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Can you deposit a ripped or torn check?

I accidentally ripped a check thinking that I had already cashed it and now I don’t know what to do. Will the bank accept a ripped check?

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Chloe Jenkins · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Whether or not the bank will accept a ripped check really depends on how badly the check is ripped and how you choose to deposit it. If the rips are too severe for you to put it back together, you won’t be able to deposit it.
The best way to successfully deposit a ripped check is through your bank’s mobile deposit feature, typically available on your bank’s mobile app. This way you can align the check pieces properly before taking the photo.
Be sure that you do not put tape or glue on the check as it may interfere with the scanners that verify the check’s validity. Once you submit your pictures, all that’s left to do is wait.
Your bank will need to verify the check before it can go into your account. While you wait, you should check out the
Jerry
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car insurance
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Once you download Jerry, just answer a handful of questions that will take you roughly 45 seconds to complete and you’ll immediately get car insurance quotes for coverage similar to your current plan. Jerry customers save an average of $887 a year.
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