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Cheapest car insurance in Jacksonville, Florida (Mar 2024)

Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Jacksonville, Florida.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How to find the cheapest car insurance in Jacksonville

On average, car insurance in Jacksonville costs about $133 per month for minimum coverage liability insurance, and about $294 per month for full coverage insurance. Jacksonville drivers pay 17% more than the average rate in Florida.  
With hundreds of providers and thousands of
car insurance
products on the market, finding the right coverage—let alone the right price!—can be challenging.
Jerry
helps you compare quotes and makes finding
cheap car insurance in Florida
and Jacksonville quick and hassle-free! 
Insurance companyPremium (monthly)CustomerCarInsurance coverage
Progressive
$330
Jane, 27
Zip: 32210
Nissan Sentra SR Turbo
• State Minimum Liability
• Comp / Collision
Allstate
$127
Nicholas, 29
Zip: 32218
Ford Escape Titanium
• 30,000/60,000 Liability
Nationwide
$84
Lulu, 42
Zip: 32244
Audi A6 Premium Plus
• 50,000/100,000 Liability
• Comp / Collision
Travelers
$90
Samuel, 59
Zip: 32246
Infiniti QX50
• 100,000/300,000 Liability
Gainsco
$178
Barbara, 28
Zip: 32205
Toyota Scion TC
• 25,000/50,000 Liability
coverageLast Updated Mar 14, 2024

Cheapest Jacksonville car insurance for good drivers

Insurance rates are calculated based on your driving record, age, zip code, past claims, and vehicle type. While the majority of these factors aren’t in your control—you can be a good driver and keep your driving record clean.
Good drivers in Jacksonville can save up to 40% on their insurance, and with Jerry's DriveShield™, you can track your driving and unlock discounts for safe driving habits. Discover how other drivers are using DriveShield™ to save on their insurance below.
Customer
Driving Score
Insurance Savings
Has Violations
Insurance Coverage
Jonas, 25
94
35%
No
  • State Minimum Liability
  • Minimum Coverage
Alejandra, 34
77
24%
No
  • 100/300
  • Comp/Collision
Jean, 44
85
29%
No
  • State Minimum Liability
  • Minimum Coverage
Michelle, 54
97
38%
No
  • State Minimum Liability
  • Minimum Coverage
Eric, 64
67
22%
No
  • State Minimum Liability
  • Comp/Collision

Best Car Insurance Companies in Jacksonville

Looking for the cheapest car insurance rates in Jacksonville? Jerry conducted the largest insurance shopping survey in the nation to help figure it out.
State Farm
is often cited as the cheapest car insurance company in Florida, but some survey respondents reported that they were overcharged and their rates increased frequently. If you’re wondering who to trust among the big five in Jacksonville
GEICO
,
Progressive
,
Allstate
,
USAA
, and
Liberty Mutual
—here’s the truth: the most affordable insurance company is different for everyone.
You’ll need to compare rates from all of them, as well as providers like Assurance America and
Safeco
, before you can confidently name the best auto insurance provider for you. To get you started, here’s how survey respondents in Jacksonville rated the biggest companies on a scale of 0 to 5.
Insurance companyOverall ratingPriceClaims experienceCustomer service
Liberty Mutual
4.6
4.2
4.7
4.5
Progressive
4.2
3.7
3.6
4.4
State Farm
4
3.3
3.7
4
Geico
3.9
3.1
3.4
4
USAA
3.9
2
N/A
4
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Lower my car insurance too!

Best cheap car insurance quotes in Jacksonville

Florida’s minimum car insurance requirements
reflect how much insurance you need the carry to legally drive as well as the cheapest coverage option in Jacksonville. However, minimum liability coverage provides minimal financial protection.
You’ll need full coverage if you want to cover the cost of repairing or replacing your own vehicle–but that’s not as easy to get in the Sunshine State as it once was thanks to the current car insurance crisis. Take a listen to what Jerry’s experts have to say about the state of the insurance industry in Florida, and how it could affect your policy choices in Jacksonville.

