Will Uber know if I'm using my own vehicle for transportation of others?

Will my insurance find out if I drive for Uber? I just started as a rideshare driver and I haven't told my insurance company (Allstate).

Answer
“While Uber will not directly contact Allstate, it’s probably a good idea to let them know that you are using your vehicle for rideshare services.
Rideshare companies offer some protection but it may not be enough to cover you during the extent of your working hours.
For example, if you get in an accident while the app is turned on but you’re waiting for a ride, you may not be covered by your regular insurance provider or the rideshare app.
This is because many insurance companies recognize Uber as commercial usage of your vehicle. Without a commercial, rideshare, or similar policy, they may deny your claim or cancel your insurance.
When you talk to your insurance, you can also purchase rideshare insurance as an additional add-on for a small price.”
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Sophie Newman
Answered on Jul 21, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
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