The extreme Arizona heat can cause stress on your vehicle, and hazards like wildlife encounters, heavy reliance on freeways, and a monsoon season give you plenty of reasons to ensure you have quality car insurance as a Mesa driver. While the city doesn’t usually see the heavy traffic common in larger cities like Phoenix, it still has congestion hotspots like U.S. 60 and Loop 202.
To help drivers in Mesa shop for auto insurance confidently, we’ve collected real policy quotes from local Jerry customers. Compare rates among different age groups, driving records and coverage preferences.
Cheapest minimum coverage insurance in Mesa
Arizona requires drivers to have these minimum coverages:
- $25,000 for bodily injury per person in an accident.
- $50,000 for bodily injury to two or more people in an accident.
- $15,000 for damage to other peoples’ property.
Here are the cheapest quotes that Jerry customers in Mesa have received for minimum coverage.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $44 | $525 | Progressive | 64 | January 14, 2025 | Mesa, AZ | 85208 |
| $44 | $529 | Aspire Advantage | 35 | February 5, 2024 | Mesa, AZ | 85203 |
| $44 | $529 | Progressive | 65 | November 22, 2024 | Mesa, AZ | 85210 |
| $48 | $575 | Progressive | 73 | March 25, 2025 | Mesa, AZ | 85210 |
| $49 | $582 | Commonwealth Insurance | 54 | April 11, 2024 | Mesa, AZ | 85208 |
| $51 | $613 | Progressive | 69 | October 2, 2024 | Mesa, AZ | 85201 |
| $52 | $619 | National General | 35 | April 9, 2025 | Mesa, AZ | 85205 |
| $56 | $667 | Progressive | 44 | September 5, 2024 | Mesa, AZ | 85205 |
| $56 | $673 | Progressive | 69 | August 1, 2024 | Mesa, AZ | 85205 |
| $58 | $696 | Progressive | 63 | December 17, 2023 | Mesa, AZ | 85203 |
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Mesa
You might need full coverage for your own peace of mind or because you’re required to have it by a lender, for example. Full coverage pays for repairs after an accident, regardless of who is at fault, and protects you if your car is damaged in extreme weather or an animal collision, or if it’s stolen.
These are the cheapest full coverage quotes in Mesa, based on data from real Jerry customers.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $44 | $529 | Progressive | 65 | November 22, 2024 | Mesa, AZ | 85210 |
| $48 | $575 | Progressive | 73 | March 25, 2025 | Mesa, AZ | 85210 |
| $51 | $613 | Progressive | 69 | October 2, 2024 | Mesa, AZ | 85201 |
| $56 | $667 | Progressive | 44 | September 5, 2024 | Mesa, AZ | 85205 |
| $63 | $751 | Progressive | 63 | December 17, 2023 | Mesa, AZ | 85203 |
| $64 | $767 | Progressive | 46 | February 13, 2025 | Mesa, AZ | 85215 |
| $66 | $797 | Progressive | 28 | April 14, 2025 | Mesa, AZ | 85203 |
| $69 | $831 | Progressive | 74 | June 15, 2024 | Mesa, AZ | 85205 |
| $70 | $835 | Progressive | 68 | August 21, 2024 | Mesa, AZ | 85209 |
| $70 | $845 | Trexis | 46 | February 13, 2025 | Mesa, AZ | 85215 |
Cheapest car insurance for young drivers in Mesa (18-29 years old)
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $65 | $775 | Progressive | 23 | No | March 21, 2025 | Mesa, AZ | 85212 |
| $65 | $779 | Progressive | 23 | No | March 30, 2025 | Mesa, AZ | 85212 |
| $66 | $797 | Progressive | 28 | Yes | April 14, 2025 | Mesa, AZ | 85203 |
| $71 | $849 | Aspire Advantage | 28 | No | May 7, 2024 | Mesa, AZ | 85201 |
| $82 | $979 | Progressive | 25 | No | November 15, 2023 | Mesa, AZ | 85208 |
Cheapest car insurance for mature drivers in Mesa (30-54 years old)
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $44 | $529 | Aspire Advantage | 35 | No | February 5, 2024 | Mesa, AZ | 85203 |
| $49 | $582 | Commonwealth Insurance | 54 | No | April 11, 2024 | Mesa, AZ | 85208 |
| $52 | $619 | National General | 35 | No | April 9, 2025 | Mesa, AZ | 85205 |
| $56 | $667 | Progressive | 44 | Yes | September 5, 2024 | Mesa, AZ | 85205 |
| $59 | $702 | Bristol West | 39 | No | February 2, 2025 | Mesa, AZ | 85201 |
Cheapest car insurance for older drivers (55+ years old)