Cheap minimum liability insurance quotes in Jacksonville

You need both
PIP
and
PDL
to drive in Jacksonville because Florida is a
no-fault state
. Your car insurance policy must include at least $10,000 of PIP coverage and $10,000 of PDL coverage. 
If you’re looking to pay the cheapest rates, you can stop reading here. Although sticking with the minimum coverage isn’t advised (more on that later), Jerry has helped many drivers find cheap, no-frills coverage in Jacksonville.
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Garrett (27 years old)
coverageCoverage
State Minimum
locationJacksonville, FL
(Zip Code: 32207)
$178
per month
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Rosetta (35 years old)
coverageCoverage
State Minimum
locationJacksonville, FL
(Zip Code: 32208)
$74
per month
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Cecilia (66 years old)
coverageCoverage
State Minimum
locationJacksonville, FL
(Zip Code: 32205)
$186
per month
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Elnora (40 years old)
coverageCoverage
State Minimum
locationJacksonville, FL
(Zip Code: 32206)
$115
per month
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Maggie (27 years old)
coverageCoverage
State Minimum
locationJacksonville, FL
(Zip Code: 32246)
$188
per month

Do you need more than minimum coverage in Jacksonville?

The state's minimum liability coverage is insufficient for most Jacksonville drivers.
If you cause a serious injury to somebody else in {city}, their medical bills are likely to climb far past $10,000—and because Florida doesn’t require bodily injury liability car insurance, you could be at serious risk of a lawsuit if the other driver's PIP runs out. The same goes for PDL.
Florida’s car accident laws
allow drivers to file personal injury lawsuits up to four years after a crash, so having the right liability insurance is key. 
The bottom line: It's a good idea to consider liability coverage with higher limits for greater financial protection in case of an at-fault accident.

Cheap full coverage car insurance quotes in Jacksonville

Full coverage car insurance
is essential for protecting yourself from the costs associated with repairing or replacing your car. It typically includes both
collision
and
comprehensive coverage
. Collision insurance pays for damages after an accident, while comprehensive insurance pays for damages after a vandalism, theft, or natural disaster.
Your lender will usually require collision and comprehensive coverage if you finance or lease your car. And even if your vehicle is paid off, you should carry full coverage if its value exceeds $3,000.
Insurance coverageInsurance companyPremium (monthly)CustomerCar
• State Minimum Liability
• Comp / Collision
Progressive
$330
Jane, 27
Zip: 32210
Nissan Sentra SR Turbo
• 100,000/300,000 Liability
• Comp / Collision
Safeco
$197
Randall, 36
Zip: 32225
Volkswagen Jetta SE
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$181
Warren, 41
Zip: 32246
KIA Forte LX
• 50,000/100,000 Liability
• Comp / Collision
Nationwide
$84
Lulu, 42
Zip: 32244
Audi A6 Premium Plus
• 100,000/300,000 Liability
• Comp / Collision
Plymouth Rock
$255
Marion, 30
Zip: 32222
Toyota RAV4 XLE
coverageLast Updated Mar 18, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry,
a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.

Average cost of car insurance in Jacksonville

Based on our experience working with thousands of Jacksonville insurance policyholders, minimum liability coverage costs an average of $133 per month or $1,596 per year, while full coverage insurance costs an average of $294 per month or $3,523 per year.
Note that the type of car you drive, your driving record, claim history, and demographics all play a role in how your insurance premiums are calculated. Although the average rates in Jacksonville can give you an idea of the cost, the full price of your policy could vary by hundreds of dollars.

Average cost of car insurance in Jacksonville by zip code

Your zip code tells your car insurance provider where to send your bills, but it also hints at how likely you are to make a claim. 
How? Some zip codes are “riskier” than others, either because of a high rate of congestion, crime, or car accidents (or all three). The drivers living in these neighborhoods tend to pay more than people in other parts of Jacksonville.
Zip CodeAverage State Minimum Coverage RateAverage Full Coverage Rate
32210
$182
$243
32244
$164
$271
32218
$156
$285
32256
$123
$212
32209
$168
$295
32246
$123
$208
32211
$156
$309
32216
$153
$260
32208
$168
$293
32225
$126
$227
32277
$188
$244
32205
$157
$251
32221
$161
$278
32207
$146
$284
32257
$151
$208
32206
$153
$302
32224
$110
$203
32254
$142
$236
32217
$159
$240
32258
$96
$209

Car insurance quotes in Jacksonville by rating factors 

Is car insurance calculated
at random? No, even if it seems like it. Here are the five factors that determine the rates you pay for Jacksonville car insurance:  
  • Driving record and claims history: A history of car accidents and traffic tickets may increase your insurance premiums.
  • Vehicle location: Some ZIP codes come with higher rates.
  • Vehicle type: Sports cars, luxury cars, and high-performance cars tend to have higher collision and comprehensive coverage rates.
  • Usage: If you use your car regularly for work, your annual premium may be higher than if you use it only occasionally for pleasure.
  • Credit score: Drivers with good credit typically pay lower insurance premiums than those with bad credit for the same coverage.

