Best Car Insurance in West Palm Beach 2021

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
Car insurance in West Palm Beach Florida costs single-car drivers an average of $3,195 annually, or about $266 per month. Compared to the state annual average of $3,160, auto insurance in West Palm Beach is $35 higher.
Here’s how much real Jerry customers pay for insurance in West Palm Beach:

Real quotes for Jerry customers in West Palm Beach, Florida

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
January 25, 2021Toyota RAV4FL20GainscoBasic$202/mo.$138/mo.
February 9, 2021Ford Focus SEFL26InfinityBasic$250/mo.$155/mo.
May 7, 2021Honda Hr-V EXFL29National GeneralBasic$300/mo.$156/mo.
August 22, 2021Infiniti Q50 BaseFL34ProgressiveBasic$325/mo.$186/mo.
July 15, 2021Porsche CayenneFL21MercuryCustom$320/mo.$220/mo.
The best way to secure the right plan for lower premiums in West Palm Beach is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inWest Palm Beach have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in West Palm Beach, Florida

Insurance Company
Before Jerry
After Jerry
Nationwide$2,499$1,587
Kemper$3,308$1,952
Travelers$2,767$2,063
State Auto$2,780$2,300
Allstate$3,614$2,477
Safeco$3,483$2,497
Dairyland$3,441$2,575
National General$3,797$2,635

Minimum coverage car insurance in West Palm Beach

On average, the cost of minimum coverage car insurance in West Palm Beach is $3,208 per year, or $267 per month.

The minimum level of car insurance required in West Palm Beach is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in West Palm Beach:
Before Jerry
After Jerry
$2,814$2,167
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$2,936$1,867
National General$3,456$2,162
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

Full coverage car insurance in West Palm Beach

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in West Palm Beach:
Before Jerry
After Jerry
$2,340$2,218
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Travelers$2,340$2,218
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

How does your age affect your auto insurance cost in West Palm Beach?

If you’re a driver under 25 in West Palm Beach, you could be paying as much as $180 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in West Palm Beach saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$2,893$2,447
21-24$5,573$3,682
On the contrary, here’s how much drivers aged 25 and over in West Palm Beach pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$3,261$2,263
35-44$3,115$2,164
45-54$1,800$1,548
55-64$2,360$1,964

Cheapest car insurance for drivers in West Palm Beach with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in West Palm Beach saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$3,181$2,087
Speeding under 15$3,066$2,329
Careless Driving$3,948$2,576
Failure to Obey Traffic Sign$3,420$3,060
Other$3,420$3,060
Here’s how much drivers with a bad driving record in [West Palm Beach saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Travelers$2,352$1,815
Progressive$3,354$2,520
National General$4,640$2,978
Safeco$4,092$3,804
Allstate$7,080$5,739

Cheapest car insurance for young drivers in West Palm Beach with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$3,156$2,266
Failure to Obey Traffic Sign$3,420$3,060
Other$3,420$3,060
Here’s how much young drivers with a bad driving record in [West Palm Beach saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Progressive$3,831$2,621
Safeco$4,092$3,804
National General$6,517$4,318
Allstate$7,080$5,739
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

How can you save money on car insurance in West Palm Beach

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of West Palm Beach you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 7, 2021Honda Hr-V EXFL29National GeneralBasic$300/mo.$156/mo.
August 22, 2021Infiniti Q50 BaseFL34ProgressiveBasic$325/mo.$186/mo.
April 19, 2021Chevrolet Malibu MaxxFL34Bristol WestBasic$308/mo.$184/mo.
July 15, 2021Porsche CayenneFL21MercuryCustom$320/mo.$220/mo.
February 9, 2021Ford Focus SEFL26InfinityBasic$250/mo.$155/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.

Browse questions from our car experts

Still have some questions?
Learn how Jerry can help you save money on car insurance, our policies, privacy, customer service, and more.
Read FAQ

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free