“Several factors go into deciding whether you should keep your name on your parents’ insurance. If you’re still living at home and you keep the Toyota Corolla at their address, you might find that your coverage is cheaper if you stay on their policy.
If you’re thinking of moving out, now’s the time to get your own policy. Because you’re over 25, you’re not considered high-risk anymore, which may result in lower rates.
As far as the cost goes, there’s no way of telling how much you’ll pay without shopping around. Typically, staying on your parents’ insurance is cheaper, but since you’re a bit older, getting your own policy may be an affordable option.
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