How do different factors impact your car insurance costs in Jacksonville?

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Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.
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Prohibited (or effectively prohibited): Florida currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Jacksonville:

Cheap car insurance quotes in Jacksonville after driving violations

Your
Florida driving record
can significantly affect your car insurance rates. High-risk drivers receive proportionally higher insurance premiums. While a conviction for running a red light, committing a DUI, or
reckless driving in Florida
makes it harder to find an affordable rate in Jacksonville, it’s not impossible. 

Cheapest car insurance in Jacksonville after speeding ticket

Florida speeding tickets
come in several different flavors, each with a different amount of driver violation points:
  • 1-5 MPH over limit: No points
  • 6-9 MPH over limit: 3 points
  • 10-14 MPH over limit: 3 points
  • 15-19 MPH over limit: 4 points
  • 20-29 MPH over limit: 4 points
  • 30 MPH or more over limit: 4 points and mandatory court appearance
The more severe the offense, the more you’ll pay for car insurance. In spite of this, Jerry has helped a number of drivers save money by finding the lowest rates in Jacksonville.
Speeding TypeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Speeding 1-5
Progressive
$168
Sue, 46
Zip: 32223
Nissan Altima S
• No Coverage Liability
Speeding 11-15
Safeco
$156
Gregory, 26
Zip: 32210
Chevrolet Malibu LS
• 50,000/100,000 Liability
• Comp / Collision
Speeding 16-20
Nationwide
$165
Alice, 33
Zip: 32244
Hyundai Santa FE GLS
• 25,000/50,000 Liability
• Comp / Collision
Speeding 21+
Mercury
$199
Myrtie, 43
Zip: 32256
Toyota Camry LE
• 50,000/100,000 Liability
coverageLast Updated Mar 15, 2024

Cheapest car insurance in Jacksonville after DUI

Committing a
DUI in Florida
can have a significant impact on your car insurance rates. Insurance companies often view DUI offenders as high-risk drivers, which can result in higher premiums.
If you have a DUI on your record, it's important to shop around and compare rates from multiple insurance companies to find the most affordable option. Jerry can help you find the best rates for auto insurance in Jacksonville even after a DUI conviction.
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Rachel (31 years old)
coverageCoverage
State Minimum
locationJacksonville, FL
(Zip Code: 32216)
$158
per month
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Rosetta (30 years old)
coverageCoverage
State Minimum
locationJacksonville, FL
(Zip Code: 32246)
carChevrolet Silverado K1500 LT
$212
per month
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Polly (42 years old)
coverageCoverage
State Minimum
locationJacksonville, FL
(Zip Code: 32254)
$227
per month
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Willie (52 years old)
coverageCoverage
0,000 per person
0,000 per accident bodily injury
locationJacksonville, FL
(Zip Code: 32207)
carHonda Civic DX VP
$198
per month

Cheapest car insurance in Jacksonville after an at-fault accident

Your driving record in Florida is one of the crucial factors that affect your car insurance rates. Insurance companies look at any past accidents where you were at fault to determine the level of risk you pose to your insurer.
If you have been involved in an at-fault accident in the recent past, your car insurance rates in Jacksonville could significantly increase when your policy is up for renewal. It is essential to shop around and compare rates from different insurers to find the cheapest auto insurance after an at-fault accident.
Accident typeInsurance companyPremium (monthly)CustomerCarInsurance coverage
At Fault With Injury
Progressive
$372
Arthur, 27
Zip: 32210
Honda Accord EXL
• 100,000/300,000 Liability
At Fault With No Injury
Travelers
$138
Victor, 32
Zip: 32254
Chevrolet Silverado C1500
• 100,000/300,000 Liability
• Comp / Collision
Not At Fault
Safeco
$282
Leroy, 69
Zip: 32209
Toyota Corolla LE
• 100,000/300,000 Liability
• Comp / Collision
At Fault With No Injury
Allstate
$385
Blanche, 33
Zip: 32225
Chevrolet Camaro LS
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Mar 19, 2024

