Best Car Insurance in Omaha 2021

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  • Real Quotes
  • Best Carriers
  • Minimum Coverage
  • Full Coverage
  • Cost by Age
  • Bad Driving Record
  • Young Drivers Bad Driving Record
  • Save Money
  • Cost by Zip Code
  • Methodology
Car insurance in Omaha Nebraska costs single-car drivers an average of $2,720 annually, or about $227 per month. Compared to the state annual average of $2,823, auto insurance in Omaha is $103 lower.
Here’s how much real Jerry customers pay for insurance in Omaha:

Real quotes for Jerry customers in Omaha, Nebraska

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
February 8, 2021GMC YukonNE37SafecoStandard$165/mo.$79/mo.
June 11, 2021Chevrolet Trax LSNE31Assurance AmericaCurrent$309/mo.$85/mo.
July 3, 2021Acura ILX 20NE20ProgressiveBasic$232/mo.$108/mo.
October 30, 2020Ford Explorer XLTNE29TravelersCustom$278/mo.$141/mo.
June 11, 2021Chevrolet Trax LSNE31DairylandCurrent$309/mo.$261/mo.
The best way to secure the right plan for lower premiums in Omaha is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inOmaha have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Omaha, Nebraska

Insurance Company
Before Jerry
After Jerry
Nationwide$2,543$1,477
Kemper$4,452$1,666
Dairyland$4,324$1,790
Travelers$2,676$1,848
Safeco$3,784$2,303
Allstate$3,304$2,330

Minimum coverage car insurance in Omaha

On average, the cost of minimum coverage car insurance in Omaha is $2,731 per year, or $228 per month.

The minimum level of car insurance required in Omaha is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Omaha:
Before Jerry
After Jerry
$1,092$840
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$3,371$1,404
Dairyland$3,123$2,252
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Full coverage car insurance in Omaha

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Omaha:
Before Jerry
After Jerry
$4,800$1,612
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$4,800$1,612
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How does your age affect your auto insurance cost in Omaha?

If you’re a driver under 25 in Omaha, you could be paying as much as $94 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Omaha saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$3,239$1,758
21-24$3,922$2,457
On the contrary, here’s how much drivers aged 25 and over in Omaha pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$3,148$1,806
35-44$1,839$1,148
45-54$2,066$1,373
55-64$1,073$826

Cheapest car insurance for drivers in Omaha with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Omaha saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$2,478$1,435
Driving on Sus. License$3,369$1,397
Speeding under 15$3,275$1,463
Failure to Obey Traffic Sign$6,000$1,552
Other$3,476$1,565
Here’s how much drivers with a bad driving record in [Omaha saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Progressive$2,816$1,579
Travelers$2,616$1,693
Safeco$4,052$2,097
Nationwide$3,438$2,142
Dairyland$3,293$2,637
Allstate$3,977$2,687

Cheapest car insurance for young drivers in Omaha with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$2,656$1,393
Speeding under 15$4,102$1,483
Driving on Sus. License$2,376$1,500
Failure to Obey Traffic Sign$6,000$1,552
Other$3,418$1,750
Here’s how much young drivers with a bad driving record in [Omaha saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Dairyland$2,232$1,800
Progressive$3,334$1,957
Safeco$5,100$2,367
Allstate$3,977$2,687
Nationwide$5,100$2,802
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How can you save money on car insurance in Omaha

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Omaha you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
June 11, 2021Chevrolet Trax LSNE31Assurance AmericaCurrent$309/mo.$85/mo.
August 9, 2021Ford Explorer XLTNE29ClearCoverCurrent$278/mo.$72/mo.
October 30, 2020Ford Explorer XLTNE29TravelersCustom$278/mo.$141/mo.
July 3, 2021Acura ILX 20NE20ProgressiveBasic$232/mo.$108/mo.
July 3, 2021Acura ILX 20NE20ProgressiveBasic$232/mo.$108/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
Still have some questions?
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