That’s unfortunate that you were involved in an accident—hopefully, no one was injured, and the damages aren’t too bad! USAA likely will not drop you for two accident claims on your record, but it depends on the type of claim.

When car insurance companies consider whether to renew clients, their driving record is important. Even with two accidents on a driving record, it depends on the type of accident and claim. Multiple at-fault claims on your record can put your policy at risk of being canceled, as USAA may not renew your policy if they consider you an at-risk driver.

If USAA retains you as a client, their decision to increase your car insurance premium or not will depend on the situation. In most cases, premiums won’t increase if you weren’t at fault, but multiple accidents within a short period could affect your rates, even if you’re not at fault.

MORE: All about high-risk car insurance