Best Car Insurance in Atlanta 2021

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  • Real Quotes
  • Best Carriers
  • Minimum Coverage
  • Full Coverage
  • Cost by Age
  • Bad Driving Record
  • Young Drivers Bad Driving Record
  • Save Money
  • Cost by Zip Code
  • Methodology
Car insurance in Atlanta Georgia costs single-car drivers an average of $3,521 annually, or about $293 per month. Compared to the state annual average of $3,201, auto insurance in Atlanta is $321 higher.
Here’s how much real Jerry customers pay for insurance in Atlanta:

Real quotes for Jerry customers in Atlanta, Georgia

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
February 20, 2021Honda Accord LXGA23GainscoBasic$198/mo.$90/mo.
July 10, 2021Toyota Camry LEGA28AllstateCustom$309/mo.$96/mo.
June 4, 2021Dodge Avenger SXTGA32Bristol WestCurrent$312/mo.$166/mo.
June 26, 2021Dodge Durango SXTGA32InfinityBasic$294/mo.$191/mo.
May 3, 2021Lexus IS 250GA23SafecoPredicted$290/mo.$204/mo.
The best way to secure the right plan for lower premiums in Atlanta is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inAtlanta have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Atlanta, Georgia

Insurance Company
Before Jerry
After Jerry
State Auto$4,908$1,875
National General$3,483$2,030
Allstate$3,226$2,062
Nationwide$3,133$2,150
Kemper$3,287$2,430
Safeco$3,933$2,626
Travelers$3,763$2,836

Minimum coverage car insurance in Atlanta

On average, the cost of minimum coverage car insurance in Atlanta is $3,095 per year, or $258 per month.

The minimum level of car insurance required in Atlanta is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Atlanta:
Before Jerry
After Jerry
$2,676$1,667
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Travelers$1,380$1,308
Nationwide$1,992$1,812
Progressive$3,000$1,822
Allstate$3,124$1,855
Safeco$5,376$2,728
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Full coverage car insurance in Atlanta

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Atlanta:
Before Jerry
After Jerry
$3,661$2,403
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$2,689$2,188
Travelers$3,381$3,036
Allstate$3,972$3,079
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How does your age affect your auto insurance cost in Atlanta?

If you’re a driver under 25 in Atlanta, you could be paying as much as $206 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Atlanta saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$7,765$6,336
21-24$5,136$3,192
On the contrary, here’s how much drivers aged 25 and over in Atlanta pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$3,767$2,637
35-44$3,202$2,228
45-54$3,098$2,209
55-64$2,627$1,848
65+$2,247$1,848

Cheapest car insurance for drivers in Atlanta with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Atlanta saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$3,208$1,993
Failure to Obey Traffic Sign$3,566$1,842
Careless Driving$3,000$2,052
Speeding under 15$3,855$2,105
Other$4,773$2,582
Illegal Turn$3,264$2,748
Improper Passing$4,372$2,859
Speeding over 15$4,468$2,961
Wrong Way/Wrong Lane$4,304$3,571
Here’s how much drivers with a bad driving record in [Atlanta saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$3,307$2,041
Progressive$3,192$2,225
Safeco$3,454$2,305
Nationwide$3,622$2,529
Travelers$3,999$2,991
National General$4,320$4,242

Cheapest car insurance for young drivers in Atlanta with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$4,353$2,712
Illegal Turn$3,264$2,748
Speeding under 15$5,871$2,829
Other$6,064$3,218
Here’s how much young drivers with a bad driving record in [Atlanta saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$3,658$2,421
Safeco$4,428$2,700
Progressive$4,210$3,004
Nationwide$3,480$3,058
Travelers$6,003$5,232
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How can you save money on car insurance in Atlanta

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Atlanta you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
July 10, 2021Toyota Camry LEGA28AllstateCustom$309/mo.$96/mo.
June 4, 2021Dodge Avenger SXTGA32Bristol WestCurrent$312/mo.$166/mo.
June 4, 2021Dodge Avenger SXTGA32Bristol WestCurrent$312/mo.$166/mo.
June 4, 2021Dodge Avenger SXTGA32Bristol WestCurrent$312/mo.$166/mo.
July 18, 2021Dodge Journey SEGA49MetlifeCurrent$317/mo.$188/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
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