower premiums in Portland is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inPortland have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Portland, Oregon

Insurance Company
Before Jerry
After Jerry
Allstate$2,682$1,698
Safeco$2,523$1,714
Nationwide$2,390$1,785
Travelers$2,546$1,801
Kemper
$2,739$1,862
National General
$2,657$1,955
Dairyland
$3,151$2,212

Minimum coverage car insurance in Portland

On average, the cost of minimum coverage car insurance in Portland is $2,084.25 per year, or $173.69 per month.

The minimum level of car insurance required in Portland is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Portland:
Before Jerry
After Jerry
$1,770$1,179
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$1,899$1,307
National General
$2,141$1,487
Kemper
$2,927$2,199
Recommended
Compare auto insurance policies
No spam or unwanted phone calls · No long forms · No fees, ever
logos
logos
logos

Full coverage car insurance in Portland

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Portland:
Before Jerry
After Jerry
$2,355$2,242
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
National General
$1,410$1,194
Travelers$1,885$1,840
Progressive$2,637$2,258
Recommended
Compare auto insurance policies
No spam or unwanted phone calls · No long forms · No fees, ever
logos
logos
logos

How does your age affect your auto insurance cost in Portland?

If you’re a driver under 25 in Portland, you could be paying as much as $62.73 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Portland saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$4,726$3,575
21-24$3,183$2,445
On the contrary, here’s how much drivers aged 25 and over in Portland pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$2,564$1,964
35-44$2,573$2,037
45-54$2,097$1,406
55-64$3,375$1,779
65+$2,400$1,592
Recommended
Compare auto insurance policies
No spam or unwanted phone calls · No long forms · No fees, ever
logos
logos
logos

Cheapest car insurance for drivers in Portland with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Portland saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$2,346$1,599
Failure to Obey Traffic Sign$1,920$1,071
Speeding under 15$1,776$1,638
Other$2,896$2,136
Speeding over 15$2,400$2,223
Here’s how much drivers with a bad driving record in [Portland saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Nationwide$1,730$1,617
Safeco$2,361$1,655
Allstate$2,712$1,663
Progressive$2,352$1,709
Travelers$2,499$1,972
Kemper
$2,717$2,006
National General
$2,937$2,262
Dairyland
$3,000$2,612

Cheapest car insurance for young drivers in Portland with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$2,702$1,950
Other$4,608$3,096
Here’s how much young drivers with a bad driving record in [Portland saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Travelers$3,984$1,695
Progressive$2,262$1,746
Kemper
$3,397$2,425
National General
$3,585$2,831
Recommended
Compare auto insurance policies
No spam or unwanted phone calls · No long forms · No fees, ever
logos
logos
logos

How can you save money on car insurance in Portland

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Portland you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 22, 2021Honda Accord SEOR25AllstateStandard$316/mo.$131/mo.
June 13, 2021Dodge ChargerOR21ProgressivePredicted$314/mo.$193/mo.
May 13, 2021Jeep Cherokee LimitedOR37TravelersCurrent$213/mo.$114/mo.
April 29, 2021Dodge Grand Caravan SEOR40
Bristol West
Predicted$187/mo.$103/mo.
May 18, 2021Dodge Grand Caravan SXTOR35
Dairyland
Custom$250/mo.$191/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
Recommended
Compare auto insurance policies
No spam or unwanted phone calls · No long forms · No fees, ever
logos
logos
logos

Frequently asked questions

Jerry's services are 100% free of charge. There are no hidden fees and no surprise add-ons at the last minute.
Jerry currently shops for car, home, renters, and umbrella insurance.
Jerry shops with up to 45 insurance companies. These include Progressive, Nationwide, Travelers, Mapfre, National General, Mercury, AAA and others. If you want Jerry to shop at any specific companies, just let him know. You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).
No. Jerry does not mark up the price. The quotes we send to you are the same as those you’d get if you’d shopped yourself.
Absolutely not. Jerry takes your privacy very seriously. Jerry doesn’t even ask you for your email until you’re ready to switch your insurance to a new company. Jerry does not sell or share your contact information with any external companies. You will not be getting any phone calls or emails. All the communication happens through the mobile app. If you need help, you can request a call from one of our in-house licensed agents, but we don’t call to sell you insurance.
No, you don’t need to wait until you receive a renewal notice from your current provider. You can switch insurance policies anytime. By law, insurance companies must return any unused premium you have already paid for your policy. A few insurance companies may charge a small cancellation fee if you cancel before the end of the policy. Jerry will let you know the cancellation fee before you decide to switch the policy.
Yes, Jerry Insurance Agency (license number 0M34848) is a licensed insurance broker, registered in the state of California. Jerry carries a $1m professional liability policy for your peace of mind.
1. Jerry provides quotes from up to 45 insurance companies. Most online price comparison sites (and your local agent) will only provide quotes from a few insurance companies (usually the top 5 or 6 companies, and a handful of smaller brands) with whom they have contracts. You’re more likely to save money with Jerry because we work with top insurance companies.
2. Jerry’s mobile app makes managing your insurance policy a breeze. You can ask questions, upload documents, request changes, and much more. No more phone calls or emails back and forth.
3. With Jerry, you never have to think about insurance shopping again. Jerry will automatically shop you before your renewal date and send you quotes through the mobile app.
Absolutely not. Jerry will not make any changes to either your existing or your new policy without your approval. Jerry will shop for you before your policy renewal date and show you all your options in the app — it’s up to you to decide if you want to change your policy or not. If you ask Jerry to move forward with a quote you like, only then Jerry will do the paperwork to switch your policy.
No. Frequent shopping for car insurance quotes does not have an impact on your credit score or the cost of your insurance. In the state of California, a credit check is not required for getting quotes. In other states, insurance companies may run a credit check but it’s a “soft pull,” or fact check, of your credit, as opposed to a “hard pull,” which typically occurs when you apply for credit. Soft pulls, which are used for comparing car insurance rates, do not affect your credit score or rating, no matter how many quotes are obtained.
You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies