If you buy a car in Iowa and aren’t able to register it right away, state law permits you to drive it normally without license plates or registration for 30 days after the date of purchase—but you must carry proof of ownership, such as a bill of sale or vehicle title, with you. A dealership may issue you temporary license plates to use in the meantime.
QUICK LOOK
- A temporary license plate will allow you to legally drive your newly purchased vehicle until it’s registered.
- Iowa law requires you to register your vehicle within 30 days of the purchase.
- Dealerships in the state of Iowa can issue temporary license plates that can be valid for up to 45 days
Does Iowa issue temporary license plates?
You won’t be able to get a temporary license plate through the Iowa Department of Transportation’s Motor Vehicles Division (MVD); however, dealers can issue temporary plates for cars that they sell, allowing buyers to drive without vehicle registration for 45 days—which should give you plenty of time to obtain your long-term registration plates.
Remember: Temporary license plates carry an expiration date—you can’t use them indefinitely.
How to get temporary license plates in Iowa
If you buy your car from a dealership: You may be able to get a temporary license plate card to display on the vehicle. You’ll get that card from your dealer, and it allows you to operate the car without a registration card for 45 days from the date of purchase.
If you have no plates and no registration: You’ll still be able to drive the car—but only for 30 days.
Keep in mind: Whether you’re driving with temporary plates or nothing at all, you’ll need to carry proof of ownership in the vehicle with you in case you’re pulled over by law enforcement. That could be a certificate of title or the bill of sale from the transaction.
For additional information, you can visit the Iowa DOT’s website.
Getting your registration card
Before the 30 or 45 days are up, you’ll need to register your new vehicle. To do that, head to your local county treasurer’s office with the certificate of title and complete an Application for Certificate of Title And/Or Registration.
Registration fees in Iowa follow a complicated schedule, depending on the weight and age of your car.
For passenger cars, registration fees start at $0.40 per hundred pounds, plus:
- 1% of list price for cars 1-7 model years old
- 0.75% of list price for cars 8-9 model years old
- 0.50% of list price for cars 10-11 model years old
- $50 for cars 12+ model years old
For example: Let’s say you drive a 2021 Honda Accord weighing about 3,200 pounds. That’s 32 x $0.40, plus $249.70 (i.e. 1% of the $24,970 list price) for a total registration fee of $262.50.
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R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Melanie Mergen is an insurance writer with more than 8 years of writing, research, and editing experience. She’s covered topics like car insurance, home insurance, finance, and car ownership for Jerry. Her mission in doing so is to help people secure and protect their most important assets while making the best possible use of their finances.
Prior to joining forces with Jerry, Melanie worked as a freelance content writer and editor, a teaching artist, and journalist. She received her Creative Writing MFA from Columbia University.
