Cheap Car Insurance in Greensboro, NC

Written by Xuyun Zeng and 2 others
Updated Mar 27, 2025
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Cheap Car Insurance in Greensboro, NC

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Greensboro is an abundant city with attractions like the International Civil Rights Center & Museum, more than 100 miles of trails and greenways, and its very own bog garden. Whether you’re heading home on Interstate 40, taking friends on a local tour, or celebrating a win in Tournament Town, it’s best to do so with the protection of a reliable car insurance policy.

To help you shop for affordable coverage, we’ve gathered quote data from real Jerry customers in Greensboro. This page can show you how your age, driving history and desired coverage affects your rate.

Cheapest minimum coverage insurance in Greensboro

North Carolina requires drivers to have these minimum coverages:

  • $30,000 in bodily injury liability per person.
  • $60,000 in bodily injury liability per accident.
  • $25,000 in property damage liability.
  • $30,000 in uninsured motorist per person.
  • $60,000 in uninsured motorist per accident.
  • $25,000 in uninsured motorist property damage coverage, or UMPD.

Here are the cheapest quotes for minimum coverage that drivers in Greensboro have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$42 $499 National General 63 August 4, 2024 Greensboro, NC 27410
$43 $512 National General 33 October 21, 2024 Greensboro, NC 27455
$44 $525 Progressive 55 October 15, 2024 Greensboro, NC 27406
$44 $526 Progressive 40 December 31, 2024 Greensboro, NC 27455
$44 $529 Progressive 27 August 19, 2024 Greensboro, NC 27410
$44 $529 Progressive 33 October 21, 2024 Greensboro, NC 27455
$44 $531 Progressive 57 January 19, 2025 Greensboro, NC 27407
$46 $551 Progressive 25 June 5, 2024 Greensboro, NC 27409
$46 $553 Progressive 57 January 16, 2025 Greensboro, NC 27407
$46 $555 Progressive 36 March 18, 2025 Greensboro, NC 27407
Last Updated Mar 27, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Find affordable car insurance in minutes.

Cheapest full coverage insurance in Greensboro

Greensboro is occasionally impacted by hurricanes and tropical storms, which can deliver heavy rainfall and flooding in the area. Minimum coverage won’t help you pay for repairs if your car is damaged in bad weather, but full coverage will. Check out the cheapest quotes that drivers in Greensboro have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$42 $499 National General 63 August 4, 2024 Greensboro, NC 27410
$46 $551 Progressive 25 June 5, 2024 Greensboro, NC 27409
$46 $555 Progressive 36 March 18, 2025 Greensboro, NC 27407
$49 $583 National General 26 December 9, 2024 Greensboro, NC 27409
$49 $586 National General 63 August 2, 2024 Greensboro, NC 27410
$49 $586 National General 63 August 26, 2024 Greensboro, NC 27410
$51 $613 Progressive 27 August 22, 2024 Greensboro, NC 27410
$52 $621 Progressive 44 February 28, 2025 Greensboro, NC 27407
$53 $633 National General 26 December 8, 2024 Greensboro, NC 27409
$53 $640 Progressive 31 May 7, 2024 Greensboro, NC 27410
Last Updated Mar 27, 2025

Cheapest car insurance for young drivers in Greensboro, NC (18-29 years old)

Premiums are often highest for young drivers because insurance providers consider their limited experience a potential liability. Still, companies weigh this risk differently, so gathering quotes from multiple insurers can help you find the best rate. Check out the cheapest rates young drivers in Greensboro obtained through Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$44 $529 Progressive 27 No August 19, 2024 Greensboro, NC 27410
$44 $529 Progressive 27 No August 22, 2024 Greensboro, NC 27410
$46 $551 Progressive 25 Yes June 5, 2024 Greensboro, NC 27409
$47 $558 National General 25 No March 7, 2025 Greensboro, NC 27410
$47 $562 Dairyland 25 No November 28, 2023 Greensboro, NC 27409
Last Updated Mar 27, 2025

Cheapest car insurance for mature drivers in Greensboro, NC (30-54 years old)

If you’re between 30 and 54, you’re more likely to have a low premium than those under 30 years old. Here’s a look at the cheapest quotes that mature drivers in Greensboro have received through Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$37 $443 Progressive 41 No March 8, 2025 Greensboro, NC 27406
$43 $512 National General 33 No October 21, 2024 Greensboro, NC 27455
$44 $526 National General 33 No October 22, 2024 Greensboro, NC 27455
$44 $526 Progressive 40 No December 31, 2024 Greensboro, NC 27455
$44 $529 Progressive 33 No October 21, 2024 Greensboro, NC 27455
Last Updated Mar 27, 2025

