Your Guide to Fred Loya Roadside Assistance

Fred Loya offers 24-hour roadside assistance to all policyholders via 1-888-248-8787. You can add roadside assistance to your policy, or you can pay out of pocket for services.
Written by Jaya Anandjit
Edited by Jessica Barrett
Reviewed by Brice Regling
Fred Loya policyholders can purchase roadside assistance coverage in 11 states. To access Fred Loya’s emergency roadside services, call 1-888-248-8787 or request assistance through the Fred Loya mobile app.

Here’s what Fred Loya roadside assistance covers

Fred Loya’s roadside assistance coverage offers general emergency assistance for vehicle mishaps like low fuel, flat tires, or battery malfunctions. 
Here’s a full list of the services offered by Fred Loya’s 24/7 roadside assistance:
Vehicle towing services: If your vehicle breaks down, Fred Loya’s towering service will get your vehicle to the nearest repair shop, gas station, or a certified mechanic.
Flat tire assistance: Flat tires can be replaced or inflated on the spot.
Battery jump starts: Fred Loya will come equipped with
jumper cables
to charge your dead battery if your vehicle won’t turn on.
Fuel delivery: Get gas delivered directly to your vehicle if you run out of fuel on the road. Fred Loya will provide enough fuel to get you to the nearest gas station. You’ll need to cover the cost of the fuel but delivery is free.
Locksmith services: If you lock your keys inside your car, Fred Loya will send a locksmith to help you get into your vehicle.
Basic repairs and vehicle services: Fred Loya offers “mechanical first aid,” including car part replacements, supplies, or minor repairs to get you back onto the road safely—or on your way to the nearest service station—after a breakdown.
Keep in mind: If you don’t have roadside assistance on your Fred Loya car insurance policy, you can still request the services listed above—but they’ll come with a fee. If you have roadside assistance on your policy, you won’t pay extra for calls or support.

How to get service from Fred Loya roadside assistance

Fred Loya roadside assistance is available to policyholders in the following states: 
  • Georgia 
  • Nevada 
  • Illinois 
  • Arizona 
  • Indiana 
  • Alabama 
  • Texas 
  • Ohio 
  • California 
  • New Mexico 
  • Colorado
You can call your insurance agent to add roadside assistance to your Fred Loya policy or register for the coverage add-on through the Fred Loya mobile app or at 
To get immediate roadside assistance, call Fred Loya at 1-888-248-8787. Even if you don’t have roadside services on your policy, you can request assistance by phone and pay the applicable costs out of pocket. 
app screenshot
Be sure to keep track of your roadside assistance coverage details. If you require services, you will likely need to confirm your policy details.
For optimal organization, the Jerry app offers an in-app function for uploading roadside assistance docs.

How much does Fred Loya roadside assistance cost?

Fred Loya’s roadside assistance rates aren’t publicly advertised, but roadside services typically cost between $30 to $100 from the average car insurance provider. 
Depending on your state, Fred Loyal may offer roadside assistance for a cheaper price. For example,
offers roadside assistance for as low as $14 per year in some locations.
To find out more about Fred Loya’s roadside assistance services, prices, and your eligibility as a policyholder, be sure to contact an insurance agent or reach out to Fred Loya at 1-888-248-8787.

Fred Loya roadside assistance vs AAA: How does it stack up?

Fred Loya’s roadside assistance program includes most of the services from AAA’s Classic plan, but there are a few major differences. 
Vehicle coverage
Fred Loya’s roadside assistance only covers you if you’re driving your own car or are a passenger in your car. Roadside assistance from Fred Loya is exclusively tied to your vehicle. AAA’s roadside assistance offers services to any vehicle you’re driving or riding in as a passenger.
Coverage options
Fred Loya offers a single roadside assistance coverage plan, whereas AAA offers a Classic plan and two tiers of higher coverage—their Plus and Premier plans. These upgraded AAA memberships include benefits of up to 100 towing miles, free 24-hour rental cars, and even hotel and travel discounts. 
Coverage cost
AAA memberships start at $59.99 per year. While AAA provides a larger collection of benefits, you’ll likely face a higher price for membership than if you were to opt for roadside assistance coverage with Fred Loya.
Accessing coverage
One of the biggest advantages of adding roadside assistance to your Fred Loya policy is that you’ll have all your coverage in one place. If you purchase a membership through AAA, you’ll need to balance the costs and separate features of your AAA plan and your auto insurance policy.

Is Fred Loya roadside assistance worth it? Maybe!

Fred Loya’s roadside assistance offers sufficient coverage for vehicle emergencies. With 24/7 telephone access to towing services, lockout assistance, fuel delivery, and more, Fred Loya’s roadside car insurance coverage is both practical and easy to use. 
Since the price of Fred Loya roadside assistance isn’t readily available, it's best to get a quote and assess your premium with roadside coverage before you decide if it's worth adding to your policy.


What is the phone number for Fred Loya roadside assistance? 

You can access Fred Loya’s roadside assistance by calling 1-888-248-8787. You can also request services online through the Fred Loya website or via the mobile app. 

Can I use Fred Loya’s roadside assistance without adding it to my policy? 

Yes, Fred Loya policyholders can request emergency roadside services by calling 1-888-248-8787. Keep in mind that if your policy doesn’t include roadside assistance coverage, you will need to pay out of pocket for your services.

Does using Fred Loya roadside assistance count as a claim? 

Technically, no. While you are filing a claim for roadside assistance to receive services from Fred Loya, your request will not be processed as a regular insurance claim and it won’t raise your insurance rate.

Do I need to be a Fred Loya customer to use their roadside assistance?

Yes—you won’t be able to access Fred Loya’s roadside assistance services if you have insurance coverage through a different car insurance company. You must have a Fred Loya insurance policy to receive roadside assistance benefits from them, but you do not need a full coverage policy (i.e., comprehensive coverage and collision coverage) to do so.

What does Fred Loya’s roadside assistance cover?

Fred Loya’s 24/7 emergency roadside services cover vehicle towing, flat tire changes or inflations, locksmith services, fuel delivery, dead battery jump starts and battery replacements, battery services, winching services, and minor auto repairs.

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