Cheap Car Insurance in Tallahassee

Written by Xuyun Zeng and 2 others
Updated Feb 26, 2025
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Cheap Car Insurance in Tallahassee

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Tallahassee is a pretty place to take a spin, with its rolling hills, canopy roads and live oak trees. Whether you’re on your way to a Noles game, taking a class at FAMU, or cruising up to the Capitol, the right car insurance policy can give you peace-of-mind as you navigate Tallahassee. 

We’ve gathered data from Jerry customers in Tallahassee to show how factors like your location, age, driving history and coverage needs can lower or raise your car insurance rate

Cheapest minimum coverage insurance in Tallahassee

Here are the cheapest minimum coverage quotes that drivers in Tallahassee have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$36 $427 National General 55 February 16, 2025 Tallahassee, FL 32304
$39 $472 Progressive 48 October 11, 2024 Tallahassee, FL 32309
$42 $500 Progressive 55 February 16, 2025 Tallahassee, FL 32304
$46 $548 National General 34 August 28, 2024 Tallahassee, FL 32312
$52 $620 Progressive 29 June 4, 2024 Tallahassee, FL 32303
$55 $654 Progressive 35 January 30, 2024 Tallahassee, FL 32308
$55 $656 Bluefire 53 October 31, 2024 Tallahassee, FL 32305
$55 $656 Bluefire 75 October 31, 2024 Tallahassee, FL 32305
$55 $664 Progressive 26 October 2, 2024 Tallahassee, FL 32311
$58 $698 Progressive 27 December 12, 2023 Tallahassee, FL 32311
Last Updated Mar 24, 2025

Florida requires drivers to carry these minimum coverage levels:

  • $10,000 in personal injury protection (PIP) coverage.
  • $10,000 in property damage liability coverage.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Find affordable car insurance in minutes.

Cheapest full coverage insurance in Tallahassee

Full coverage protects your car if it’s damaged by collisions, fire, vandalism, theft or weather-related incidents. Here are the cheapest full coverage quotes that drivers in Tallahassee have received via Jerry

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$50 $600 Bristol West 53 October 31, 2024 Tallahassee, FL 32305
$50 $600 Bristol West 75 October 31, 2024 Tallahassee, FL 32305
$55 $654 Progressive 35 January 30, 2024 Tallahassee, FL 32308
$55 $664 Progressive 26 October 2, 2024 Tallahassee, FL 32311
$62 $746 National General 57 December 1, 2024 Tallahassee, FL 32304
$67 $804 National General 31 December 6, 2024 Tallahassee, FL 32301
$70 $835 National General 64 October 21, 2024 Tallahassee, FL 32303
$72 $858 Progressive 75 November 17, 2023 Tallahassee, FL 32312
$77 $920 Progressive 43 August 25, 2024 Tallahassee, FL 32301
$81 $966 National General 44 October 13, 2024 Tallahassee, FL 32303
Last Updated Mar 24, 2025

Cheapest car insurance for young drivers in Tallahassee (18-29 years old)

Young drivers typically pay more for auto insurance because they lack driving experience, which insurers view as risky. These are the cheapest quotes in Tallahassee that drivers between 18 and 29 years old have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$52 $620 Progressive 29 No June 4, 2024 Tallahassee, FL 32303
$55 $664 Progressive 26 Yes October 2, 2024 Tallahassee, FL 32311
$58 $698 Progressive 27 No December 12, 2023 Tallahassee, FL 32311
$62 $748 National General 26 No October 3, 2024 Tallahassee, FL 32301
$75 $900 Trexis 27 No January 14, 2024 Tallahassee, FL 32311
Last Updated Mar 24, 2025

Cheapest car insurance for mature drivers in Tallahassee (30-54 years old)

Drivers who are 30 to 54 years old are likely to be quoted lower rates than younger drivers, but it’s still wise to shop around to ensure you are getting the lowest price possible. Here are the cheapest quotes for mature drivers in Tallahassee.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$39 $472 Progressive 48 No October 11, 2024 Tallahassee, FL 32309
$46 $548 National General 34 No August 28, 2024 Tallahassee, FL 32312
$50 $600 Bristol West 53 Yes October 31, 2024 Tallahassee, FL 32305
$55 $654 Progressive 35 Yes January 30, 2024 Tallahassee, FL 32308
$55 $656 Bluefire 53 No October 31, 2024 Tallahassee, FL 32305
Last Updated Mar 24, 2025

Cheapest car insurance for older drivers in Tallahassee (55+ years old)

Drivers who are 55 and older typically pay the lowest premiums for auto insurance, though rates start ticking upwards around 70 years old. Here are the cheapest quotes that older drivers in Tallahassee have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$36 $427 National General 55 February 16, 2025 Tallahassee, FL 32304 No
$42 $500 Progressive 55 February 16, 2025 Tallahassee, FL 32304 No
$50 $600 Bristol West 75 October 31, 2024 Tallahassee, FL 32305 Yes
$55 $656 Bluefire 75 October 31, 2024 Tallahassee, FL 32305 No
$57 $682 Progressive 56 September 27, 2023 Tallahassee, FL 32305 No
Last Updated Mar 24, 2025

