PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Will renters insurance cover the cost of a cleanup after a big storm?
I'm renting a house and the front yard and backyard are a big mess after a recent storm. I'm talking a fallen tree, busted fence, etc. According to the lease agreement, the tenant is responsible for lawn care and maintenance. So does this mean my renters insurance will cover the cost of the post-storm cleanup?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Your renters policy covers personal property (your belongings) and personal liability (bodily injury or property damage that you are legally responsible for). Because you are not legally liable for damage caused by a storm, the damage is not something that a renters policy would cover.
Although your lease states that you are responsible for lawn care and maintenance, it is reasonable to assume that removing or repairing the fence and the tree is outside the scope of routine lawn care and maintenance. I would notify the property owner of the damage caused by the storm in case they would like to file a homeowners insurance claim for the damages.
“
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
