Best Car Insurance in Los Angeles 2021

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  • Real Quotes
  • Best Carriers
  • Minimum Coverage
  • Full Coverage
  • Cost by Age
  • Bad Driving Record
  • Young Drivers Bad Driving Record
  • Save Money
  • Cost by Zip Code
  • Methodology
Car insurance in Los Angeles California costs single-car drivers an average of $2,956 annually, or about $246 per month. Compared to the state annual average of $2,601, auto insurance in Los Angeles is $356 higher.
Here’s how much real Jerry customers pay for insurance in Los Angeles:

Real quotes for Jerry customers in Los Angeles, California

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
July 8, 2021Mazda Tribute ICA27ClearCoverCurrent$103/mo.$63/mo.
September 1, 2020Mazda 3 SportCA30Aspire AdvantageBasic$138/mo.$83/mo.
July 8, 2021Honda Civic SportCA37ProgressiveBasic$208/mo.$96/mo.
September 2, 2020Ford Ecosport SESCA32MercuryPredicted$168/mo.$105/mo.
August 21, 2021Honda Accord EXCA26AllstateStandard$320/mo.$145/mo.
The best way to secure the right plan for lower premiums in Los Angeles is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inLos Angeles have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Los Angeles, California

Insurance Company
Before Jerry
After Jerry
Dairyland$2,790$1,310
National General$2,486$1,406
Kemper$2,512$1,849
Nationwide$3,019$1,900
Allstate$2,924$1,940
Travelers$2,791$1,984
Safeco$3,703$2,976

Minimum coverage car insurance in Los Angeles

On average, the cost of minimum coverage car insurance in Los Angeles is $2,591 per year, or $216 per month.

The minimum level of car insurance required in Los Angeles is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Los Angeles:
Before Jerry
After Jerry
$2,369$1,002
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Nationwide$1,800$912
National General$2,881$1,024
Progressive$2,385$1,138
Allstate$2,528$1,376
Dairyland$4,800$1,386
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Full coverage car insurance in Los Angeles

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Los Angeles:
Before Jerry
After Jerry
$3,718$2,720
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
National General$2,388$2,121
Nationwide$3,900$2,376
Kemper$3,216$2,688
Travelers$4,716$2,712
Progressive$4,406$2,948
Allstate$6,138$4,318
Safeco$5,400$5,268
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How does your age affect your auto insurance cost in Los Angeles?

If you’re a driver under 25 in Los Angeles, you could be paying as much as $32 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Los Angeles saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$3,762$2,608
21-24$3,281$2,022
On the contrary, here’s how much drivers aged 25 and over in Los Angeles pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$3,111$1,883
35-44$2,567$1,711
45-54$2,400$1,475
55-64$2,507$1,633
65+$2,646$1,563

Cheapest car insurance for drivers in Los Angeles with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Los Angeles saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$2,438$1,192
Careless Driving$4,800$785
DUI$1,681$958
Other$2,930$1,117
Failure to Obey Traffic Sign$3,928$1,120
Suspension$2,099$1,181
Speeding under 15$2,741$1,201
Driving on Sus. License$2,298$1,224
Racing/Drag Racing$2,040$1,444
Defective Equipment$3,360$2,140
Here’s how much drivers with a bad driving record in [Los Angeles saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
National General$2,740$1,343
Dairyland$4,800$1,386
Progressive$3,083$1,998
Allstate$3,084$2,023
Travelers$3,482$2,544
Kemper$3,216$2,688
Nationwide$3,974$2,782
Safeco$5,436$5,043

Cheapest car insurance for young drivers in Los Angeles with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$2,425$1,495
Failure to Obey Traffic Sign$2,750$1,456
Speeding under 15$3,696$1,532
Defective Equipment$3,360$2,140
Here’s how much young drivers with a bad driving record in [Los Angeles saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
National General$2,461$1,223
Progressive$3,543$2,119
Allstate$3,316$2,141
Travelers$3,780$2,709
Nationwide$4,562$3,489
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How can you save money on car insurance in Los Angeles

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Los Angeles you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
August 27, 2021Toyota PriusCA30MapfreCustom$200/mo.$12/mo.
August 21, 2021Honda Accord EXCA26AllstateStandard$320/mo.$145/mo.
August 30, 2021Ford Taurus LimitedCA46NationwidePreferred$325/mo.$196/mo.
August 30, 2021Toyota PriusCA30InfinityCustom$200/mo.$71/mo.
July 8, 2021Honda Civic SportCA37ProgressiveBasic$208/mo.$96/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
Still have some questions?
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