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Cheapest car insurance in Detroit, Michigan (Nov 2024)
Cheapest car insurance in Detroit, Michigan (Nov 2024)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Detroit, Michigan.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Amy Bobinger
Licensed Insurance Agent — Expert Insurance Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- Cheapest car insurance quotes in Detroit
- Best car insurance companies in Detroit
- Best cheap car insurance quotes in Detroit
- Average cost of car insurance in Detroit
- Car insurance quotes in Detroit by rating factors
- How do different factors impact your car insurance costs in Detroit?
- Cheap car insurance quotes in Detroit after driving violations
- Cheap car insurance quotes in Detroit by age
- Cheap car insurance quotes in Detroit based on insurance history
- Cheap car insurance quotes in Detroit for popular cars
- How to lower car insurance costs in Detroit
- FAQ
- Methodology
- Sources
- Meet our experts
Load full table of contents
Detroit Car Insurance: Quick Facts
Detroit Car Insurance: Quick Facts
- The average cost of minimum liability coverage in Detroit, Michigan is $268 a month.
- Detroit’s average minimum liability cost is about 127% higher than the Michigan state average of $118 a month.
- The average cost of full coverage in Detroit, Michigan is $468 a month.
- Detroit’s average full coverage cost is about 138% higher than the Michigan state average of $197.
Detroit is known worldwide as the Motor City thanks to its importance in the early days of automotive history. You might expect it to be a haven for vehicle owners—but heavy traffic and severe winter weather mean Detroit frequently finds itself on lists like US News & World Report’s “10 Least Safe US Cities for Driving.”1
These hazardous conditions may also contribute to Detroit’s higher-than-average car insurance rates—minimum liability coverage costs around 127% more than the Michigan average, and full coverage costs about 138% more.
Fortunately, you may still be able to save on your Detroit car insurance costs by comparing quotes with an insurance broker like Jerry.
Cheapest car insurance quotes in Detroit
On average, auto insurance in Detroit costs about $268 per month for minimum coverage liability insurance and about $468 per month for full coverage insurance. Detroit drivers pay more than the
Michigan
average. Securing an affordable car insurance policy is a great way to keep your auto-related expenses as low as possible. However, there’s no “cheapest” car insurance provider for every driver. To ensure you’re getting the best price for customized coverage, compare
auto insurance quotes
from various companies before choosing your favorite. | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $311 | Bobby, 30 Zip: 48228 | Ford Maverick XL | • State Minimum Liability |
| AAA | $182 | Ophelia, 55 Zip: 48208 | Infiniti M37 X | • 25,000/50,000 Liability • Comp / Collision |
| Safeco | $346 | Carl, 61 Zip: 48235 | Chevrolet Equinox LT | • 100,000/300,000 Liability • Comp / Collision |
| Nationwide | $186 | Landon, 33 Zip: 48235 | Jeep Cherokee Latitude | • State Minimum Liability • Comp / Collision |
| Bristol West | $173 | Janie, 53 Zip: 48214 | Jeep Grand Cherokee Overland | • State Minimum Liability • Comp / Collision |
Last Updated Nov 20, 2024Best car insurance companies in Detroit
Jerry conducted the nation's largest insurance shopping survey to help you identify which auto insurance company offers the best rates in Detroit, Michigan.
We spoke to more than 15,000 policyholders in 50 states about 87 insurance providers.
The results? There’s simply no best or cheapest car insurance company for every driver—instead, your rates are highly individualized.
Many drivers report that
Travelers
offers some of the lowest rates in Detroit, but other car owners note that their rates increase swiftly as you increase your coverage levels.| Insurance company | Overall rating | Price | Claims experience | Customer service |
|---|---|---|---|---|
Liberty Mutual | 4.7 | 4.7 | N/A | 4.3 |
| Safeco | 4.7 | 3.7 | N/A | 4.7 |
| Progressive | 4.2 | 3.6 | 3.4 | 4.1 |
| State Farm | 4 | 3.1 | 4.3 | 4.2 |
| Geico | 4 | 3 | N/A | 3.8 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
If you’re looking for a fast and easy way to find the cheapest rates in Detroit, try using a car insurance comparison app or website.
