PriceProtect™
DriveShield™
GarageGuard™
Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|---|
May 13, 2024 | Nationwide | $167 | Dale, 54 | • 100,000/300,000 Liability • Comp / Collision | |
May 8, 2024 | AAA | $208 | Viola, 31 | • 100,000/300,000 Liability • Comp / Collision | |
May 7, 2024 | Progressive | $354 | Maude, 20 | • 50,000/100,000 Liability • Comp / Collision | |
May 6, 2024 | Safeco | $95 | Florence, 67 Warrenton, OR | • State Minimum Liability • Comp / Collision | |
May 1, 2024 | Travelers | $99 | Sarah, 51 | • State Minimum Liability • Comp / Collision |
Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
---|---|---|---|---|
Safeco | 4.6 | 4.4 | 4 | 4.5 |
Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
AAA | 4.2 | 4 | 3.8 | 4.4 |
Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
USAA | 4 | 3.5 | 4.5 | 4.2 |
State Farm | 4 | 3.4 | 3.8 | 4.2 |
Farmers | 4 | 3.4 | 4.1 | 3.9 |
Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
---|---|---|
State minimum coverage | $111 | $1,332 |
Full coverage | $200 | $2,400 |
Car Model & Trim | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
---|---|---|
Optima Magentis | $72 | $117 |
Optima SXL | $92 | $206 |
$102 | $201 | |
Optima Optima | $107 | $280 |
$107 | $193 | |
Optima SX | $109 | $206 |
$111 | $200 |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $73 | Sally, 42 | • 100,000/300,000 Liability • Comp / Collision | |
Safeco | $141 | Calvin, 50 | • 50,000/100,000 Liability • Comp / Collision | |
Clearcover | $78 | Augusta, 47 | • State Minimum Liability • Comp / Collision | |
Bristol West | $155 | Tyler, 24 | • 25,000/50,000 Liability | |
National General | $168 | Hunter, 40 | • State Minimum Liability |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $171 | Edward, 47 | • 50,000/100,000 Liability • Comp / Collision | |
Safeco | $292 | Hulda, 33 | • 100,000/300,000 Liability • Comp / Collision | |
Travelers | $237 | Lois, 36 | • 50,000/100,000 Liability • Comp / Collision | |
Clearcover | $106 | Bryan, 36 Valley, AL | • State Minimum Liability • Comp / Collision | |
Mercury | $153 | Cory, 58 | • 100,000/300,000 Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
AAA | $167 | Inez, 30 Dry Fork, VA | • 100,000/300,000 Liability • Comp / Collision | |
Travelers | $231 | Jesus, 27 | • 50,000/100,000 Liability • Comp / Collision | |
Mercury | $293 | Katherine, 33 | • 50,000/100,000 Liability • Comp / Collision | |
Clearcover | $325 | Aaron, 24 | • State Minimum Liability • Comp / Collision | |
Bristol West | $264 | Charlotte, 46 Guttenberg, NJ | • 25,000/50,000 Liability |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $373 | Nora, 24 | • State Minimum Liability | |
Safeco | $197 | Ollie, 28 | • 100,000/300,000 Liability • Comp / Collision | |
Nationwide | $207 | Joseph, 35 | • 250,000/500,000 Liability • Comp / Collision | |
AAA | $229 | Brandon, 29 Albrightsville, PA | • 25,000/50,000 Liability • Comp / Collision | |
Clearcover | $210 | Luke, 27 | • 50,000/100,000 Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Nationwide | $198 | Paul, 44 | • 50,000/100,000 Liability • Comp / Collision | |
Bristol West | $174 | Christine, 34 | • 50,000/100,000 Liability • Comp / Collision | |
Plymouth Rock | $178 | Samuel, 76 | • 100,000/300,000 Liability • Comp / Collision | |
Gainsco | $163 | Nora, 37 | • State Minimum Liability | |
Infinity | $149 | Ora, 49 | • State Minimum Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $116 | Alma, 56 | • 50,000/100,000 Liability • Comp / Collision | |
Travelers | $63 | Willie, 57 | • 100,000/300,000 Liability • Comp / Collision | |
AAA | $125 | Lida, 31 | • State Minimum Liability | |
Safeco | $151 | Herbert, 29 | • State Minimum Liability • Comp / Collision | |
Nationwide | $218 | Lillian, 26 | • 50,000/100,000 Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $166 | Edwin, 35 | • State Minimum Liability • Comp / Collision | |
Nationwide | $177 | Josephine, 41 | • 50,000/100,000 Liability • Comp / Collision | |
Safeco | $179 | Nellie, 25 | • 100,000/300,000 Liability | |
AAA | $78 | Edith, 25 | • State Minimum Liability | |
Infinity | $256 | Frederick, 26 | • State Minimum Liability |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $354 | Maude, 20 | • 50,000/100,000 Liability • Comp / Collision | |
Travelers | $167 | Calvin, 27 | • 100,000/300,000 Liability • Comp / Collision | |
Safeco | $95 | Betty, 67 Warrenton, OR | • State Minimum Liability • Comp / Collision | |
Nationwide | $167 | Nathan, 54 | • 100,000/300,000 Liability • Comp / Collision | |
Bristol West | $77 | Eunice, 66 | • State Minimum Liability |
Model | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
---|---|---|
$54 | $103 | |
Kia Rio | $79 | $138 |
$79 | $188 | |
Kia Niro | $80 | $181 |
Kia Carnival | $88 | $189 |
$89 | $172 | |
Kia Borrego | $90 | $188 |
$91 | $169 | |
$92 | $122 | |
$92 | $151 | |
$95 | $154 | |
$96 | $193 | |
$100 | $209 | |
$103 | $224 | |
$107 | $280 | |
$109 | $227 | |
$109 | $246 | |
Kia Spectra5 | $110 | $163 |
$111 | $220 | |
$139 | $170 |
Rating Type | Rating |
---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front: original test | Good |
Side: original test | Good |
Roof strength | Good |
Head restraints & seats | Good |
Headlights (varies by trim/option) | Good/Poor depending on trim/option |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Superior |
LATCH ease of use | NoCredit |