With its close proximity to Denver, Aurora faces many of the traffic challenges seen in larger metro areas. According to the U.S. Census Bureau, the mean travel time for drivers in Aurora going to work is about 29 minutes. On any given day, there are up to 100 active construction work zones within the city. Robust car insurance that protects your finances can give you peace-of-mind as you navigate Aurora roads.

We’ve gathered data from real Jerry customers that show how different factors affect your car insurance costs in Aurora.

Cheapest minimum coverage insurance in Aurora

To legally drive in Colorado, drivers must carry these minimum coverages:

• Bodily injury liability of $25,000 per person and $50,000 per accident.
• Property damage liability of $15,000 per accident.

Here are the cheapest insurance rates for minimum coverage in Aurora, according to quotes received by Jerry customers.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Cheapest full coverage insurance in Aurora

Driving in Aurora may require extra caution in the winter, when conditions can be snowy and icy. And if you’re one to leave your car idling to warm up, you risk losing it to a thief.

Colorado’s minimum required insurance won’t protect your finances if you need to repair it after it slides into another vehicle, or if it’s stolen. You’d need full coverage — which combines comprehensive and collision insurances — in those situations.

Cheapest car insurance for young drivers in Aurora (18-29 years old)

Young drivers tend to pay the highest rates, and drivers in Aurora who are under 30 aren’t spared. Check out the cheapest rates for drivers in Aurora, based on real quotes from Jerry customers.

Cheapest car insurance for mature drivers in Aurora (30-54 years old)

Mature drivers between the ages of 30 and 54 typically get lower insurance rates than younger drivers. The table below shows the cheapest rates for mature drivers in Aurora, based on real quotes from Jerry customers.

Cheapest car insurance for older drivers in Aurora (55+ years old)

Drivers who are 55 and older typically pay low car insurance rates, but premiums may rise as they reach their 70s. The table below shows the cheapest quotes for older drivers in Aurora, based on real quotes from Jerry customers.

Cheapest car insurance for drivers with clean records in Aurora

A clean driving record can help ensure you’re paying the lowest possible rate. Here are quotes Aurorans with no accidents, violations or claims have received via Jerry

Cheapest car insurance for drivers with low credit scores in Aurora

Car insurance companies in Colorado can use your credit score to set rates, and drivers with lower scores tend to pay higher premiums. This means you may have to rate shop with multiple insurers to find a low-cost policy. The table below shows the cheapest quotes for drivers with credit scores below 550, based on Jerry customer data.

Cheapest car insurance for drivers with at-fault accidents in Aurora

Getting into an accident will typically raise your insurance rates, but since insurers penalize accidents differently, your quotes may vary. The table below shows the cheapest quotes that drivers in Aurora with at-fault accidents on their records have received through Jerry.

Cheapest car insurance for drivers with speeding tickets in Aurora

A speeding ticket is likely to raise your rates, but the size of the increase may depend on how fast you were going when you were cited. Here are quotes from Jerry customers in Aurora with speeding tickets on their records.

Cheapest car insurance for drivers with DUIs in Aurora

Drivers with DUIs may be classified as “high risk” by insurers and struggle to find coverage after being cited. Here are the cheapest quotes for Aurorans with DUIs, based on real Jerry customer data.

Methodology

Data included in this analysis comes from policies that Jerry has quoted on or after Jan. 1, 2024. Jerry services 48 states and offers a range of insurance companies to choose from.