Jerry is a top-rated insurance agency that offers a straightforward app that auto owners can use to
shop for car insurance
and explore their motorist coverage options. Moreover, Jerry provides end-to-end service—helping you register for your new policy and even canceling your old one on request.Best cheap car insurance quotes in Detroit
However, depending on your specific needs, you’ll likely want to consider additional coverage types—such as full coverage.
Cheap minimum liability insurance quotes in Detroit
Before legally driving your car, you’ll need to secure a policy meeting
Michigan’s minimum liability coverage requirements
.1- $100,000 of bodily injury liability per accident
You’ll often hear this referred to as 50/100/15 coverage.
Check out these Detroit car owners who used Jerry to secure affordable minimum liability coverage.
Edgar (39 years old)
$184
per month
Landon (33 years old)
$186
per month
Janie (53 years old)
$173
per month
Do you need more than minimum coverage in Detroit?
Most drivers in Detroit feel that the best car insurance policy will include more than the state minimum coverage.
If you cause a collision, you could be responsible for medical bills and vehicle repairs that greatly exceed the 50/100/15 limit—especially if the other driver is seriously injured or the vehicle is totaled.
The bottom line: To ensure you’re fully protected, consider 100/300/100 liability coverage—even if you opt out of collision and/or comprehensive coverage.
Cheap full coverage car insurance quotes in Detroit
But what happens if you’re injured or your vehicle is damaged in an accident? That’s where full coverage car insurance comes in.
Full coverage auto insurance
includes comprehensive and collision coverage. - Collision coveragewill help cover the cost of repairing or replacing your accident-damaged vehicle.
- Comprehensive coveragepays for damage due to vandalism, environmental causes, and even theft.
If you purchase your vehicle using an auto loan, your loan provider will likely require that you buy full coverage car insurance.
| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• State Minimum Liability • Comp / Collision | Progressive | $417 | Addie, 53 Zip: 48214 | Jeep Grand Cherokee Overland |
• 100,000/300,000 Liability • Comp / Collision | Safeco | $346 | Carl, 61 Zip: 48235 | Chevrolet Equinox LT |
• State Minimum Liability • Comp / Collision | Nationwide | $186 | Landon, 33 Zip: 48235 | Jeep Cherokee Latitude |
• 25,000/50,000 Liability • Comp / Collision | AAA | $182 | Ophelia, 55 Zip: 48208 | Infiniti M37 X |
• State Minimum Liability • Comp / Collision | Bristol West | $272 | Isabel, 30 Zip: 48228 | Dodge Journey Crossroad |
Last Updated Nov 20, 2024
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average cost of car insurance in Detroit
Jerry has found that the average cost of minimum liability car insurance in Detroit is about $268 a month or $3,216 a year. The average cost of full coverage insurance in Detroit is about $468 a month or $5,619 a year.
Overall, annual car insurance costs in Detroit are significantly more expensive than both the state and national averages.
Coverage type | Detroit | Michigan | United States |
|---|---|---|---|
Full coverage | $5,619 | $2,359 | $1,984 |
Minimum coverage | $3,216 | $1,413 | $927 |
Looking at the average insurance rates for Detroit can prepare you to pay higher premiums, but there are a number of factors that influence your car insurance costs, so what you actually pay could be higher or lower than these numbers.
Why are car insurance rates so high in Detroit?
Here are some factors that may lead to higher auto insurance costs in the Detroit area:
- Winter weather: Detroit experiences the full force of severe winter weather. Icy roads and heavy snows can make driving dangerous, and insurance companies often respond with higher premiums in areas where drivers face these hazards.
- Heavy rush hour traffic: Detroit’s major roadways get pretty congested during peak hours. More cars on the roadway means more of a chance to get into an accident, especially if frustration over slowdowns leads to more road rage incidents.
- Motor vehicle theft rates: Detroit car thefts rose by 45% in 2022.(2) Insurance companies have to pay more (and more expensive) comprehensive claims in areas with more frequent theft rates, and car insurance costs go up in these areas as a result.
- No-fault insurance laws: While a 2019 law repealed Michigan’s requirement that all drivers carry unlimited personal injury protection (PIP), drivers can still opt to include unlimited PIP on their coverage, which may increase average rates.[3]
- Uninsured drivers: According to theInsurance Information Institute, Michigan ranks second in the nation for uninsured drivers, likely due at least in part to the state’s high cost of insurance.
