Cheap Car Insurance in Tyler, TX

Written by Xuyun Zeng and 2 others
Updated Mar 6, 2025
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Cheap Car Insurance in Tyler, TX

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People are drawn to Tyler for its art scene, rose gardens and area attractions, but driving here can sometimes be a bear. Data from the Texas Department of Transportation show that the area had its highest number of fatal crashes on record in 2023.

If the worst-case scenario happens, it’s wise for Texas drivers to have the right car insurance policy. To help you find quality insurance you can afford, we’ve rounded up quotes from Jerry customers in Tyler. Factors like age, driving history and zip code can affect the cost of coverage.

Cheapest minimum coverage insurance in Tyler

These are the cheapest quotes for minimum coverage in Tyler, Texas that Jerry customers have received.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$52 $629 Progressive 28 January 26, 2024 Tyler, TX 75703
$53 $637 Progressive 71 November 25, 2024 Tyler, TX 75704
$59 $711 Progressive 57 December 13, 2023 Tyler, TX 75703
$60 $721 Assurance America 42 February 21, 2025 Tyler, TX 75704
$61 $731 Safeco 66 February 21, 2025 Tyler, TX 75707
$63 $753 Progressive 49 March 8, 2025 Tyler, TX 75702
$63 $759 Aspen 58 October 3, 2023 Tyler, TX 75706
$64 $763 Progressive 28 October 1, 2023 Tyler, TX 75703
$65 $781 Progressive 33 October 30, 2024 Tyler, TX 75703
$66 $789 Progressive 25 February 6, 2024 Tyler, TX 75707
Last Updated Mar 31, 2025

Texas requires drivers to carry these minimum coverages:

  • $30,000 of bodily injury per person.
  • $60,000 of bodily injury per per accident.
  • $25,000 for property damage.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Find affordable car insurance in minutes.

Cheapest full coverage insurance in Tyler

If your car is damaged by weather-related incidents such as theft, fire, vandalism or collisions, the minimum coverage won’t pay for your repairs but full coverage, which includes comprehensive and collision insurances, could. These are the cheapest quotes for full coverage that drivers in Tyler have received through Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$53 $637 Progressive 71 November 25, 2024 Tyler, TX 75704
$68 $815 Progressive 33 October 20, 2024 Tyler, TX 75703
$69 $823 Progressive 33 November 30, 2024 Tyler, TX 75701
$69 $827 Progressive 37 September 15, 2024 Tyler, TX 75709
$70 $842 Progressive 34 February 26, 2025 Tyler, TX 75708
$71 $849 Progressive 54 December 31, 2024 Tyler, TX 75701
$78 $931 Progressive 27 August 17, 2024 Tyler, TX 75701
$78 $933 Safeco 66 February 22, 2025 Tyler, TX 75707
$78 $939 Progressive 30 February 7, 2025 Tyler, TX 75702
$78 $941 Progressive 63 January 31, 2025 Tyler, TX 75708
Last Updated Mar 31, 2025

Cheapest car insurance for young drivers in Tyler (18-29 years old)

Young drivers in Tyler typically pay more for auto insurance because they lack driving experience. These are the cheapest quotes that young drivers in Tyler have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$52 $629 Progressive 28 No January 26, 2024 Tyler, TX 75703
$64 $763 Progressive 28 No October 1, 2023 Tyler, TX 75703
$66 $789 Progressive 25 No February 6, 2024 Tyler, TX 75707
$69 $833 Progressive 27 No December 2, 2023 Tyler, TX 75703
$78 $931 Progressive 27 Yes August 17, 2024 Tyler, TX 75701
Last Updated Mar 31, 2025

Cheapest car insurance for mature drivers in Tyler (30-54 years old)

Drivers between 30 and 54 years old typically pay a lower insurance premium than younger drivers, but it’s still wise to continue shopping for a better rate before your policy renews. These are the cheapest quotes that mature drivers have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$60 $721 Assurance America 42 No February 21, 2025 Tyler, TX 75704
$63 $753 Progressive 49 No March 8, 2025 Tyler, TX 75702
$65 $781 Progressive 33 No October 30, 2024 Tyler, TX 75703
$67 $809 Aspen 40 No November 26, 2023 Tyler, TX 75701
$68 $813 Aspen 30 No October 3, 2024 Tyler, TX 75701
Last Updated Mar 31, 2025

Cheapest car insurance for older drivers in Tyler (55+ years old)

Older drivers in Tyler typically pay the lowest rates for auto insurance until they hit their 70s, when prices tend to go up. These are the cheapest quotes that older drivers in Tyler have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$53 $637 Progressive 71 November 25, 2024 Tyler, TX 75704 Yes
$59 $711 Progressive 57 December 13, 2023 Tyler, TX 75703 No
$61 $731 Safeco 66 February 22, 2025 Tyler, TX 75707 No
$61 $731 Safeco 66 February 21, 2025 Tyler, TX 75707 No
$62 $743 Aspen 61 December 7, 2023 Tyler, TX 75703 No
Last Updated Mar 31, 2025

Cheapest car insurance for drivers with clean records in Tyler

Drivers with no accidents, traffic violations or insurance claims typically qualify for low auto insurance premiums. These are the cheapest quotes that drivers with clean records in Tyler have received via Jerry.

Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$53 $637 Progressive 71 November 25, 2024 Yes Tyler, TX 75704
$59 $711 Progressive 57 December 13, 2023 No Tyler, TX 75703
$63 $753 Progressive 49 March 8, 2025 No Tyler, TX 75702
$63 $759 Aspen 58 October 3, 2023 No Tyler, TX 75706
$65 $781 Progressive 33 October 30, 2024 No Tyler, TX 75703
$67 $809 Aspen 40 November 26, 2023 No Tyler, TX 75701
$68 $813 Aspen 30 October 3, 2024 No Tyler, TX 75701
$68 $815 Progressive 33 October 20, 2024 No Tyler, TX 75703
$68 $815 Progressive 33 October 21, 2024 No Tyler, TX 75703
$68 $815 Progressive 33 December 12, 2024 No Tyler, TX 75703
Last Updated Mar 31, 2025

Cheapest car insurance for drivers with low credit scores in Tyler

Texas allows insurers to use your credit score to determine your premium and a low score could cost you more. Here are the cheapest quotes that drivers in Tyler with credit scores below 550 have received via Jerry.

Credit Score
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $67 $803 Progressive 57 January 31, 2025 Tyler, TX 75708
<550 $67 $809 Aspen 40 November 26, 2023 Tyler, TX 75701
<550 $74 $891 Aspen 43 February 21, 2024 Tyler, TX 75701
<550 $74 $891 Aspen 43 February 9, 2024 Tyler, TX 75701
<550 $74 $891 Aspen 43 February 22, 2024 Tyler, TX 75701
Last Updated Mar 31, 2025

Cheapest car insurance for drivers with at-fault accidents in Tyler

Drivers with at-fault accidents typically pay a high premium for car insurance. If you’ve recently been in an at-fault accident, shop around for the best rate before your current policy renews to ensure you’re keeping costs low. These are the cheapest quotes that drivers in Tyler have received via Jerry.

At-fault Accident on Record
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $52 $629 Progressive 28 No January 26, 2024 Tyler, TX 75703
At Fault With No Injury $61 $731 Safeco 66 No February 22, 2025 Tyler, TX 75707
At Fault With No Injury $61 $731 Safeco 66 No February 21, 2025 Tyler, TX 75707
At Fault With No Injury $64 $763 Progressive 28 No October 1, 2023 Tyler, TX 75703
At Fault With No Injury $69 $827 Progressive 37 Yes September 15, 2024 Tyler, TX 75709
Last Updated Mar 31, 2025

Cheapest car insurance for drivers with speeding tickets in Tyler

Speeding tickets usually cause your insurance premiums to rise, and the degree of increase may depend on what speed you were cited at. These are the cheapest quotes that drivers in Tyler with speeding tickets have received via Jerry.

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $52 $629 Progressive 28 January 26, 2024 Tyler, TX 75703
Speeding under 15 $64 $763 Progressive 28 October 1, 2023 Tyler, TX 75703
Speeding under 15 $67 $803 Progressive 57 January 31, 2025 Tyler, TX 75708
Speeding under 15 $95 $1,137 Progressive 57 February 13, 2025 Tyler, TX 75708
Speeding over 15 $95 $1,141 The General 43 December 22, 2024 Tyler, TX 75702
Last Updated Mar 31, 2025

Cheapest car insurance for drivers with DUIs in Tyler

A DUI may cause your premium to rise, and some insurers may not issue policies to drivers who have been cited. To ensure you’re getting the coverage you need at the lowest price, it’s wise to compare multiple quotes. These are the cheapest quotes that drivers in Tyler with DUIs have received via Jerry.

Violation Summary
Avg Monthly Quote
Avg Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
DUI $69 $833 Progressive 27 December 2, 2023 Tyler, TX 75703
DUI $127 $1,521 Progressive 26 September 26, 2024 Tyler, TX 75704
DUI $137 $1,640 Electric 26 September 26, 2024 Tyler, TX 75704
DUI $204 $2,453 Bristol West 26 September 26, 2024 Tyler, TX 75704
DUI $226 $2,715 Progressive 25 February 27, 2024 Tyler, TX 75701
Last Updated Mar 31, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.