The city that gave us Primanti Bros., Andy Warhol and the Steelers also gave us disjointed road layouts, an abundance of one-way streets and more than 400 bridges. Locals are sure to be charmed by the city, but newcomers may be perplexed as they drive through it. It’s wise to carry robust car insurance for protection as you navigate Pittsburgh.
We’ve pulled quote data from thousands of Jerry customers in Pittsburgh to show you how the cheapest rate can change based on your age, coverage preference and driving history.
Cheapest minimum coverage insurance in Pittsburgh
Drivers in Pennsylvania are required to carry these coverages:
- $15,000 in bodily injury liability for injury to one person.
- $30,000 for bodily injury liability for injury to several people in an accident.
- $5,000 for property damage.
Here are the cheapest quotes for minimum coverage that drivers in Pittsburgh have received via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $31 | $370 | National General | 29 | February 10, 2025 | Pittsburgh, PA | 15220 |
| $31 | $376 | Progressive | 37 | August 6, 2024 | Pittsburgh, PA | 15209 |
| $32 | $388 | Progressive | 26 | March 20, 2025 | Pittsburgh, PA | 15221 |
| $34 | $412 | Progressive | 31 | October 8, 2024 | Pittsburgh, PA | 15211 |
| $34 | $412 | Progressive | 30 | April 11, 2024 | Pittsburgh, PA | 15220 |
| $35 | $420 | National General | 26 | January 24, 2025 | Pittsburgh, PA | 15239 |
| $36 | $426 | Progressive | 38 | January 22, 2025 | Pittsburgh, PA | 15235 |
| $38 | $452 | Progressive | 49 | August 23, 2024 | Pittsburgh, PA | 15219 |
| $38 | $456 | Progressive | 34 | February 20, 2025 | Pittsburgh, PA | 15208 |
| $38 | $458 | Progressive | 76 | March 19, 2025 | Pittsburgh, PA | 15210 |
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Pittsburgh
Full coverage combines collision and comprehensive policies, meaning your insurer can pay to repair your vehicle in situations like vandalism, theft, flooding, and accidents, regardless of who is at fault. Liability coverage typically does not help you repair your vehicle in those scenarios. The following table shows the cheapest full coverage quotes, according to Jerry’s customer data.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $32 | $388 | Progressive | 26 | March 20, 2025 | Pittsburgh, PA | 15221 |
| $38 | $458 | Progressive | 76 | March 19, 2025 | Pittsburgh, PA | 15210 |
| $42 | $498 | Progressive | 35 | January 26, 2025 | Pittsburgh, PA | 15227 |
| $45 | $534 | Progressive | 33 | February 23, 2024 | Pittsburgh, PA | 15216 |
| $45 | $542 | Progressive | 30 | January 24, 2025 | Pittsburgh, PA | 15212 |
| $46 | $546 | Bristol West | 64 | September 17, 2024 | Pittsburgh, PA | 15218 |
| $46 | $548 | Progressive | 44 | December 25, 2024 | Pittsburgh, PA | 15213 |
| $47 | $564 | National General | 64 | September 17, 2024 | Pittsburgh, PA | 15218 |
| $50 | $598 | Progressive | 32 | March 18, 2024 | Pittsburgh, PA | 15227 |
| $50 | $602 | Progressive | 49 | October 24, 2024 | Pittsburgh, PA | 15219 |
Cheapest car insurance for young drivers in Pittsburgh (18-29 years old)
Drivers in their teens and 20s often pay the highest auto insurance rates because insurers view their lack of driving experience as a risk. Here are the cheapest quotes that young drivers in Pittsburg have received via Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $31 | $370 | National General | 29 | No | February 10, 2025 | Pittsburgh, PA | 15220 |
| $32 | $388 | Progressive | 26 | Yes | March 20, 2025 | Pittsburgh, PA | 15221 |
| $35 | $420 | National General | 26 | No | January 24, 2025 | Pittsburgh, PA | 15239 |
| $45 | $542 | Progressive | 29 | No | November 16, 2023 | Pittsburgh, PA | 15232 |
| $50 | $598 | National General | 28 | No | November 20, 2024 | Pittsburgh, PA | 15241 |
Cheapest car insurance for mature drivers in Pittsburgh (30-54 years old)
Drivers between the ages of 30 and 54 generally pay lower insurance rates than younger drivers. Here are the cheapest quotes that mature motorists in Pittsburgh have received, based on Jerry’s data.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $31 | $376 | Progressive | 37 | No | August 6, 2024 | Pittsburgh, PA | 15209 |
| $34 | $412 | Progressive | 31 | No | October 8, 2024 | Pittsburgh, PA | 15211 |
| $34 | $412 | Progressive | 30 | No | April 11, 2024 | Pittsburgh, PA | 15220 |
| $36 | $426 | Progressive | 38 | No | January 22, 2025 | Pittsburgh, PA | 15235 |
| $38 | $452 | Progressive | 49 | No | August 23, 2024 | Pittsburgh, PA | 15219 |
Cheapest car insurance for older drivers in Pittsburgh (55+ years old)
Drivers aged 55 and older often pay the lowest rates, although their premiums may rise again around 70 years old. These are the cheapest quotes for older drivers in Pittsburgh, based on Jerry’s customer data.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|---|---|---|---|---|---|---|
| $38 | $458 | Progressive | 76 | March 19, 2025 | Pittsburgh, PA | 15210 | Yes |
| $44 | $532 | Progressive | 73 | October 3, 2024 | Pittsburgh, PA | 15239 | No |
| $46 | $546 | Bristol West | 64 | September 17, 2024 | Pittsburgh, PA | 15218 | Yes |
| $47 | $564 | Progressive | 61 | December 5, 2023 | Pittsburgh, PA | 15218 | No |
| $47 | $564 | National General | 64 | September 17, 2024 | Pittsburgh, PA | 15218 | Yes |
Cheapest car insurance for drivers with clean records in Pittsburgh
Drivers without traffic violations or accident claims generally qualify for the lowest possible premiums. Check out the cheapest quotes that Pittsburgh drivers with flawless records have received through Jerry.
