While you’re probably not cruising up and down the Las Vegas Strip regularly, your daily commute around the city can be littered with tourist traffic. The constant hum of the Strip, along with events at T-Mobile Arena and local convention center, keeps locals on the road with a revolving set of visitors. Extra traffic congestion calls for robust car insurance, and we’ve rounded up a preview of rates to help you start shopping.

Here are the cheapest car insurance rates based on age, driving record and coverage type in Las Vegas, according to real quotes that local drivers have received via Jerry.

Cheapest minimum coverage insurance in Las Vegas

Nevada requires drivers to have a minimum coverage of:

• $25,000 for bodily injury per person.
• $50,000 for bodily injury per accident.
• $20,000 for property damage per accident.

Here are the cheapest quotes for minimum coverage in Las Vegas, based on real quotes from Jerry customers.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need full coverage under a GAP policy, which can help you pay off your loan if your car is totaled.

Cheapest full coverage insurance in Las Vegas

Las Vegas is prone to flash flooding between July and September, but the minimum coverage won’t help if your car is damaged by hazardous weather. Full coverage, which combines collision and comprehensive insurances, provides protection from weather-related damage, as well as animal collisions and theft.

Here are quotes for full coverage policies that real drivers have received via Jerry.

Cheapest car insurance for young drivers in Las Vegas (18-29 years old)

Younger drivers usually pay higher premiums than older drivers because insurers view their lack of experience as risky. That doesn’t mean you can’t find an affordable rate, but you may have to do extra comparison shopping. Here are the cheapest quotes that young drivers in Las Vegas have received via Jerry.

Cheapest car insurance for mature drivers in Las Vegas (30-54 years old)

Cheapest car insurance for older drivers (55+ years old)

Cheapest car insurance for drivers with clean records in Las Vegas

The best car insurance prices often go to drivers with clean records. Here are the cheapest car insurance quotes that drivers with no claims or violations have received in Las Vegas, according to data from real Jerry customers.

Cheapest car insurance for drivers with low credit scores in Las Vegas

Drivers with low credit scores tend to pay more for car insurance than those with good credit. It’s wise to compare quotes from multiple insurers to find the most affordable rates. Here are the cheapest quotes that real Las Vegas drivers with credit scores below 550 have received via Jerry.

Cheapest car insurance for drivers with at-fault accidents in Las Vegas

Cheapest car insurance for drivers with speeding tickets in Las Vegas

Cheapest car insurance for drivers with DUIs in Las Vegas

Methodology

Data included in this analysis comes from policies that Jerry has quoted on or after Jan. 1, 2024. Jerry services 48 states and offers a range of insurance companies to choose from.