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Cheapest Honda Civic SI Car Insurance (Nov 2024)
Cheapest Honda Civic SI Car Insurance (Nov 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Honda Civic SI
Find Insurance Savings
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Quotes from top insurance companies
Bonnie Stinson
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Maria Cruz, Expert Insurance Writer & Editor
What's on this page?
- How much does Honda Civic SI car insurance cost?
- Compare the cheapest Honda Civic SI car insurance quotes
- The best car insurance companies for Honda Civic SI owners
- Honda Civic SI insurance cost by model year
- Are Honda Civic SIs expensive to insure?
- Methodology
- Meet our experts
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How much does Honda Civic SI car insurance cost?
Based on the nationwide figure, the average monthly cost is $95 for minimum coverage on a Honda Civic Si. For full coverage, the average is about $196.
Compared to other Civics with other trim levels, the Si is about 17% more expensive to insure.
Make and model do affect your auto insurance rates, but so do factors like your driving history, age, and coverage preferences. Expect your rate to change depending on your unique driver profile, even if you drive a Honda Civic Si.
Compare the cheapest Honda Civic SI car insurance quotes
Comparing might sound complicated, but it’s the only way to find out if you’re overpaying on your Honda Civic Si coverage. Luckily, comparing is easy with a trusted insurance broker like the Jerry app.
Here are the
average Honda Civic insurance rates
from real Civic Si drivers who used Jerry to find coverage.| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
November 19, 2024 | Nationwide | $78 | Alan, 29 | • 50,000/100,000 Liability • Comp / Collision | |
November 15, 2024 | Gainsco | $284 | David, 26 | • State Minimum Liability | |
November 8, 2024 | Bristol West | $212 | Teresa, 31 | • 50,000/100,000 Liability | |
November 7, 2024 | Mercury | $126 | Winifred, 49 | • 100,000/300,000 Liability | |
November 1, 2024 | Infinity | $71 | Katharine, 25 | • State Minimum Liability |
Last Updated Nov 19, 2024Note that vehicle type is just one factor. Insurance providers also pay close attention to a driver’s age and claims history when setting rates. For instance, two drivers with the exact same Honda Civic Si model will pay different premiums if one is a 30-year-old driver and one is a teen.
Personalized free quotes
are the best way to find out what you should be paying for Honda Civic Si car insurance costs.The best car insurance companies for Honda Civic SI owners
Car type is not the only—or most important—factor when trying to find the cheapest rate and best company. Otherwise, you’d find all Honda Civic drivers insured by the same company.
The truth is that there is no single “best” company for every Civic Si driver.
Your driver profile is just as important as your make and model, according to insurance providers. More importantly, every company has a unique formula for calculating rates. Even if you and your twin have identical clean driving records and you both drive a Honda Civic Si, you’d get different rates at GEICO and Progressive, for instance.
Ratings are a smart way to see how real drivers feel about
top insurance companies
. Remember, policy cost is just one factor you should consider. Think about claims handling performance and customer service ratings, too. It’s also important to keep in mind that major companies like Allstate, State Farm, and USAA may be popular but it’s possible that a smaller company might offer better rates.Here’s how Honda Civic Si drivers rated major companies across key criteria.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much does Honda Civic SI insurance cost?
On average, Honda Civic Si drivers pay about $95 per month for coverage with state minimum liability. That’s $1,140 per year as an annual premium on this model.
The cost of insurance for a full coverage policy is about $196 per month or $2,352 per year.
Some drivers will qualify for discounts, and others will add extra coverages like roadside assistance. Expect your Honda Civic insurance cost to be higher or lower than the average rates, depending on your circumstances. Ask your insurance agent for advice.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $95 | $1,140 |
Full coverage | $196 | $2,352 |
How much car insurance do you need for a Honda Civic SI?
Before you get behind the wheel of your Civic Si, you must carry at least
minimum coverage
. Each state has its own guidelines for minimum coverage, which usually includes basic liability with property damage and bodily injury protection. This is typically the cheapest car insurance.Many Honda drivers opt for
full coverage
policies instead, however. Whereas liability insurance pays out for damages you cause to others, a full coverage insurance policy protects your own vehicle. It includes comprehensive and collision coverage, which pay out after your out-of-pocket deductible. Explore insurance costs for other models
How do Honda Civic SI insurance quotes compare to other Honda Civic car insurance rates?