But even if Detroit-area car insurance costs are higher than average, you still might be able to save. Comparison shopping is the fastest and easiest way to find the lowest rates available to you—especially if you use an online broker like Jerry. The Jerry app compares rates from over 55 top-rated insurance companies, then sends the best offers right to your phone.
Car insurance quotes in Detroit by rating factors
Detroit, Michigan car insurance companies consider several factors when
calculating your premium
, including: - Driving record and claims history: Insurance providers may charge higher rates if your Michigan driving record shows a history of accidents or traffic violations.
- Location: Rates tend to be higher for city drivers than rural drivers. Different ZIP codes within the same city may also have varying insurance rates.
- Vehicle type: Luxury cars, high-performance vehicles, and sports cars generally have higher insurance costs for collision and comprehensive coverage.
- Usage of the vehicle: If you use your car to commute to work or have higher annual mileage, insurance companies may charge higher premiums than leisure usage.
- Credit score: Drivers with higher credit scores typically pay less for the same coverage—it’s considered an indicator of financial responsibility.
It's important to note that these factors can vary among insurance providers, so we recommend using an online comparison tool or app to get personalized quotes based on your specific circumstances.
How do different factors impact your car insurance costs in Detroit?
How do different factors impact your car insurance costs in Detroit?
Allowed (with applicable limitations): Driving experience, gender, age, credit history, education, employment status, marital status, residential status.
Prohibited (or effectively prohibited): Occupation.
Learn more about the car insurance rating factors in Detroit:
Cheap car insurance quotes in Detroit after driving violations
Your driving history plays a significant role in determining your auto insurance quotes. If insurance companies see a track record of violations, they consider you a higher-risk driver, resulting in higher insurance rates.
Some of the most common traffic violations that can increase your car insurance rates include:
Cheapest car insurance in Detroit after speeding ticket
Speeding violations can be categorized into different degrees based on the extent of the speed limit exceeded. These categories typically include speeding 1-5 mph over the limit, 6-10 mph over the limit, 11-15 mph over the limit, 16-20 mph over the limit, and speeding over 21 mph over the limit.
A moving violation will almost always impact your car insurance rates, but Jerry has successfully helped drivers with varying speeding tickets keep their rates as low as possible.
| Speeding Type | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Progressive | $337 | Elnora, 39 Zip: 48204 | Chevrolet Impala LS | • 100,000/300,000 Liability • Comp / Collision |
Speeding 11-15 | Bristol West | $139 | Marie, 56 Zip: 48204 | Ford Fiesta SE | • State Minimum Liability |
Speeding 16-20 | Bristol West | $461 | Mabelle, 41 Zip: 48213 | Dodge Durango SXT | • State Minimum Liability • Comp / Collision |
Last Updated Nov 21, 2024Cheapest car insurance in Detroit after DUI
A
Michigan DUI violation
typically leads to a higher increase in car insurance rates than other violations. If you have a DUI offense on your record, insurance rates can vary significantly among different insurance companies. It may be necessary to compare rates from multiple insurers to find the cheapest options after a DUI.
Jerry has assisted several Detroit drivers secure affordable auto insurance rates following a DUI.
Cheapest car insurance in Detroit after an at-fault accident
Your car accident or claim history is a crucial element that significantly impacts car insurance rates.
Insurance companies carefully assess your previous at-fault accidents to evaluate the level of risk you pose as an insured individual. If you have been involved in a recent at-fault accident, it is possible for your Detroit car insurance rates to increase dramatically.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With No Injury | Progressive | $226 | Mina, 36 Zip: 48235 | Chevrolet Malibu Limited LT | • State Minimum Liability • Comp / Collision |
Not At Fault | Safeco | $151 | Jayden, 81 Zip: 48207 | Mercedes-Benz SL 500 | • 100,000/300,000 Liability • Comp / Collision |
At Fault With No Injury | Nationwide | $186 | Irene, 32 Zip: 48235 | Jeep Cherokee Latitude | • State Minimum Liability • Comp / Collision |
Last Updated Nov 15, 2024Cheapest car insurance in Detroit after other driving violations
Aside from speeding tickets and DUIs, other violations like
reckless driving
and driving on a suspended license can also increase car insurance costs in Detroit.We’ve given you a list of different driving violations and how we helped Detroit drivers find ways to save on their car insurance despite these infractions.
