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Cheapest Dodge Charger Scat Pack Car Insurance (May 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Dodge Charger Scat Pack
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Bonnie Stinson
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Maria Cruz, Expert Insurance Writer & Editor

How much does Dodge Charger Scat Pack car insurance cost? 

The average monthly payment is $114 for minimum liability coverage on a Dodge Charger Scat Pack. Full coverage is about $263 per month on the Scat Pack.
Compared to other Dodge Charger models, you’ll pay about 13% more to insure this model.
Be aware that your vehicle type is just one factor. Your age, your driving record, and your choice of insurance company also affect your final rate for Dodge Charger insurance. That’s why pulling custom quotes for your unique driver profile is the best way to identify the cheapest policy for you and your vehicle.

Compare the cheapest Dodge Charger Scat Pack car insurance quotes

You have no desire to waste time on research—so you turn to an insurance broker like Jerry. Comparing rates from top companies is easy, and it’s the only way to uncover the cheapest car insurance for an American sports car like the Scat Pack.
You and your Dodge Charger Scat Pack could save money on insurance with Jerry, like these drivers did after pulling free quotes.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
May 27, 2024
Bristol West
$285
• State Minimum Liability
• Comp / Collision
May 27, 2024
Safeco
$129
• State Minimum Liability
• Comp / Collision
May 15, 2024
Travelers
$388
• 50,000/100,000 Liability
• Comp / Collision
May 14, 2024
Allstate
$175
• 100,000/300,000 Liability
• Comp / Collision
May 13, 2024
AAA
$379
• 25,000/50,000 Liability
• Comp / Collision
coverageLast Updated May 27, 2024
Dodge Charger insurance rates vary from person to person, even if they’re driving the same Scat Pack edition. Your age has a big influence, for instance. A 40-year-old driver can expect to pay much lower rates than a driver who is under 25, even if both drivers have clean driving records.
Average rates
only give you a ballpark estimate. Instead of average costs, get
personalized quotes
so you can figure out what someone with your unique driving history should be paying for insurance premiums.

The best car insurance companies for Dodge Charger Scat Pack owners

It would be nice if there was a single best insurance company based purely on your make and model. Alas, it’s just not possible. 
Dodge Charger Scat Pack owners are diverse. There is no “best” auto insurance company for every single Scat Pack owner. 
Driver profile is a key determinant when calculating the cost of car insurance, beyond the vehicle type. Furthermore, every insurance provider has its own formula for weighing risk factors. You might find that State Farm or Allstate penalizes at-fault accidents more than Progressive or GEICO, for instance. USAA, on the other hand, is often the provider of choice for many military families because it offers unique services.
Ultimately, you’ll need to consider your criteria and then compare them to ratings from real drivers. Do you value policy cost above all else, or do you also care about claims handling and customer service? 
Here’s how Dodge Charger drivers rated
top insurance companies

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much does Dodge Charger Scat Pack insurance cost?

On average, minimum liability coverage on a Dodge Charger Scat Pack costs $114 per month or $1,368 per year. 
A full coverage policy for the Dodge Charger Scat pack costs about $263 per year or $3,156 per year.
These figures don’t account for car insurance discounts or add-ons. For instance, you might pay less than average if you bundle homeowners with auto coverage. You might pay more if you add roadside assistance or uninsured motorist protection.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$114
$1,368
Full coverage
$263
$3,156

How much car insurance do you need for a Dodge Charger Scat Pack?

You must purchase a policy that meets your state’s requirements for
minimum coverage
. In most states, this is a liability insurance policy that includes bodily injury and property damage protection. You can go above these levels but you can’t go below them.
Many Dodge Charger drivers opt for
full coverage
because it provides protection for their Scat Pack. With comprehensive and collision coverage, you get paid to repair or replace the car after an accident after you pay your deductible.

How do Dodge Charger Scat Pack insurance quotes compare to other Dodge Charger car insurance rates?