Check out the table below to see the average cost of auto insurance for some other popular Honda Civic trims besides the coupe, like the Civic LX, Civic Type R, and Civic EX-L.
| Car Model & Trim | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
Civic Sport Touring | $52 | $188 |
Civic VP | $66 | $111 |
Civic HF | $79 | $174 |
$81 | $163 | |
Civic Hybrid L | $91 | $137 |
Civic Hybrid | $92 | $161 |
Civic Touring | $92 | $182 |
Civic EXL | $94 | $171 |
$95 | $196 | |
Civic LX | $97 | $179 |
Civic DX | $98 | $130 |
Civic EX | $98 | $180 |
Civic LX-S | $102 | $174 |
Civic Sport | $103 | $200 |
Civic Base | $104 | $212 |
Civic DX VP | $108 | $129 |
Civic GX | $109 | $236 |
Civic SE | $117 | $171 |
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Sean S.
Honda Civic SI insurance cost by model year
The Si first came out in the 1980s and it’s still in production today. The year of Civic models is a key risk factor, according to insurance companies.
Each production year has a unique set of safety features and risk features. For instance, older models are generally cheaper to insure but they can also have unique features that are harder to replace. New cars tend to cost more to insure, but replacement parts may also be more common on contemporary models. Expect car insurance prices to drop after a car hits its three-year-old birthday.
Take a look at how insurance premiums vary by model year on the sleek Honda Civic Si.
2023 Honda Civic SI car insurance quotes
Honda Civic car insurance rates tend to be higher with newer model years. Check out what 2023 Si drivers are paying for coverage with Jerry:
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$590 | Billy, 25 Huntingdon Valley, PA | • State Minimum Liability
• Comp / Collision | ||
$212 | Billy, 30 Port Charlotte, FL | • No Coverage Liability | ||
$93 | Elsie, 24 Salinas, CA | • State Minimum Liability | ||
$170 | Iva, 28 Indianapolis, IN | • State Minimum Liability
• Comp / Collision |
2022 Honda Civic SI car insurance quotes
Motorists all have their own driving profile, which means car insurance costs can be vastly different from one person to the next. Have a look at these 2022 Honda Civic Si quotes to see just how different rates can be.
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$121 | Elnora, 35 Johnstown, PA | • State Minimum Liability
• Comp / Collision | ||
$294 | Hannah, 29 Bronx, NY | • State Minimum Liability
• Comp / Collision | ||
$229 | Rosie, 59 Denver, CO | • State Minimum Liability
• Comp / Collision | ||
$127 | Clyde, 67 North Hollywood, CA | • State Minimum Liability |
2020 Honda Civic SI car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$147 | Ronald, 29 Raleigh, NC | • 50,000/100,000 Liability
• Comp / Collision | ||
$194 | Mamie, 27 Farmington, CT | • State Minimum Liability
• Comp / Collision | ||
$202 | Travis, 27 Everett, MA | • State Minimum Liability
• Comp / Collision | ||
$189 | Calvin, 28 Lancaster, OH | • 100,000/300,000 Liability
• Comp / Collision | ||
Clearcover | $111 | Alex, 24 Downingtown, PA | • 100,000/300,000 Liability
• Comp / Collision |
2019 Honda Civic SI car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$248 | Max, 28 Reading, PA | • State Minimum Liability
• Comp / Collision | ||
$165 | Amelia, 30 Addison, IL | • 50,000/100,000 Liability
• Comp / Collision | ||
Clearcover | $153 | Randall, 34 West Jordan, UT | • 100,000/300,000 Liability
• Comp / Collision | |
$280 | Elva, 28 Clearwater, FL | • State Minimum Liability
• Comp / Collision | ||
$276 | Grace, 26 Newark, NJ | • 50,000/100,000 Liability
• Comp / Collision |
2018 Honda Civic SI car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$130 | Carlos, 31 Bridgeville, PA | • State Minimum Liability
• Comp / Collision | ||
$255 | Eddie, 37 Roswell, GA | • 50,000/100,000 Liability
• Comp / Collision | ||
Clearcover | $132 | Mattie, 33 Spanish Fork, UT | • 100,000/300,000 Liability
• Comp / Collision | |
$318 | Madge, 28 Hartsdale, NY | • State Minimum Liability
• Comp / Collision | ||
Gainsco | $190 | Caroline, 41 Katy, TX | • State Minimum Liability
• Comp / Collision |
2017 Honda Civic SI car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$85 | Maud, 52 Jasper, GA | • State Minimum Liability
