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Will USAA drop me for too many claims?

I’ve had the worst luck with my car this year. First, someone rear-ended me on the highway, then a tree limb fell on my car during a storm, and now I just got into a fender bender! Will USAA drop me for too many claims?

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Amber Reed · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While USAA could choose to drop you for too many claims, they probably won’t. Unless you file a bunch of claims for at-fault accidents, then your coverage is likely safe—although with three claims in a single year, you could see your insurance rates begin to rise.
In the event that USAA does choose to drop your coverage, or if your rates become too expensive, simply shop for new
car insurance
by collecting quotes and comparing coverage options from different providers. And be sure to take advantage of anything that could get you a discount on car insurance, such as enrolling in a defensive driving course.
MORE: How to avoid the most common car insurance claims
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