Whether you’re driving around the gridded streets of downtown or hitting rural roads outside the city, proper car insurance can protect you and your finances as you navigate Fresno.
We’ve pulled together quotes from real Jerry customers in Fresno so you can see how different factors such as age, driving history, coverage needs and location can impact your car insurance costs.
Cheapest minimum coverage insurance in Fresno
California drivers must carry the following coverages, according to state law:
- $30,000 per person for bodily injury liability.
- $60,000 for bodily injury per accident for multiple persons injured.
- $15,000 for property damage liability per accident.
These are the cheapest quotes for minimum coverage that drivers in Fresno have received via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|
$31 | $369 | National General | 39 | December 26, 2024 | Fresno, CA | 93703 |
$37 | $442 | Aspire Advantage | 29 | November 20, 2024 | Fresno, CA | 93723 |
$37 | $442 | Aspire Advantage | 29 | November 16, 2024 | Fresno, CA | 93723 |
$37 | $442 | Aspire Advantage | 29 | November 15, 2024 | Fresno, CA | 93723 |
$37 | $442 | Aspire Advantage | 53 | August 22, 2024 | Fresno, CA | 93727 |
$37 | $449 | Aspire Advantage | 33 | July 18, 2024 | Fresno, CA | 93726 |
$38 | $450 | Aspire Advantage | 40 | June 27, 2024 | Fresno, CA | 93702 |
$38 | $450 | Aspire Advantage | 40 | June 27, 2024 | Fresno, CA | 93702 |
$38 | $461 | Aspire Advantage | 40 | June 27, 2024 | Fresno, CA | 93701 |
$38 | $461 | Aspire Advantage | 40 | June 27, 2024 | Fresno, CA | 93701 |
If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need full coverage under a GAP policy, which can help you pay off your loan if your car is totaled.
Cheapest full coverage insurance in Fresno
California’s minimum required insurance may not be enough protection if you’re concerned about car theft, vandalism or damage from bad weather. Full coverage, which combines collision and comprehensive insurances, provides protection in those situations.
Here are the cheapest quotes that Jerry customers received for full coverage in Fresno.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|
$58 | $691 | Aspire Advantage | 47 | July 14, 2024 | Fresno, CA | 93705 |
$70 | $845 | National General | 27 | December 16, 2024 | Fresno, CA | 93727 |
$77 | $920 | Aspire Advantage | 37 | January 4, 2025 | Fresno, CA | 93727 |
$87 | $1,038 | Anchor General | 41 | December 30, 2024 | Fresno, CA | 93704 |
$87 | $1,038 | Anchor General | 40 | December 29, 2024 | Fresno, CA | 93704 |
$87 | $1,046 | Aspire Advantage | 54 | October 15, 2024 | Fresno, CA | 93720 |
$90 | $1,085 | Aspire Advantage | 37 | October 5, 2024 | Fresno, CA | 93723 |
$90 | $1,085 | Aspire Advantage | 37 | October 5, 2024 | Fresno, CA | 93723 |
$91 | $1,097 | Aspire Advantage | 41 | November 3, 2024 | Fresno, CA | 93710 |
$92 | $1,102 | National General | 62 | January 4, 2025 | Fresno, CA | 93721 |
Cheapest car insurance for young drivers in Fresno (18-29 years old)
Drivers between 18 and 29 years old tend to pay higher premiums than older drivers because insurers may view their lack of experience as a risk. It’s wise to rate shop with multiple insurers to find the most affordable quote.
Here are the cheapest quotes that 18- to 29-year-olds have received in Fresno via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
$37 | $442 | Aspire Advantage | 29 | No | November 16, 2024 | Fresno, CA | 93723 |
$37 | $442 | Aspire Advantage | 29 | No | November 15, 2024 | Fresno, CA | 93723 |
$37 | $442 | Aspire Advantage | 29 | No | November 20, 2024 | Fresno, CA | 93723 |
$42 | $500 | Aspire Advantage | 27 | No | September 19, 2024 | Fresno, CA | 93711 |
$47 | $569 | Aspire Advantage | 27 | No | October 30, 2024 | Fresno, CA | 93727 |
Cheapest car insurance for mature drivers in Fresno (30-54 years old)
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
$31 | $369 | National General | 39 | No | December 26, 2024 | Fresno, CA | 93703 |
$37 | $442 | Aspire Advantage | 53 | No | August 22, 2024 | Fresno, CA | 93727 |
$37 | $449 | Aspire Advantage | 33 | No | July 18, 2024 | Fresno, CA | 93726 |
$38 | $450 | Aspire Advantage | 40 | No | June 27, 2024 | Fresno, CA | 93702 |
$38 | $450 | Aspire Advantage | 40 | No | June 27, 2024 | Fresno, CA | 93702 |
Cheapest car insurance for older drivers (55+ years old)
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
$40 | $481 | Bristol West | 61 | No | December 30, 2024 | Fresno, CA | 93726 |
$40 | $481 | Bristol West | 60 | No | December 17, 2024 | Fresno, CA | 93726 |
$40 | $481 | Bristol West | 60 | No | December 25, 2024 | Fresno, CA | 93726 |
$40 | $481 | Bristol West | 60 | No | December 22, 2024 | Fresno, CA | 93726 |
$44 | $526 | National General | 55 | No | January 2, 2025 | Fresno, CA | 93723 |
Cheapest car insurance for drivers with clean records in Fresno
A blemish-free driving record can help ensure you get the cheapest car insurance quote possible. Here are the cheapest quotes that Fresno drivers with clean records have received via Jerry.
