Cheap Car Insurance in Long Beach

Written by Xuyun Zeng and 1 other
Updated Jan 6, 2025
Written by
Editors
Annie Millerbernd
Content Strategist
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Cheap Car Insurance in Long Beach

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On This Page
  • Cheapest minimum coverage insurance in Long Beach
  • Cheapest full coverage insurance in Long Beach
  • Cheapest car insurance for young drivers in Long Beach (18-29 years old)
  • Cheapest car insurance for mature drivers in Long Beach (30-54 years old)
  • Cheapest car insurance for older drivers (55+ years old)
  • Cheapest car insurance for drivers with clean records in Long Beach
  • Cheapest car insurance for drivers with DUIs in Long Beach
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Long Beach drivers must contend with parking and tourists as they navigate life in the beachfront city. Add in the truck traffic near the Port of Long Beach, multiple freeway connections and the bumper-to-bumper traffic heading toward Anaheim or Los Angeles, and it’s easy to see why solid insurance coverage is a must-have for locals. 

To help navigate the car insurance shopping process, we’ve collected data from real Jerry customers in Long Beach across a wide range of ages, driver profiles and coverage needs to show you some of the cheapest quotes in the area.

Cheapest minimum coverage insurance in Long Beach

California roughly doubled its required state minimum coverage from 2024 to 2025. Drivers now must carry:

  • $30,000 per person for bodily injury liability.
  • $60,000 for bodily injury per accident for multiple persons injured.
  • $15,000 for property damage liability per accident.

Here are quotes from real Jerry customers in Long Beach who opted for the minimum coverage.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
$37 $440 Progressive 53 December 3, 2024 Long Beach, CA 90814
$46 $552 Progressive 54 January 12, 2025 Long Beach, CA 90814
$49 $588 National General 33 December 6, 2024 Long Beach, CA 90802
$49 $590 National General 53 December 3, 2024 Long Beach, CA 90814
$49 $590 National General 32 December 16, 2024 Long Beach, CA 90814
$50 $598 National General 52 November 8, 2024 Long Beach, CA 90807
$50 $598 National General 52 November 8, 2024 Long Beach, CA 90807
$50 $598 National General 52 November 8, 2024 Long Beach, CA 90807
$50 $604 National General 60 October 16, 2024 Long Beach, CA 90814
$50 $605 National General 34 November 27, 2024 Long Beach, CA 90807
Last Updated Jan 21, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need full coverage under a GAP policy, which can help you pay off your loan if your car is totaled.

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Cheapest full coverage insurance in Long Beach

The minimum coverage may not be enough, especially if you frequently drive in the Greater Los Angeles Area. Full coverage provides protection in an accident, regardless of fault, and in cases of auto theft, weather-related damage and animal collisions.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
$53 $640 Progressive 53 December 28, 2024 Long Beach, CA 90814
$55 $664 Progressive 58 November 7, 2024 Long Beach, CA 90804
$61 $728 Progressive 58 November 7, 2024 Long Beach, CA 90804
$62 $749 Dairyland 51 August 9, 2024 Long Beach, CA 90806
$75 $897 National General 43 December 12, 2024 Long Beach, CA 90805
$78 $942 Progressive 39 October 11, 2024 Long Beach, CA 90815
$82 $984 Progressive 36 September 5, 2024 Long Beach, CA 90804
$85 $1,025 National General 28 November 20, 2024 Long Beach, CA 90803
$85 $1,025 National General 28 November 20, 2024 Long Beach, CA 90803
$95 $1,137 National General 65 September 13, 2024 Long Beach, CA 90805
Last Updated Jan 21, 2025

Cheapest car insurance for young drivers in Long Beach (18-29 years old)

Young drivers in Long Beach between 18 and 29 years old could pay some of the highest rates in the city, but with excellent drives like the 1 and 101 waiting for you, it’s worth your time to shop for affordable coverage.