Cheapest car insurance for older drivers in Greensboro, NC (55+ years old)

Drivers older than 54 often pay the lowest rates until they reach their 70s. Here’s a table of the cheapest policies for older drivers in Greensboro, based on Jerry’s customer data.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$42 $499 National General 63 August 4, 2024 Greensboro, NC 27410 Yes
$44 $525 Progressive 55 October 15, 2024 Greensboro, NC 27406 No
$44 $531 Progressive 57 January 19, 2025 Greensboro, NC 27407 No
$46 $553 Progressive 57 January 16, 2025 Greensboro, NC 27407 No
$47 $558 National General 64 February 21, 2025 Greensboro, NC 27408 No
Last Updated Mar 27, 2025

Cheapest car insurance for drivers with clean records in Greensboro, NC

Drivers with clean records — meaning no accidents, claims or violations — often qualify for the lowest auto insurance premiums. Below are some of the cheapest quotes available to drivers with clean records in Greensboro, based on Jerry’s data.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$37 $443 Progressive 41 March 8, 2025 No Greensboro, NC 27406
$44 $525 Progressive 55 October 15, 2024 No Greensboro, NC 27406
$44 $526 Progressive 40 December 31, 2024 No Greensboro, NC 27455
$44 $529 Progressive 27 August 19, 2024 No Greensboro, NC 27410
$44 $529 Progressive 27 August 22, 2024 No Greensboro, NC 27410
Last Updated Mar 27, 2025

Cheapest car insurance for drivers with low credit scores in Greensboro, NC

It’s legal for insurers in North Carolina to use your credit score to help determine your car insurance costs, so having a low score can result in a pricier premium. Take a look at the cheapest quotes for drivers in Greensboro with credit scores below 550.

Credit Score
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $42 $499 National General 63 August 4, 2024 Greensboro, NC 27410
<550 $44 $525 Progressive 55 October 15, 2024 Greensboro, NC 27406
<550 $44 $529 Progressive 27 August 19, 2024 Greensboro, NC 27410
<550 $48 $571 Progressive 27 August 22, 2024 Greensboro, NC 27410
<550 $49 $586 National General 63 August 26, 2024 Greensboro, NC 27410
<550 $49 $586 National General 63 August 2, 2024 Greensboro, NC 27410
<550 $51 $614 Progressive 25 February 21, 2025 Greensboro, NC 27410
<550 $52 $627 National General 55 March 11, 2025 Greensboro, NC 27406
<550 $55 $655 Dairyland 27 August 22, 2024 Greensboro, NC 27410
<550 $58 $692 Progressive 55 March 11, 2025 Greensboro, NC 27406
Last Updated Mar 27, 2025

Cheapest car insurance for drivers with at-fault accidents in Greensboro, NC

Adding an at-fault accident to your record typically raises your insurance costs. It’s wise to compare quotes from multiple providers to find the best offer. Take a look at the cheapest quotes for drivers with at-fault accidents on their records in Greensboro, according to Jerry’s data.

At-fault Accident on Record
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With Injury $47 $558 National General 25 No March 7, 2025 Greensboro, NC 27410
At Fault With Injury $47 $558 National General 64 No February 21, 2025 Greensboro, NC 27408
At Fault With No Injury $47 $558 National General 32 No February 14, 2025 Greensboro, NC 27409
At Fault With Injury $49 $583 National General 25 No March 14, 2025 Greensboro, NC 27455
At Fault With No Injury $49 $583 National General 26 Yes December 9, 2024 Greensboro, NC 27409
Last Updated Mar 27, 2025

Cheapest car insurance for drivers with speeding tickets in Greensboro, NC

If you’ve been ticketed for speeding, you can usually expect your insurance bill to rise. It’s wise to compare quotes from multiple insurers before your policy renews to get the best deal possible. Here are some of the cheapest quotes that drivers with speeding tickets in Greensboro have received through Jerry.

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding over 15 $49 $583 National General 26 December 9, 2024 Greensboro, NC 27409
Speeding over 15 $53 $633 National General 26 December 8, 2024 Greensboro, NC 27409
Speeding under 15 $55 $661 National General 29 August 8, 2024 Greensboro, NC 27403
Speeding over 15 $55 $661 National General 30 November 24, 2024 Greensboro, NC 27405
Speeding over 15 $57 $682 National General 25 March 23, 2025 Greensboro, NC 27408
Last Updated Mar 27, 2025
MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

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Annie Millerbernd

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.