Whether you’re driving around the gridded streets of downtown or hitting rural roads outside the city, proper car insurance can protect you and your finances as you navigate Fresno.

We’ve pulled together quotes from real Jerry customers in Fresno so you can see how different factors such as age, driving history, coverage needs and location can impact your car insurance costs.

Cheapest minimum coverage insurance in Fresno

California drivers must carry the following coverages, according to state law:

• $30,000 per person for bodily injury liability.
• $60,000 for bodily injury per accident for multiple persons injured.
• $15,000 for property damage liability per accident.

These are the cheapest quotes for minimum coverage that drivers in Fresno have received via Jerry.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Cheapest full coverage insurance in Fresno

California’s minimum required insurance may not be enough protection if you’re concerned about car theft, vandalism or damage from bad weather. Full coverage, which combines collision and comprehensive insurances, provides protection in those situations.

Here are the cheapest quotes that Jerry customers received for full coverage in Fresno.

Cheapest car insurance for young drivers in Fresno (18-29 years old)

Drivers between 18 and 29 years old tend to pay higher premiums than older drivers because insurers may view their lack of experience as a risk. It’s wise to rate shop with multiple insurers to find the most affordable quote.

Here are the cheapest quotes that 18- to 29-year-olds have received in Fresno via Jerry.

Cheapest car insurance for mature drivers in Fresno (30-54 years old)

Cheapest car insurance for older drivers (55+ years old)

Cheapest car insurance for drivers with clean records in Fresno

A blemish-free driving record can help ensure you get the cheapest car insurance quote possible. Here are the cheapest quotes that Fresno drivers with clean records have received via Jerry.

Cheapest car insurance for drivers with low credit scores in Fresno

Good-credit drivers often pay less for car insurance than those with lower scores. That doesn’t mean expensive insurance is inevitable, but it’s wise to get multiple quotes so you can choose the most affordable option.

Here are quotes that real Jerry customers with credit scores below 550 in Fresno received via Jerry.

Cheapest car insurance for drivers with at-fault accidents in Fresno

Cheapest car insurance for drivers with speeding tickets in Fresno

Cheapest car insurance for drivers with DUIs in Fresno

Methodology

Data included in this analysis comes from policies that Jerry has quoted on or after Jan. 1, 2024. Jerry services 48 states and offers a range of insurance companies to choose from.