Cheapest car insurance in Jacksonville after other driving violations

Apart from speeding tickets and DUIs, there are several other violations that can lead to an increase in car insurance costs in Jacksonville, including careless driving, driving without a license, and reckless driving.
We’ve compiled a list of various other driving violations and how we helped drivers with these violations save on their car insurance.
ViolationInsurance companyPremium (monthly)CustomerCarInsurance coverage
Illegal Turn
Progressive
$119
Birdie, 33
Zip: 32244
Nissan Altima 2.5
• State Minimum Liability
Defective Equipment
Mercury
$213
Jon, 29
Zip: 32244
KIA Optima SX
• 25,000/50,000 Liability
Failure to Obey Signal
Safeco
$158
Curtis, 28
Zip: 32221
Honda Civic EX
• State Minimum Liability
• Comp / Collision
Wrong Way/Wrong Lane
Progressive
$110
Cordelia, 25
Zip: 32207
Mini Cooper S
• State Minimum Liability
• Comp / Collision
Cell Phone
National General
$136
Millie, 39
Zip: 32216
Honda Civic LX
• No Coverage Liability
Careless Driving
Travelers
$138
Sallie, 32
Zip: 32254
Chevrolet Silverado C1500
• 100,000/300,000 Liability
• Comp / Collision
Driving on Sus. License
Bristol West
$345
Adeline, 32
Zip: 32221
Honda CR-V LX
• No Coverage Liability
• Comp / Collision
Failure to Obey Signal
National General
$112
Mamie, 24
Zip: 32224
Ford Fusion SE
• No Coverage Liability
Seat Belt
Mercury
$299
Hulda, 23
Zip: 32221
Dodge Challenger GT
• State Minimum Liability
• Comp / Collision
Improper Passing
Safeco
$316
Mittie, 24
Zip: 32258
Volkswagen Jetta GLI
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Mar 19, 2024

Cheap car insurance quotes in Jacksonville by age

Young drivers typically have limited driving experience and are therefore considered high-risk by insurance companies, resulting in high insurance rates. However, when drivers reach the age of 25, they may see a drop in their rates. 
On the other hand, drivers over the age of 75 may see an increase in their rates due to potential health issues and slower reflexes.

Cheapest car insurance in Jacksonville for young drivers

In Jacksonville, young drivers between the ages of 16 and 21 pay the highest insurance premiums of any age group. 
The best financial protection for young drivers is full-coverage car insurance, which provides coverage for all their mistakes while they learn the rules of the road. The cheapest car insurance for young drivers comes with a provider that offers good student or new driver discounts.
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Marc (22 years old)
coverageCoverage
No Coverage
locationJacksonville, FL
(Zip Code: 32257)
$256
per month
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Tony (22 years old)
coverageCoverage
State Minimum
locationJacksonville, FL
(Zip Code: 32254)
$222
per month
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Gainsco
James (21 years old)
coverageCoverage
No Coverage
locationJacksonville, FL
(Zip Code: 32224)
carVolkswagen Jetta S
$236
per month
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Brian (24 years old)
coverageCoverage
No Coverage
locationJacksonville, FL
(Zip Code: 32224)
$112
per month
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Caroline (23 years old)
coverageCoverage
State Minimum
locationJacksonville, FL
(Zip Code: 32218)
carNissan Truck E/XE
$107
per month

Cheapest car insurance in Jacksonville for senior drivers

Similar to teenage drivers,
car insurance rates for senior drivers
are typically higher than the national average. Insurers consider senior drivers high-risk because:
  • Senior drivers have a higher likelihood of being involved in car accidents 
  • Accidents involving senior drivers typically result in more severe injuries and increased medical expenses
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Chase (75 years old)
coverageCoverage
No Coverage
locationJacksonville, FL
(Zip Code: 32211)
carHonda CR-V EXL
$91
per month
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Jon (69 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationJacksonville, FL
(Zip Code: 32209)
$282
per month
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Mark (77 years old)
coverageCoverage
No Coverage
locationJacksonville, FL
(Zip Code: 32246)
$78
per month
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Lenora (69 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
locationJacksonville, FL
(Zip Code: 32205)
$84
per month
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Clifford (65 years old)
coverageCoverage
No Coverage
locationJacksonville, FL
(Zip Code: 32218)
$84
per month