Here are the cheapest quotes that younger Jerry customers have received in Long Beach.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
$53 $640 National General 29 No May 5, 2024 Long Beach, CA 90814
$62 $741 National General 29 No October 1, 2024 Long Beach, CA 90807
$63 $752 National General 25 No August 29, 2024 Long Beach, CA 90802
$63 $752 National General 25 No August 30, 2024 Long Beach, CA 90802
$64 $769 National General 29 No September 23, 2024 Long Beach, CA 90815
Last Updated Jan, 2025

Cheapest car insurance for mature drivers in Long Beach (30-54 years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
$37 $440 Progressive 53 No December 3, 2024 Long Beach, CA 90814
$46 $552 Progressive 54 No January 12, 2025 Long Beach, CA 90814
$49 $588 National General 33 No December 6, 2024 Long Beach, CA 90802
$49 $590 National General 32 No December 16, 2024 Long Beach, CA 90814
$49 $590 National General 53 No December 3, 2024 Long Beach, CA 90814
Last Updated Jan 15, 2025

Cheapest car insurance for older drivers (55+ years old)

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
$50 $604 National General 60 No October 16, 2024 Long Beach, CA 90814
$53 $636 National General 58 No July 10, 2024 Long Beach, CA 90802
$54 $643 Aspire Advantage 58 No July 10, 2024 Long Beach, CA 90802
$55 $664 Progressive 58 Yes November 7, 2024 Long Beach, CA 90804
$56 $668 National General 56 No September 26, 2024 Long Beach, CA 90806
Last Updated Jan 15, 2025

Cheapest car insurance for drivers with clean records in Long Beach

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
Zip Code
$37 $440 Progressive 53 December 3, 2024 No Long Beach, CA 90814
$46 $552 Progressive 54 January 12, 2025 No Long Beach, CA 90814
$49 $588 National General 33 December 6, 2024 No Long Beach, CA 90802
$49 $590 National General 53 December 3, 2024 No Long Beach, CA 90814
$50 $598 National General 52 November 8, 2024 No Long Beach, CA 90807
$50 $598 National General 52 November 8, 2024 No Long Beach, CA 90807
$50 $598 National General 52 November 8, 2024 No Long Beach, CA 90807
$50 $604 National General 60 October 16, 2024 No Long Beach, CA 90814
$50 $605 National General 34 November 27, 2024 No Long Beach, CA 90807
$51 $612 Progressive 37 November 26, 2024 No Long Beach, CA 90808
Last Updated Jan 21, 2025

Cheapest car insurance for drivers with at-fault accidents in Long Beach

At-fault Accident on Record
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
Zip Code
At Fault With No Injury $62 $749 Dairyland 51 No August 22, 2024 Long Beach, CA 90806
At Fault With No Injury $62 $749 Dairyland 51 No August 20, 2024 Long Beach, CA 90806
At Fault With No Injury $62 $749 Dairyland 51 Yes August 9, 2024 Long Beach, CA 90806
At Fault With No Injury $66 $798 National General 28 No November 19, 2024 Long Beach, CA 90803
At Fault With No Injury $67 $802 Aspire Advantage 27 No April 3, 2024 Long Beach, CA 90813
Last Updated Jan 21, 2025

Cheapest car insurance for drivers with speeding tickets in Long Beach

Speeding tickets are likely to drive up you policy costs. Here are some of the cheapest quotes local drivers found through Jerry after receiving a ticket.

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
Speeding under 15 $58 $693 National General 35 October 1, 2024 Long Beach, CA 90807
Speeding under 15 $72 $860 National General 47 June 21, 2024 Long Beach, CA 90802
Speeding under 15 $72 $860 National General 47 June 22, 2024 Long Beach, CA 90802
Speeding under 15 $72 $866 National General 37 October 16, 2024 Long Beach, CA 90802
Speeding under 15 $80 $956 Anchor General 30 October 3, 2024 Long Beach, CA 90813
Last Updated Jan 21, 2025

Cheapest car insurance for drivers with DUIs in Long Beach

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
Zip Code
DUI $66 $791 National General 44 December 24, 2024 Long Beach, CA 90803
DUI $69 $830 National General 61 August 27, 2024 Long Beach, CA 90814
DUI $76 $910 National General 33 October 12, 2024 Long Beach, CA 90813
DUI $76 $914 Aspire Advantage 62 August 13, 2024 Long Beach, CA 90815
DUI $82 $983 Aspire Advantage 32 May 14, 2024 Long Beach, CA 90804
Last Updated Jan 21, 2025

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research

We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team

The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

†Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article represent the author’s personal opinions and do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.

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