These are quotes for older drivers in Mesa have received via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $44 | $525 | Progressive | 64 | No | January 14, 2025 | Mesa, AZ | 85208 |
| $44 | $529 | Progressive | 65 | Yes | November 22, 2024 | Mesa, AZ | 85210 |
| $48 | $575 | Progressive | 73 | Yes | March 25, 2025 | Mesa, AZ | 85210 |
| $51 | $613 | Progressive | 69 | Yes | October 2, 2024 | Mesa, AZ | 85201 |
| $53 | $641 | Progressive | 63 | No | December 17, 2023 | Mesa, AZ | 85203 |
Cheapest car insurance for drivers with clean record in Mesa
A clean driving record can help you get an affordable rate. Here are the cheapest quotes for drivers with spotless records that Mesa drivers have received via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $44 | $525 | Progressive | 64 | January 14, 2025 | No | Mesa, AZ | 85208 |
| $44 | $529 | Aspire Advantage | 35 | February 5, 2024 | No | Mesa, AZ | 85203 |
| $44 | $529 | Progressive | 65 | November 22, 2024 | Yes | Mesa, AZ | 85210 |
| $48 | $575 | Progressive | 73 | March 25, 2025 | Yes | Mesa, AZ | 85210 |
| $52 | $619 | National General | 35 | April 9, 2025 | No | Mesa, AZ | 85205 |
| $53 | $641 | Progressive | 63 | December 17, 2023 | No | Mesa, AZ | 85203 |
| $56 | $667 | Progressive | 44 | September 5, 2024 | Yes | Mesa, AZ | 85205 |
| $56 | $673 | Progressive | 69 | August 1, 2024 | No | Mesa, AZ | 85205 |
| $59 | $702 | Bristol West | 39 | February 2, 2025 | No | Mesa, AZ | 85201 |
| $60 | $715 | Progressive | 30 | April 28, 2025 | No | Mesa, AZ | 85201 |
Cheapest car insurance for drivers with low credit scores in Mesa
Having a low credit score often means you’ll be quoted a higher insurance rate, but it’s wise to shop around and see which insurer gives you the best offer.
Here are real quotes to Jerry’s customers in Mesa with credit scores below 550.
|
Credit Score
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $58 | $696 | Progressive | 63 | December 17, 2023 | Mesa, AZ | 85203 |
| <550 | $74 | $893 | Progressive | 68 | March 1, 2025 | Mesa, AZ | 85206 |
| <550 | $79 | $953 | Progressive | 40 | June 24, 2024 | Mesa, AZ | 85210 |
| <550 | $79 | $953 | Commonwealth Insurance | 46 | December 19, 2024 | Mesa, AZ | 85209 |
| <550 | $80 | $965 | Aspire Advantage | 68 | February 16, 2024 | Mesa, AZ | 85213 |
Cheapest car insurance for drivers with at-fault accidents in Mesa
|
At-fault Accident on Record
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $49 | $582 | Commonwealth Insurance | 54 | No | April 11, 2024 | Mesa, AZ | 85208 |
| At Fault With No Injury | $63 | $757 | Trexis | 49 | No | March 30, 2025 | Mesa, AZ | 85212 |
| At Fault With No Injury | $66 | $797 | Progressive | 28 | Yes | April 14, 2025 | Mesa, AZ | 85203 |
| At Fault With No Injury | $70 | $843 | National General | 45 | No | October 15, 2024 | Mesa, AZ | 85202 |
| At Fault With No Injury | $73 | $874 | Assurance America | 49 | Yes | March 30, 2025 | Mesa, AZ | 85212 |
Cheapest car insurance for drivers with speeding tickets in Mesa
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding over 15 | $85 | $1,021 | Progressive | 27 | April 13, 2024 | Mesa, AZ | 85208 |
| Speeding under 15 | $99 | $1,182 | Aspire Advantage | 66 | April 19, 2024 | Mesa, AZ | 85203 |
| Speeding over 15 | $101 | $1,209 | Aspire Advantage | 48 | March 9, 2024 | Mesa, AZ | 85209 |
| Speeding over 15 | $101 | $1,209 | Aspire Advantage | 48 | March 6, 2024 | Mesa, AZ | 85209 |
| Speeding over 15 | $107 | $1,279 | Progressive | 34 | June 4, 2024 | Mesa, AZ | 85201 |
Cheapest car insurance for drivers with DUIs in Mesa
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| DUI | $69 | $831 | Progressive | 50 | February 4, 2024 | Mesa, AZ | 85208 |
| DUI | $71 | $849 | Aspire Advantage | 28 | May 7, 2024 | Mesa, AZ | 85201 |
| DUI | $90 | $1,080 | Aspire Advantage | 28 | March 21, 2024 | Mesa, AZ | 85208 |
| DUI | $107 | $1,286 | The General | 50 | February 4, 2024 | Mesa, AZ | 85208 |
| DUI | $107 | $1,288 | Assurance America | 50 | February 2, 2024 | Mesa, AZ | 85208 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