Cheap car insurance quotes in Jacksonville based on insurance history

If you've had a car insurance lapse or you're currently uninsured, it can lead to higher car insurance rates.
To help our customers avoid a lapse in coverage and make payments on time, Jerry sends payment reminders to eligible customers when a payment is due or if they're late on their payments.
We've helped many customers in Jacksonville who are currently uninsured or have had a lapse in coverage find affordable insurance options.
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Viola (24 years old)
$231
per month
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Emily (23 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$455
per month
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Ricardo (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carDodge Dart SXT
$362
per month
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Gainsco
Jesus (21 years old)
coverageCoverage
No Coverage
carVolkswagen Jetta S
$236
per month
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Virgie (24 years old)
$300
per month
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Eva (24 years old)
coverageCoverage
No Coverage
$112
per month

Cheap car insurance quotes in Jacksonville for drivers with poor credit

While your credit rating doesn't necessarily reflect your driving ability, insurance companies have found a correlation between lower credit scores and higher claim filings. Jacksonville drivers with poor credit scores tend to face higher car insurance costs than those with good credit scores. 
If you have a credit score of 550 or less, Jerry partners with companies that provide insurance to Jacksonville drivers with poor credit, taking the stress out of comparison shopping.
Here’s how drivers with low credit scores saved with Jerry.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
> 750
Progressive
$91
Elmer, 75
Zip: 32211
Honda CR-V EXL
• No Coverage Liability
• Comp / Collision
660 - 750
Safeco
$282
Lelia, 69
Zip: 32209
Toyota Corolla LE
• 100,000/300,000 Liability
• Comp / Collision
660 - 750
Allstate
$91
Garrett, 28
Zip: 32224
Toyota Prius
• 30,000/85,000 Liability
• Comp / Collision
550 - 659
Mercury
$345
Herman, 31
Zip: 32210
Honda CR-V LX
• 50,000/100,000 Liability
• Comp / Collision
< 550
National General
$156
Bertie, 43
Zip: 32211
KIA Sorento L
• No Coverage Liability
coverageLast Updated Mar 17, 2024

How to lower car insurance costs in Jacksonville

1. Shop around and compare quotes

You can’t be 100% certain that you’ve found the best deal on auto insurance until you’ve compared it to the other products on the market. Experts recommend
shopping for car insurance quotes
from at least three different companies every six months.
Sounds like a huge chore—until you remember that Jerry makes the process lighting-fast! Get signed up in 45 seconds and compare five to seven quotes in less than a minute. It’s all the benefits of comparison shopping with none of the time commitment… and did we mention it’s free?

 2. Hunt for car insurance discounts

You can make an okay rate into a great one with the right
car insurance discount
. See if your provider offers a program for:
  • Good drivers. If you’ve held a
    clean driving record
    for at least three years, you’re due for some sweet discounts.
  • Installing a telematics device. Telematics devices track how far you drive, when you drive, and how you drive. If you brake often and hard, this isn’t the program for you. But if you’re a calm and mellow driver, you could reap a low rate as a reward!
  • Good students. Full-time high school and college students with a B average or better can translate their scholastic successes into savings.
  • Bundling insurance products.
    Bundle your car and home insurance
    and you could pay less for each of them.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

FAQ

People living in Jacksonville pay on average $133 per month – or $1,596 per year – on state-minimum liability coverage. Full coverage in Jacksonville costs on average $294 per month or $3,523 per year. 
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
Based on thousands of Jacksonville drivers Jerry has worked with, car insurance in Jacksonville costs an average of $133 per month for state-minimum coverage and $294 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!  
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Progressive, Arrowhead, and AmWINS receive good ratings from Jacksonville drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.
The state-minimum car insurance in Jacksonville, Florida is $10,000 of personal injury protection coverage and $10,000 of property damage liability coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
badge icon
Licensed Insurance Agent
badge icon
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.