Cheapest car insurance for drivers with clean records in Tallahassee

If you have no accidents, violations or claims, you’ll likely receive the lowest price for auto insurance. Here are the cheapest quotes that drivers in Tallahassee with clean records have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$36 $427 National General 55 February 16, 2025 No Tallahassee, FL 32304
$39 $472 Progressive 48 October 11, 2024 No Tallahassee, FL 32309
$42 $500 Progressive 55 February 16, 2025 No Tallahassee, FL 32304
$46 $548 National General 34 August 28, 2024 No Tallahassee, FL 32312
$52 $620 Progressive 29 June 4, 2024 No Tallahassee, FL 32303
$55 $654 Progressive 35 January 30, 2024 Yes Tallahassee, FL 32308
$55 $664 Progressive 26 October 2, 2024 Yes Tallahassee, FL 32311
$58 $698 Progressive 37 September 19, 2024 No Tallahassee, FL 32301
$59 $710 Progressive 31 November 1, 2023 No Tallahassee, FL 32303
$62 $749 National General 48 November 17, 2024 No Tallahassee, FL 32304
Last Updated Mar 24, 2025

Cheapest car insurance for drivers with low credit scores in Tallahassee

Florida allows insurers to use credit scores to determine drivers’ premiums, and a lower credit score may cause your quote to be more expensive. Since every insurer weighs credit scores differently, rate shopping can help you get the cheapest policy. 

Here are the cheapest quotes for drivers in Tallahassee with credit scores under 550, according to Jerry’s data.

Credit Score
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $62 $746 National General 57 December 1, 2024 Tallahassee, FL 32304
<550 $66 $798 Embark General 49 March 9, 2024 Tallahassee, FL 32303
<550 $66 $798 Embark General 49 March 11, 2024 Tallahassee, FL 32303
<550 $69 $830 Progressive 57 December 15, 2023 Tallahassee, FL 32304
<550 $77 $920 Progressive 43 August 25, 2024 Tallahassee, FL 32301
Last Updated Mar 24, 2025

Cheapest car insurance for drivers with at-fault accidents in Tallahassee

Drivers with at-fault accidents on their records are likely to pay higher premiums. If you’ve recently been in an accident, compare quotes from multiple companies to find the lowest rate. Below are the cheapest quotes for drivers in Tallahassee with an at-fault accident on their records, based on Jerry’s data.

At-fault Accident on Record
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $50 $600 Bristol West 75 Yes October 31, 2024 Tallahassee, FL 32305
At Fault With No Injury $50 $600 Bristol West 53 Yes October 31, 2024 Tallahassee, FL 32305
At Fault With No Injury $55 $656 Bluefire 53 No October 31, 2024 Tallahassee, FL 32305
At Fault With No Injury $55 $656 Bluefire 75 No October 31, 2024 Tallahassee, FL 32305
At Fault With No Injury $62 $742 Trexis 53 No October 31, 2024 Tallahassee, FL 32305
Last Updated Mar 24, 2025

Cheapest car insurance for drivers with speeding tickets in Tallahassee

Drivers who have speeding tickets typically see an increase in their premiums. If you’ve recently received a speeding ticket, it’s wise to shop for new coverage before your policy renews to get the best rate. Here are the cheapest quotes that drivers in Tallahassee with speeding tickets have received through Jerry.

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding over 15 $58 $698 Progressive 27 December 12, 2023 Tallahassee, FL 32311
Speeding under 15 $62 $748 National General 26 October 3, 2024 Tallahassee, FL 32301
Speeding over 15 $72 $859 National General 30 November 19, 2024 Tallahassee, FL 32304
Speeding under 15 $83 $994 Bristol West 26 October 3, 2024 Tallahassee, FL 32301
Speeding over 15 $84 $1,002 Assurance America 30 November 19, 2024 Tallahassee, FL 32304
Last Updated Mar 24, 2025

Cheapest car insurance for drivers with DUIs in Tallahassee

Drivers who have recently received DUIs may notice an increase in their premiums. In some cases, these drivers may struggle to find coverage. Shopping around for an insurer can help you find affordable coverage. Here are the cheapest quotes that drivers in Tallahassee with DUIs have received via Jerry.

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
DUI $82 $982 Progressive 53 July 3, 2024 Tallahassee, FL 32304
DUI $83 $994 Progressive 53 July 4, 2024 Tallahassee, FL 32304
DUI $83 $998 National General 53 June 16, 2024 Tallahassee, FL 32304
DUI $86 $1,031 Dairyland 53 June 17, 2024 Tallahassee, FL 32304
DUI $90 $1,084 Progressive 53 June 17, 2024 Tallahassee, FL 32304
Last Updated Mar 24, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

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Annie Millerbernd

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.