| Violation | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
Illegal Turn | Progressive | $352 | Effie, 31 Zip: 48224 | BMW 525 i | • 100,000/300,000 Liability |
Failure to Yield | Safeco | $498 | Josephine, 39 Zip: 48204 | Chevrolet Impala LS | • 100,000/300,000 Liability • Comp / Collision |
Driving on Sus. License | Bristol West | $301 | Ethel, 31 Zip: 48219 | Mercedes-Benz C 300 | • State Minimum Liability |
Failure to Obey Signal | Progressive | $565 | Mason, 22 Zip: 48221 | Chevrolet Malibu 3LT | • 100,000/300,000 Liability |
Last Updated Nov 16, 2024Cheap car insurance quotes in Detroit by age
Insurance rates for new drivers
are notably steep owing to their limited driving experience. However, as individuals age 25, their insurance rates tend to decrease. Conversely, car insurance costs tend to rise again once individuals reach the age of 75. Cheapest car insurance in Detroit for young drivers
Teen drivers in Michigan
typically pay the highest insurance rates out of any age group in the state. Thanks to a higher likelihood of teenagers being involved in accidents compared to other age groups.As such, teens who drive newer cars should opt for full coverage insurance for better financial protection.
Ronald (22 years old)
$402
per month
Mary (24 years old)
$471
per month
Cheapest car insurance in Detroit for senior drivers
Once individuals reach their mid-70s, car insurance rates begin to increase. This trend can be attributed to several factors contributing to higher seniors' insurance costs.
Older drivers have a heightened vulnerability to accidents and are more prone to sustaining severe injuries in the event of a collision. Consequently, insurance providers incur significant medical expenses and experience elevated costs, leading to higher
car insurance rates for seniors
.See how we helped senior drivers in Detroit find affordable car insurance.
Carolyn (67 years old)
$287
per month
Edgar (82 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Detroit, MI (Zip Code: 48207)
$151
per month
Annie (68 years old)
CoverageState Minimum
Detroit, MI (Zip Code: 48205)
GMC Terrain SLE$257
per month
Cheap car insurance quotes in Detroit based on insurance history
Your insurance history—how long you’ve been continuously insured—plays a crucial role in determining your car insurance rates.
Driving without insurance deems you a
high-risk driver
, and insurers want to know you’ve maintained continuous insurance for the duration you have been driving. Having a gap in your insurance coverage, regardless of the reason, results in higher car insurance rates. To assist our customers in making timely insurance payments and avoiding
coverage lapses
, Jerry sends payment reminders to eligible customers. These reminders are sent when a payment is approaching or if a customer has fallen behind on their payments.We have successfully helped numerous customers who are currently without insurance or have experienced a lapse in coverage in finding opportunities to save on a new policy.
Lawrence (40 years old)
$306
per month
Danny (32 years old)
$186
per month
Logan (28 years old)
$260
per month
Glen (29 years old)
$221
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
I absolutely love being with Liberty Mutual. They are always making sure I'm informed of any changes in the laws or my policy
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They've been great so far
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Wonderful customer service
Gage
Quick an easy to work with! Good pricing!
Justin
Cheap car insurance quotes in Detroit for drivers with poor credit
In Michigan, it’s illegal for car insurance companies to use your credit history to set your rates, deny your application, or raise your premiums on renewal. However, drivers with poor credit might still pay higher rates due to related factors, such as insurance history and claims filing.
According to our data, the national average car insurance premium for individuals in the highest credit bracket (over 750) is approximately 20% higher than the average cost for individuals with lower credit scores (under 550).
If your credit score isn’t up to par, Jerry can still help you find savings on car insurance in Detroit.
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
> 750 | Progressive | $565 | Phillip, 22 Zip: 48221 | Chevrolet Malibu 3LT | • 100,000/300,000 Liability |
660 - 750 | Safeco | $346 | Sophia, 61 Zip: 48235 | Chevrolet Equinox LT | • 100,000/300,000 Liability • Comp / Collision |
660 - 750 | Bristol West | $221 | Jayden, 29 Zip: 48214 | Lexus RX 300 | • State Minimum Liability |
550 - 659 | Safeco | $151 | Roxie, 81 Zip: 48207 | Mercedes-Benz SL 500 | • 100,000/300,000 Liability • Comp / Collision |
< 550 | Bristol West | $264 | Tom, 63 Zip: 48234 | GMC Sierra K1500 SLE | • State Minimum Liability |
Last Updated Nov 20, 2024Cheap car insurance quotes in Detroit for popular cars
The vehicle you choose significantly influences your car insurance premiums. Various factors related to the type of car impact insurance costs, such as repair or replacement expenses, the probability of theft, and the overall safety performance of the vehicle.