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
$37 | $442 | Aspire Advantage | 53 | August 22, 2024 | No | Fresno, CA | 93727 |
$37 | $449 | Aspire Advantage | 33 | July 18, 2024 | No | Fresno, CA | 93726 |
$38 | $450 | Aspire Advantage | 40 | June 27, 2024 | No | Fresno, CA | 93702 |
$38 | $450 | Aspire Advantage | 40 | June 27, 2024 | No | Fresno, CA | 93702 |
$38 | $461 | Aspire Advantage | 40 | June 27, 2024 | No | Fresno, CA | 93701 |
$38 | $461 | Aspire Advantage | 41 | June 27, 2024 | No | Fresno, CA | 93701 |
$38 | $461 | Aspire Advantage | 40 | June 27, 2024 | No | Fresno, CA | 93701 |
$38 | $461 | Aspire Advantage | 40 | June 27, 2024 | No | Fresno, CA | 93701 |
$38 | $461 | Aspire Advantage | 40 | June 27, 2024 | No | Fresno, CA | 93701 |
$38 | $461 | Aspire Advantage | 41 | June 27, 2024 | No | Fresno, CA | 93701 |
Cheapest car insurance for drivers with low credit scores in Fresno
Good-credit drivers often pay less for car insurance than those with lower scores. That doesn’t mean expensive insurance is inevitable, but it’s wise to get multiple quotes so you can choose the most affordable option.
Here are quotes that real Jerry customers with credit scores below 550 in Fresno received via Jerry.
Credit Score
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
<550 | $37 | $442 | Aspire Advantage | 29 | November 20, 2024 | Fresno, CA | 93723 |
<550 | $37 | $442 | Aspire Advantage | 29 | November 15, 2024 | Fresno, CA | 93723 |
<550 | $37 | $442 | Aspire Advantage | 29 | November 16, 2024 | Fresno, CA | 93723 |
<550 | $41 | $489 | Aspire Advantage | 47 | June 20, 2024 | Fresno, CA | 93710 |
<550 | $42 | $508 | National General | 32 | October 28, 2024 | Fresno, CA | 93723 |
Cheapest car insurance for drivers with at-fault accidents in Fresno
At-fault Accident on Record
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|---|
At Fault With No Injury | $42 | $503 | Aspire Advantage | 41 | No | August 29, 2024 | Fresno, CA | 93737 |
At Fault With No Injury | $42 | $504 | Aspire Advantage | 41 | No | August 20, 2024 | Fresno, CA | 93737 |
At Fault With No Injury | $46 | $555 | Aspire Advantage | 35 | No | June 17, 2024 | Fresno, CA | 93710 |
At Fault With No Injury | $47 | $559 | Dairyland | 55 | No | August 5, 2024 | Fresno, CA | 93727 |
At Fault With No Injury | $47 | $568 | Aspire Advantage | 30 | No | August 1, 2024 | Fresno, CA | 93710 |
Cheapest car insurance for drivers with speeding tickets in Fresno
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
Speeding under 15 | $47 | $560 | Aspire Advantage | 37 | April 16, 2024 | Fresno, CA | 93704 |
Speeding under 15 | $48 | $571 | Aspire Advantage | 31 | July 25, 2024 | Fresno, CA | 93706 |
Speeding under 15 | $48 | $571 | Aspire Advantage | 31 | July 24, 2024 | Fresno, CA | 93706 |
Speeding under 15 | $49 | $584 | Aspire Advantage | 46 | July 15, 2024 | Fresno, CA | 93720 |
Speeding under 15 | $49 | $593 | Aspire Advantage | 43 | September 5, 2024 | Fresno, CA | 93722 |
Cheapest car insurance for drivers with DUIs in Fresno
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
Zip Code
|
---|---|---|---|---|---|---|---|
DUI | $31 | $369 | National General | 39 | December 26, 2024 | Fresno, CA | 93703 |
DUI | $41 | $498 | National General | 39 | December 26, 2024 | Fresno, CA | 93703 |
DUI | $46 | $555 | Aspire Advantage | 35 | June 17, 2024 | Fresno, CA | 93710 |
DUI | $51 | $614 | National General | 35 | October 26, 2024 | Fresno, CA | 93710 |
DUI | $53 | $638 | Aspire Advantage | 37 | September 26, 2024 | Fresno, CA | 93710 |