Frequently Asked Questions

Yes, Jerry is most definitely legit!

Jerry is a licensed insurance broker in all 50 U.S. states and Washington D.C. But we’re more than just an app for saving on insurance. Jerry can help you refinance your auto loan, estimate repair costs, set up maintenance alerts, improve driving safety, and earn rewards. Plus, we use bank-level security to protect your data. On average, drivers who switch with Jerry save more than $600 per year on car insurance*.

*Not all customers find savings. Savings depend on state, policy features, coverage levels, driving history, and other factors.

The Jerry app simplifies the expensive, frustrating, and time-consuming aspects of car ownership.

• PriceProtect™ helps you find amazingly low insurance rates from 50+ car insurers, fast. Drivers who switch with Jerry save an average of $600 per year*. It also helps you refinance your auto loan, reducing monthly payments by more than $110, on average**.
• DriveShield™ helps you improve your driving by informing you of unsafe habits and rewarding you for driving safely.
• GarageGuard™ helps you determine what’s wrong with your car and how much it should cost to fix, and recommends repair shops based on ratings, price, and location.

*Not all customers find savings. Savings depend on state, policy features, coverage levels, driving history, and other factors.

**Based on drivers who refinanced with Jerry over the past 12 months. Not all customers will find an offer that reduces their payment. Offers depend on credit score, vehicle, and other factors. A lower payment may not result in savings over the life of the loan.

Jerry protects your data. Our DataLock™ Guarantee ensures when you shop for insurance with Jerry, you won’t be contacted by anyone but us. We never sell your information to telemarketers, and you can rest easy knowing Jerry uses bank-level encryption to protect your data.

Viewing quotes for insurance or loans through Jerry will not impact your credit score. A soft credit pull may be conducted in connection with obtaining initial quotes for insurance or loans for you, but such a soft credit pull will not impact your credit score. Similarly, purchasing an insurance policy will not impact your credit score.

If you choose to apply for a loan, Jerry’s participating lenders will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and can negatively affect your credit score.

To get the most accurate quotes, we’ll need to collect information such as your driver’s license, vehicle details (make, model, year), information about your household members and other drivers, current insurance info, and details about any accidents or violations. This process generally takes about 6 minutes.

PriceProtect™ helps people who switch save an average of $600 per year on car insurance by finding amazingly low rates from 50+ car insurers, fast* It also helps you refinance your auto loan, reducing monthly payments by over $150, on average.**

*Not all customers find savings. Savings depend on state, policy features, coverage levels, driving history, and other factors.

**Based on drivers who refinanced with Jerry over the past 12 months. Not all customers will find an offer that reduces their payment. Offers depend on credit score, vehicle, and other factors. A lower payment may not result in savings over the life of the loan.

With GarageGuard™, you never have to worry about overpaying for car repairs or maintenance again. Jerry will help you diagnose the problem, understand what it should cost to fix it, and find a trusted repair shop to do the work. You can also get regular maintenance reminders.

DriveShield™ helps you improve your driving by informing you of unsafe habits and rewarding you for driving safely. Get instant feedback every time you drive and timely tips for safer driving.

Yes, Jerry is licensed in 50 states and Washington D.C. Jerry is also a licensed loan broker.