Some of the most popular vehicles in the Great Lake State include:
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Toyota Corolla | Progressive | $280 | Joe, 32 Zip: 48221 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 15, 2024How to lower car insurance costs in Detroit
1. Shop around and compare quotes
You won’t know you’ve found the best deal without comparing auto insurance quotes. Try to
shop for car insurance quotes
with at least three different providers every six months.If you want to comparison shop in minutes with just a few taps, download Jerry. You’ll receive the most competitive quotes in Detroit that’ll take the guesswork out of your hunt for cheap rates.
2. Hunt for car insurance discounts
A great
car insurance discount
is the difference between dreading your monthly bills and… well, not celebrating them, but maybe tolerating them. Take a look at these programs to lower your rates:- Good driver discounts: You're due for some savings if you've held aclean driving recordfor at least three years.
- Telematics device discounts: Telematics devices reward calm and mellow driving habits over hard braking and speeding.
- Good student discounts: College and high school students with a B average or better can save money on car insurance.
- Insurance bundle discounts: You could save money if youbundle your home and auto insuranceproducts from the same provider.
3. Increase your deductible for comprehensive and collision coverage
Increasing your deductible is an easy way to reduce your monthly payment without sacrificing coverage.
Why is car insurance in Detroit so expensive?
The cost of car insurance in Michigan can be higher due to several factors, including:
- Crowded cities: Cities with a high population density tend to have more traffic congestion and a higher probability of accidents, resulting in increased insurance premiums.
- Uninsured drivers: The presence of uninsured drivers on the roads can pose financial risks for insurance companies, leading to higher overall insurance costs for everyone.
- Expensive healthcare: The cost of healthcare in Michigan can impact insurance premiums, as medical expenses associated with accidents and injuries are factored into coverage costs.
- More highway traffic: Michigan has a relatively higher density of highways, which can contribute to an increased frequency of accidents and subsequently drive up insurance rates.
- Rate of car thefts: Areas with a higher incidence of car thefts can lead to increased insurance costs, as insurers compensate for the higher risk of vehicle loss or damage.
- High risk of natural disasters: Michigan is prone to natural disasters such as severe storms and floods, which can cause significant damage to vehicles. This increased risk contributes to higher insurance premiums.
Considering these factors, it’s not uncommon for car insurance in Michigan to be relatively expensive compared to other regions.
FAQ
How much is car insurance in Detroit?
People living in Detroit pay on average $268 per month – or $3,216 per year – on state-minimum liability coverage. Full coverage in Detroit costs on average $468 per month or $5,619 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
What is the cheapest car insurance in Detroit?
Based on thousands of Detroit drivers Jerry has worked with, car insurance in Detroit costs an average of $268 per month for state-minimum coverage and $468 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!
What is the best car insurance in Detroit?
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Amica, Farmers, and The General receive good ratings from Detroit drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies and get free quotes in seconds with Jerry.
What is the minimum car insurance in Detroit, Michigan?
The state-minimum car insurance in Detroit, Michigan is as follows:
- $50,000 in bodily injury liability per person
- $100,000 in bodily injury liability per accident
- $25,000 in property damage liability per accident
These coverages are commonly referred to as 50/100/25 coverage.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Sources
Meet our experts
Amy Bobinger
Licensed Insurance Agent — Expert Insurance Editor
Expert insurance writer and editor Amy Bobinger specializes in car repair, car maintenance, and car insurance. Amy is passionate about creating content that helps consumers navigate challenges related to car ownership and achieve financial success in areas relating to cars.
Amy has over 10 years of writing and editing experience. After several years as a freelance writer, Amy spent four years as an editing fellow at WikiHow, where she co-authored over 600 articles on topics including car maintenance and home ownership. Since joining Jerry’s editorial team in 2022, Amy has edited over 2,500 articles on car insurance, state driving laws, and car repair and maintenance.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.