Unless the child who threw the rock belongs to you, your renters insurance will not cover the cost to repair the window. The parent of the child who threw the rock is responsible for the damage; they could claim it under their homeowners or renters policy using their liability coverage.
Will renters insurance pay out after a rock was thrown at my window?Answered by Home Insurance, Car Insurance Expert Alexah on February 4, 2021
Some kid threw a rock at the window of the apartment I'm renting and broke it. Will renters insurance cover the cost of fixing the window?
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