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $31 | $370 | National General | 29 | February 10, 2025 | No | Pittsburgh, PA | 15220 |
| $32 | $388 | Progressive | 26 | March 20, 2025 | Yes | Pittsburgh, PA | 15221 |
| $34 | $412 | Progressive | 30 | April 11, 2024 | No | Pittsburgh, PA | 15220 |
| $38 | $452 | Progressive | 49 | August 23, 2024 | No | Pittsburgh, PA | 15219 |
| $39 | $470 | Embark General | 54 | December 13, 2024 | No | Pittsburgh, PA | 15217 |
Cheapest car insurance for drivers with low credit scores in Pittsburgh
Insurers can use consumers’ credit scores to price car insurance in Pennsylvania and drivers with low scores may pay higher rates. As a result, it’s wise to shop around to land the cheapest coverage. Below is a table showing the cheapest quotes for drivers in Pittsburgh with credit scores below 550, using real data from Jerry customers.
|
Credit Score
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $43 | $518 | Progressive | 42 | October 12, 2023 | Pittsburgh, PA | 15224 |
| <550 | $53 | $636 | Progressive | 25 | May 29, 2024 | Pittsburgh, PA | 15221 |
| <550 | $56 | $676 | Dairyland | 37 | March 26, 2024 | Pittsburgh, PA | 15205 |
| <550 | $60 | $720 | Bristol West | 37 | October 19, 2023 | Pittsburgh, PA | 15227 |
| <550 | $65 | $782 | Embark General | 54 | June 30, 2024 | Pittsburgh, PA | 15221 |
Cheapest car insurance for drivers with at-fault accidents in Pittsburgh
An accident typically results in steeper insurance premiums, but each insurer has its own method for calculating the increase, so shopping around could bring you savings. Here are the cheapest rates that drivers in Pittsburg with accidents on their records have received through Jerry.
|
At-fault Accident on Record
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $44 | $532 | Progressive | 73 | No | October 3, 2024 | Pittsburgh, PA | 15239 |
| At Fault With No Injury | $45 | $534 | Progressive | 33 | Yes | February 23, 2024 | Pittsburgh, PA | 15216 |
| At Fault With No Injury | $45 | $534 | Progressive | 33 | No | February 16, 2024 | Pittsburgh, PA | 15216 |
| At Fault With No Injury | $47 | $564 | Progressive | 61 | No | December 5, 2023 | Pittsburgh, PA | 15218 |
| At Fault With No Injury | $49 | $584 | National General | 73 | No | October 3, 2024 | Pittsburgh, PA | 15239 |
Cheapest car insurance for drivers with speeding tickets in Pittsburgh
A speeding violation usually means higher insurance bills, but the amount of the rate hike may depend on your insurer. If you’ve been cited for speeding, compare quotes from multiple insurers before your policy renews to find the best rate. Here are the cheapest quotes Jerry customers in Pittsburgh with a speeding citation have received.
|
Violation Summary
|
Avg Monthly Quote
|
Avg Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $34 | $412 | Progressive | 31 | October 8, 2024 | Pittsburgh, PA | 15211 |
| Speeding under 15 | $35 | $420 | National General | 26 | January 24, 2025 | Pittsburgh, PA | 15239 |
| Speeding under 15 | $38 | $460 | Progressive | 31 | August 23, 2024 | Pittsburgh, PA | 15211 |
| Speeding under 15 | $42 | $502 | Progressive | 31 | February 26, 2024 | Pittsburgh, PA | 15211 |
| Speeding under 15 | $52 | $628 | First Acceptance | 34 | June 13, 2024 | Pittsburgh, PA | 15241 |
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.
