Best Car Insurance in Mesa 2021

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Car insurance in Mesa Arizona costs single-car drivers an average of $2,069 annually, or about $172 per month. Compared to the state annual average of $2,333, auto insurance in Mesa is $264 lower.
Here’s how much real Jerry customers pay for insurance in Mesa:

Real quotes for Jerry customers in Mesa, Arizona

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 23, 2021Mazda Rx8AZ41Commonwealth InsuranceBasic$210/mo.$77/mo.
March 25, 2021Dodge Charger SXTAZ30Bristol WestCurrent$175/mo.$130/mo.
February 26, 2021Infiniti Q50 LuxeAZ39TravelersCurrent$186/mo.$146/mo.
February 7, 2021Nissan Kicks SAZ31EncompassCustom$250/mo.$176/mo.
January 23, 2021Nissan Rogue Select SAZ38SafecoPredicted$280/mo.$195/mo.
The best way to secure the right plan for lower premiums in Mesa is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inMesa have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Mesa, Arizona

Insurance Company
Before Jerry
After Jerry
National General$1,020$732
Dairyland$2,561$1,520
Allstate$2,298$1,539
Kemper$2,543$1,735
Nationwide$2,976$1,887
Safeco$2,984$2,218
Travelers$3,009$2,279

Minimum coverage car insurance in Mesa

On average, the cost of minimum coverage car insurance in Mesa is $1,838 per year, or $153 per month.

The minimum level of car insurance required in Mesa is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Mesa:
Before Jerry
After Jerry
$1,897$969
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
National General$1,020$732
Allstate$1,296$846
Dairyland$1,164$1,052
Kemper$2,391$1,247
Progressive$2,249$1,584
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Full coverage car insurance in Mesa

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Mesa:
Before Jerry
After Jerry
$1,843$1,640
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Safeco$1,200$1,095
Progressive$2,520$2,316
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How does your age affect your auto insurance cost in Mesa?

If you’re a driver under 25 in Mesa, you could be paying as much as $91 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Mesa saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$3,401$2,390
21-24$3,044$2,061
On the contrary, here’s how much drivers aged 25 and over in Mesa pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$2,184$1,487
35-44$2,007$1,405
45-54$1,576$1,248
55-64$2,148$1,272
65+$2,435$1,728

Cheapest car insurance for drivers in Mesa with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Mesa saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$1,960$1,284
Other$1,966$953
Suspension$2,520$972
Failure to Obey Traffic Sign$3,559$1,690
Speeding under 15$3,207$1,798
Here’s how much drivers with a bad driving record in [Mesa saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
National General$1,020$732
Dairyland$1,164$1,052
Allstate$1,719$1,415
Kemper$2,317$1,549
Progressive$2,326$1,619
Nationwide$2,408$1,929
Travelers$2,801$1,947
Safeco$3,337$2,199

Cheapest car insurance for young drivers in Mesa with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$2,241$1,591
Other$1,596$940
Speeding under 15$3,311$1,946
Failure to Obey Traffic Sign$5,268$2,946
Here’s how much young drivers with a bad driving record in [Mesa saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
National General$1,020$732
Nationwide$2,640$1,810
Kemper$2,798$1,930
Travelers$3,177$2,216
Allstate$2,496$2,346
Progressive$3,343$2,347
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How can you save money on car insurance in Mesa

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Mesa you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
July 12, 2021Honda Civic EXAZ22ClearCoverCurrent$281/mo.$146/mo.
May 23, 2021Mazda Rx8AZ41Commonwealth InsuranceBasic$210/mo.$77/mo.
May 23, 2021Mazda Rx8AZ41Commonwealth InsuranceBasic$210/mo.$77/mo.
May 27, 2021Hyundai Elantra GTAZ30InfinityPredicted$218/mo.$121/mo.
January 23, 2021Nissan Rogue Select SAZ38SafecoPredicted$280/mo.$195/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.

Browse questions from our car experts

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