Volkswagen Financial Services allows customers to sign-up for automatic monthly payments through their account or to make one-time payments online, by phone, or by mail. Customers can also submit one-time or recurring payments through their bank’s bill pay system, if applicable.
Volkswagen tries to offer as many options to make a payment on your car loan or lease as possible. We’re covering all of them in this guide to Volkswagen payment options!
And if you’re still on the fence about whether financing a Volkswagen is right for you, we’ve got the average monthly payments you need to consider for the German automaker’s top-selling models.
Learn more: Volkswagen car insurance costs
How to pay your Volkswagen car bill
You have a few options when it comes to making a payment on your Volkswagen. It’s up to you whether you set up automatic recurring payments or do one-time payments.
Here are your options!
Online
You can make a one-time payment or set up recurring monthly payments through your digital Volkswagen Credit My Account. You can also contact Volkswagen Financial Services to request an autopay enrollment form.
Volkswagen does not accept credit or debit cards for monthly payments, but they do for one-time payments.
By phone
You can also give Volkswagen Financial Services a call at (800) 428-4034 to make a one-time payment over the phone. Just follow the automated system’s instructions to complete the payment or speak with a representative—whichever you prefer!
By mail
You can complete your payment by mailing a check to the payment address listed on your monthly billing statement. Make sure to include your Volkswagen Credit account number.
If you mail your payment by 11:59 PM CST on Monday through Saturday, your payment will be applied on the same business day. If your payment is postmarked on a Sunday or bank holiday, the payment will be applied two business days later.
Through your bank
Volkswagen allows you to make a one-time or recurring monthly payment through a bill pay system if your bank offers one. You’ll just need to input your Volkswagen Credit account number and the payment address on your monthly billing statement.
Can I make my Volkswagen payments with a credit card?
You can make one-time payments with a credit card, but Volkswagen does not accept credit or debit cards for recurring monthly payments set up through your Volkswagen Credit My Account.
Is there a grace period for Volkswagen car payments?
Volkswagen Credit allows a grace period of seven to 15 days for late payments. Check the details of your lease agreement for an exact time period, and always contact your lender or dealership if you think you might miss a car payment.
How much are Volkswagen payments?
Volkswagen is known for producing a diverse line-up spanning entry-level and entry-luxury models with starting MSRPs ranging from $20,365 for the VW Jetta to $51,505 for a top-tier VW Atlas. You may be able to expect lower-than-average payments for a new finance or lease from Volkswagen, but it will depend on how much you modify your vehicle.
The table below covers starting MSRP ranges and average loan payments for Volkswagen’s best-selling models from 2022. The calculations are based on base-level MSRPs with a 10% down payment, a loan term of 72 months, and an APR of 4.90%—a standard interest rate for buyers with good credit between 661 and 780.
| Model | MSRP range | Average monthly payment |
|---|---|---|
| 2022 Volkswagen ID.4 | $41,230 – $45,730 | $737 |
| 2022 Volkswagen Atlas | $33,635 – $51,505 | $513 |
| 2022 Volkswagen Tiguan | $26,490 – $37,320 | $427 |
| 2022 Volkswagen Taos | $23,495 – $33,645 | $390 |
| 2022 Volkswagen Jetta | $20,365 – $32,095 | $311 |
| 2022 Volkswagen Arteon | $40,750 – $49,550 | $622 |
| 2022 Volkswagen Golf R | $44,090 – $44,890 | $673 |
| 2022 Volkswagen Golf GTI | $29,880 – $39,130 | $468 |
Your monthly Volkswagen payment could be much different depending on the final price of your vehicle, the downpayment you make at the time of signing, the trade-in value of a previous car (if applicable), your credit score, loan term, and any special incentives from your dealership.
You may get a higher monthly payment for a 60-month loan compared to a 72-month loan, but you’ll pay less interest overall. You can also expect a higher APR for a used car loan compared to a new car loan.
FAQ
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Pat Roache is an insurance writer with over two years of experience in the automotive industry. With a focus on car insurance, maintenance, and brand reviews, Pat’s mission is to create engaging and accessible content that empowers readers to take autonomy over their car ownership. As a writer and editor with Jerry, Pat has penned over 600 original articles and edited over 1,000. Pat’s 8+ years of experience in the performing arts as a writer, director, producer, and performer lend to their keen eye for research and presentation. Most recently, Pat’s new English translation of Donizetti’s Italian opera “D[x]n Pasquale” had its world premiere in 2022 with Opera MODO (Detroit, MI). Pat also writes grants for an LGBTQ arts non-profit in Chicago, IL.
Hillary Kobayashi is an insurance writer and editor specializing in insurance and finance topics. Hillary’s mission is to use her knowledge and love of education to help car owners better understand how they can save time and money on car ownership. The articles Hillary has published for Jerry span topics from state-specific bill of sale requirements to SR-22 insurance information. Prior to joining Jerry, Hillary spent over ten years in education at Pacific University and the University of Oregon.
