Colorado Springs residents are prepared for the sudden snow storms, black ice and high winds that can make driving a challenge. Toss in some I-25 congestion, steep grades and a fair amount of tourist traffic and you have a lot of reasons to make sure your car and finances are protected with proper insurance coverage. 

We’ve rounded up quotes from Jerry customers in Colorado Springs to help you better understand how various factors like age, driving history and coverage needs affect your premium as you shop for quality insurance you can afford.

Cheapest minimum coverage insurance in Colorado Springs

In Colorado, the minimum auto insurance requirements are:

• Bodily injury liability coverage of $25,000 per person and $50,000 per accident.
• Property damage liability coverage of $15,000 per accident.

Here are the cheapest insurance rates for minimum coverage in Colorado Springs.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Cheapest full coverage insurance in Colorado Springs

Full coverage consists of collision and comprehensive insurances, which can protect you from damage to your car in case of an accident, regardless of who’s at fault, or mishaps such as wildlife- or weather-related incidents.

Here are some of the cheapest full coverage quotes from real Jerry customers.

Cheapest car insurance for young drivers in Colorado Springs (18-29 years old)

Young drivers often receive high rates because insurers believe they are riskier than older drivers, but that doesn’t mean you have to put off your dreams of hitting the open road.

Here are the cheapest quotes that young Colorado Springs Jerry customers have received.

Cheapest car insurance for mature drivers in Colorado Springs (30-54 years old)

Cheapest car insurance for older drivers (55+ years old)

Cheapest car insurance for drivers with clean records in Colorado Springs

Drivers with no claims or violations typically have a better chance of getting low premiums. These are some of the cheapest quotes that Jerry customers with a clean record in Colorado Springs have received.

Cheapest car insurance for drivers with low credit scores in Colorado Springs

A credit score below 550 could cause insurers to charge higher premiums, meaning you may have to do more comparison shopping to find a low rate. Here are some examples of the cheapest car insurance rates Jerry customers with a low credit score in Colorado Springs were quoted.

Cheapest car insurance for drivers with at-fault accidents in Colorado Springs

Cheapest car insurance for drivers with speeding tickets in Colorado Springs

Methodology

Data included in this analysis comes from policies that Jerry has quoted on or after Jan. 1, 2024. Jerry services 48 states and offers a range of insurance companies to choose from.