Check out the table below to see the average Dodge Charger insurance cost based on trim levels.
Car Model & TrimAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$70
$293
Charger Rallye
$99
$236
$104
$192
$106
$284
Charger SE
$107
$206
$108
$236
$109
$227
Charger Charger
$111
$206
$112
$238
$114
$249
$114
$263
$117
$250
$118
$249
$142
$205
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Dodge Charger Scat Pack insurance cost by model year

Model year is an important data point for insurance companies when calculating Dodge Charger auto insurance rates. Each model year has its own suite of safety features, like airbags and crash test safety ratings.
In general, new cars tend to be more expensive to insure because they have more advanced technology and a higher cash value, all of which cost more to repair and replace. Older Scat Pack models are usually cheaper to insure than newer model years.

2023 Dodge Charger Scat Pack car insurance quotes

Expect newer Scat Packs to come with higher premiums, regardless of provider. Here are average Dodge Charger costs for 2023 Scat Pack drivers who found coverage with Jerry.
Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$446
Roger, 48
Orange, CA
• 50,000/100,000 Liability • Comp / Collision

2022 Dodge Charger Scat Pack car insurance quotes

2022 Scat Pack drivers pay costs in this approximate range. Note that you might pay more or less—you should pull custom auto insurance quotes from multiple companies to get a better estimate of your own costs.
Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$161
Isaac, 46
Orlando, FL
• State Minimum Liability
$144
Herman, 28
Goldsboro, NC
• State Minimum Liability • Comp / Collision
Electric
$288
Myrtie, 21
Cleveland, OH
• State Minimum Liability • Comp / Collision

2021 Dodge Charger Scat Pack car insurance quotes

Here are the average insurance rates on a 2021 Dodge Charger Scat Pack. These owners used Jerry to shop around and find a policy.
Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$281
Jeffrey, 32
Oakley, CA
• State Minimum Liability • Comp / Collision
$266
Darrell, 24
Savannah, GA
• 50,000/100,000 Liability • Comp / Collision
$359
Chad, 24 Clayton, NJ
• 100,000/300,000 Liability • Comp / Collision
$233
Timothy, 27
Goodyear, AZ
• 50,000/100,000 Liability • Comp / Collision
$253
Daniel, 50
Clarksville, IN
• State Minimum Liability • Comp / Collision
Once your car has its three-year-old birthday, you can expect insurance rates to drop slightly. 
Here's how much Jerry drivers with older Dodge Charger Scat Packs pay for coverage.

2020 Dodge Charger Scat Pack car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$285
Owen, 30
Houston, TX
• 50,000/100,000 Liability • Comp / Collision
$213
Walter, 28
Hidalgo, TX
• 100,000/300,000 Liability • Comp / Collision
$309
Ora, 21
Waldorf, MD
• State Minimum Liability
Clearcover
$200
• State Minimum Liability • Comp / Collision
$699
• 30,000/60,000 Liability • Comp / Collision

2019 Dodge Charger Scat Pack car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$448
Leonard, 31
Pinole, CA
• 100,000/300,000 Liability • Comp / Collision
$265
Lela, 24
Pooler, GA
• 50,000/100,000 Liability • Comp / Collision
$191
• 100,000/300,000 Liability • Comp / Collision
$297
Pauline, 35
Hutto, TX
• State Minimum Liability • Comp / Collision
$261
Elmer, 32
San Jose, CA
• State Minimum Liability • Comp / Collision

Are Dodge Charger Scat Packs expensive to insure? 

Expect to spend 13% more on insurance for the Dodge Charger Scat Pack versus competitor models in the same price range.
Have a look below at insurance prices for comparison.
ModelAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$46
$245
Dodge 600
$49
$64
Dodge Stratus
$49
$190
$60
$64
Dodge D150
$64
$174
$68
$218
$71
$162
$75
$115
$81
$114
Dodge W-Series
$81
$112
$82
$118
$84
$120
$86
$194
$90
$149
$90
$137
$91
$376
Dodge Dart
$91
$186
$98
$168
$110
$244
$111
$206

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Bonnie Stinson
Bonnie Stinson is an insurance writer with 8+ years of experience as a content writer. They specialize in making complex topics like insurance and technology easy to understand. Bonnie has written over 1,300 articles to help people become confident car owners, from how to choose the right car and build a car insurance policy to dealing with stressful situations like car accidents and unexpected repairs.
Before joining Jerry’s editorial team, Bonnie worked as a digital media strategist and user experience researcher, producing content for Furnishr, STACKEDD Magazine, InfinityCore Health, and the global non-profit Giraffe Heroes.
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Maria Cruz
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Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.