• Comp / Collision | ||
$247 | Franklin, 29 Waldorf, MD | • 100,000/300,000 Liability
• Comp / Collision | ||
$354 | Joe, 28 Tampa, FL | • State Minimum Liability
• Comp / Collision | ||
$422 | Stella, 32 Elizabethport, NJ | • 100,000/300,000 Liability
• Comp / Collision | ||
$207 | Jeffery, 33 Beech Grove, IN | • 50,000/100,000 Liability
• Comp / Collision |
2015 Honda Civic SI car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$268 | Carrie, 20 Glendale, AZ | • State Minimum Liability
• Comp / Collision | ||
$142 | Sallie, 31 Garland, TX | • 50,000/100,000 Liability
• Comp / Collision | ||
$145 | Tommy, 35 Long Beach, CA | • 100,000/300,000 Liability
• Comp / Collision | ||
$116 | Nelle, 31 Vandalia, OH | • State Minimum Liability
• Comp / Collision | ||
$127 | Stella, 31 Charlotte, NC | • State Minimum Liability
• Comp / Collision |
2014 Honda Civic SI car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$160 | Micheal, 28 Corcoran, CA | • 100,000/300,000 Liability
• Comp / Collision | ||
$97 | Christian, 24 Fort Hood, TX | • State Minimum Liability
• Comp / Collision | ||
Clearcover | $229 | Bernice, 29 Fort Worth, TX | • 50,000/100,000 Liability
• Comp / Collision | |
$108 | Lou, 27 Irving, TX | • State Minimum Liability | ||
$124 | Adeline, 28 Tucson, AZ | • State Minimum Liability
• Comp / Collision |
2013 Honda Civic SI car insurance quotes
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
$119 | Millie, 31 Jacksonville, TX | • 50,000/100,000 Liability
• Comp / Collision | ||
$311 | Seth, 23 Yonkers, NY | • State Minimum Liability | ||
$141 | Elmer, 26 Spartanburg, SC | • 50,000/100,000 Liability
• Comp / Collision | ||
$111 | Myra, 28 Dallas, NC | • 50,000/100,000 Liability
• Comp / Collision | ||
$182 | Bess, 31 Flanders, NJ | • 100,000/300,000 Liability
• Comp / Collision |
Are Honda Civic SIs expensive to insure?
Expect to pay 17% more to insure a Honda Civic Si versus other similar models in the same price range.
Here’s a look at insurance costs for the Si’s competitors.
| Model | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
Honda Ridgeline | $56 | $144 |
$70 | $163 | |
Honda Passport | $70 | $85 |
$71 | $225 | |
Honda Element | $72 | $92 |
Honda Crosstour | $73 | $194 |
Honda Insight | $75 | $164 |
Honda Prelude | $88 | $107 |
Honda Fit | $89 | $154 |
Honda CR-V | $90 | $146 |
Honda CR-Z | $92 | $190 |
$94 | $165 | |
Honda HR-V | $95 | $155 |
$100 | $174 | |
$104 | $212 | |
Honda Pilot | $104 | $159 |
Each make and model has various data points that insurance companies take into account. For instance, the Honda Civic Si has a certain MSRP, theft rate, and average repair cost.
Safety features and crash test ratings are very important, too. Here’s how the Honda Civic Si tests for safety ratings, according to the Insurance Institute for Highway Safety (IIHS).
| Rating Type | Rating |
|---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front: original test | Good |
Side: original test | Good |
Side: updated test | Acceptable |
Roof strength | Good |
Head restraints & seats | Good |
Headlights | Good |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Superior |
Front crash prevention: vehicle-to-pedestrian (night) | Advanced |
Moderate overlap front: updated test | Acceptable |
Seat belt reminders | Good |
LATCH ease of use | Good |
Compare insurance costs for other cars
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Bonnie Stinson
Bonnie Stinson is an insurance writer with 8+ years of experience as a content writer. They specialize in making complex topics like insurance and technology easy to understand. Bonnie has written over 1,300 articles to help people become confident car owners, from how to choose the right car and build a car insurance policy to dealing with stressful situations like car accidents and unexpected repairs.
Before joining Jerry’s editorial team, Bonnie worked as a digital media strategist and user experience researcher, producing content for Furnishr, STACKEDD Magazine, InfinityCore Health, and the global non-profit Giraffe Heroes.
Maria Cruz
Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.