Mercedes-Benz Motor Finance allows customers to make payments online, by phone, by mail, or by third-party services, like Western Union or MoneyGram.
If you need to make a payment on your Mercedes-Benz and don’t know how, we’ve got you covered with a rundown of all the options. And if you’re considering a Mercedes-Benz car loan or lease, we’ll go over average monthly payments for most of the automaker’s best-selling 2022 models to help you estimate your costs.
Learn more: Mercedes-Benz car insurance costs
How to pay your Mercedes-Benz car bill
The simplest and most convenient method of paying your Mercedes-Benz car bill is through automatic payments. You can enroll at your dealership, online at mbfs.com, or by calling the Client Car Center at 800.654.6222.
However, if you don’t have autopay set up, and you need to make a one-time payment, you still have lots of options.
Online
To set up autopay or make a one-time online payment, log into your account at mbfs.com. After logging in, you’ll be prompted to select the date on which you’d like your payment to be processed and whether you’d like to set this up as a recurring monthly payment.
By app or smartphone
Download the Mercedes me app or visit mbfs.com/mobile to make payments via Apple or Android smartphones.
By phone
To pay by phone, call the Client Care Center at 800.654.6222. Customers can make payments using checking or savings accounts or debit or credit cards.
By mail
If you prefer to kick it old school, Mercedes still allows customers to pay by mail. If you choose this method, you’ll receive a monthly bill in the mail.
Customers must make their payment by check and should be sure to include their account number in the memo section of the check. Your bill will contain a pre-addressed envelope, but, just in case, you should mail your payment, along with your statement stub, to:
Mercedes-Benz Financial Services
P.O. Box 5209
Carol Stream, IL 60197-5209
Can I make my Mercedes-Benz payments with a credit card?
Yes, but only if you pay by phone. All other methods of payment require a checking or savings account number.
Is there a grace period for Mercedes-Benz car payments?
Mercedes-Benz employs a standard 10-day grace period for late loan and lease payments. If you’ve run into financial difficulties, Mercedes Financial Services can work with you to set up a payment deferral if you qualify. Deferrals normally last one month, but can be offered for up to three months in special circumstances.
Keep in mind that a deferred payment is not a canceled payment—you will still be responsible for making all deferred payments once your normal payment schedule resumes.
How much are Mercedes-Benz payments?
Mercedes-Benz vehicles aren’t necessarily known for their affordability—they’re known for their luxury and their performance. So while you can’t expect a low monthly payment with your Bimmer, you can expect an exciting drive.
Starting MSRPs for Mercedes-Benz vehicles range from about $38,000 on the low end to well over $100,000 on the high end, with many of the most popular models falling solidly in the middle of this range.
If you’re curious about what you might be able to expect for an average loan payment on one of Mercedes-Benz’s most popular models, check out our table below. The averages are calculated on the base trim with a 10% down payment, a 72-month loan term, and an estimated interest rate of 4.9%.
This is the average rate a buyer with a credit score between 661 and 780 can expect to pay. Depending on your credit score, downpayment, and final sales price, your monthly payment could vary.
| Model | MSRP range | Average monthly payment |
|---|---|---|
| 2022 Mercedes-Benz GLC 300 | Starting at $44,900 | $682 |
| 2022 Mercedes-Benz GLC Coupe | Starting at $53,550 | $851 |
| 2023 Mercedes-Benz GLE | $58,750 – $84,900 | $857 |
| 2023 Mercedes-Benz GLE Coupe | $78,000 – $121,050 | $1,197 |
| 2022 Mercedes-Benz C-Class | $44,600 – $48,550 | $664 |
| 2022 Mercedes-Benz EQS | $105,450 – $127,000 | $1,593 |
| 2022 Mercedes-Benz EQS SUV | $105,550 – $133,350 | $1,921 |
How much you wind up paying for your Mercedes-Benz will depend on a number of factors in addition to those considered here. Key among them are your sales price, the amount of your down payment, your credit score, your previous vehicle’s trade-in value, the loan or lease term you choose, and, of course, any incentives or special programs your dealership may be running at the time of your purchase.
FAQ
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Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car. Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Hillary Kobayashi is an insurance writer and editor specializing in insurance and finance topics. Hillary’s mission is to use her knowledge and love of education to help car owners better understand how they can save time and money on car ownership. The articles Hillary has published for Jerry span topics from state-specific bill of sale requirements to SR-22 insurance information. Prior to joining Jerry, Hillary spent over ten years in education at Pacific University and the University of Oregon.
